SBCF Form 4: director now directly holds 14,780 Seacoast shares

Rhea-AI Filing Summary

Seacoast Banking Corp. of Florida (SBCF) director Christopher E. Fogal reported an option exercise and share acquisition. On 11/19/2025, he exercised a right to buy 3,419 shares of common stock at $14.39 per share, coded as transaction type “M” (exercise of derivative security). Following this transaction, he directly owns 14,780 shares of Seacoast common stock.

In addition to his direct holdings, he reports 31,966.76 shares held in Seacoast’s Non-employee Directors Deferred Compensation Plan, 6,875 shares held jointly with his spouse, and 4,688 shares held indirectly in a trust for his spouse. He also retains outstanding stock options with exercise prices of $22.65, $27.53, and $28.42 covering 2,142, 1,431, and 1,146 shares, respectively.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FOGAL CHRISTOPHER E

(Last) (First) (Middle)

SEACOAST BANKING CORP. OF FLORIDA

P. O. BOX 9012

(Street)

STUART FL 34995

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SEACOAST BANKING CORP OF FLORIDA [ SBCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/19/2025		M		3,419	A	$14.39	14,780	D
Common Stock								31,966.76	D(1)
Common Stock								6,875	D(2)
Common Stock								4,688	I	Held by spouse in trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Common Stock Right to Buy(3)	$14.39	11/19/2025		M			3,419	02/03/2016	02/02/2026	Common Stock	3,419	$0	0	D
Commonn Stock Right to Buy(3)	$22.65							02/06/2017	02/05/2027	Common Stock	2,142		2,142	D
Commonn Stock Right to Buy(3)	$27.53							05/04/2018	05/03/2028	Common Stock	1,431		1,431	D
Commonn Stock Right to Buy(3)	$28.42							02/04/2019	02/03/2029	Common Stock	1,146		1,146	D

Explanation of Responses:

1. Held in Seacoast's Non-employee Directors Deferred Compensation Plan

2. Held jointly with spouse

3. Granted pursuant to Seacoast Banking Corporation of Florida's 2013 Incentive Plan

Remarks:

	/s/ Kathy L. Hsu as Power of Attorney for Christopher E. Fogal	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Seacoast Banking Corp. of Florida (SBCF) report on this Form 4?

The filing reports that director Christopher E. Fogal exercised stock options on 11/19/2025, acquiring 3,419 shares of Seacoast Banking Corp. of Florida common stock through an option exercise coded “M”.

At what price were the SBCF stock options exercised and how many shares were involved?

Fogal exercised a Right to Buy derivative security at an exercise price of $14.39 per share, resulting in the acquisition of 3,419 shares of Seacoast common stock.

How many SBCF shares does the director own directly after the reported transaction?

After the transaction on 11/19/2025, the director beneficially owns 14,780 shares of Seacoast Banking Corp. of Florida common stock in direct form.

What additional Seacoast (SBCF) share holdings are reported indirectly or in plans?

The filing shows 31,966.76 shares held in Seacoast’s Non-employee Directors Deferred Compensation Plan, 6,875 shares held jointly with the director’s spouse, and 4,688 shares held indirectly in a trust for his spouse.

What Seacoast (SBCF) stock options remain outstanding for the director after this Form 4?

The director still holds stock options with exercise prices of $22.65, $27.53, and $28.42, covering 2,142, 1,431, and 1,146 shares of Seacoast common stock, respectively, with expiration dates ranging from 02/05/2027 to 02/03/2029.

What is the reporting person’s relationship to Seacoast Banking Corp. of Florida (SBCF)?

The reporting person, Christopher E. Fogal, is identified as a Director of Seacoast Banking Corp. of Florida on this Form 4.