Seacoast Banking (SBCF) insider buys 495 shares at $30.28

Rhea-AI Filing Summary

Seacoast Banking Corp. of Florida (SBCF) director reported an insider acquisition. On 10/22/2025, the reporting person acquired 495 shares of common stock at $30.28 per share (Transaction Code: A).

Following the transaction, the filing lists direct and indirect holdings across several accounts, including 10,000 shares held in an IRA, 10,328 shares held jointly with a spouse, 500 shares held jointly with a son, 500 shares held jointly with a daughter, 26,000 shares held in a family limited liability company, and 8,200 shares held in a family sub-S corporation. The form also shows a derivative position: a right to buy 2,142 shares at an exercise price of $22.65, exercisable from 02/06/2017 and expiring on 02/05/2027.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CULBRETH H GILBERT JR

(Last) (First) (Middle)

SEACOAST BANKING CORPORATION

P. O. BOX 9012

(Street)

STUART FL 34995

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SEACOAST BANKING CORP OF FLORIDA [ SBCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/22/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/22/2025		A		495	A	$30.28	47,500.87	D(1)
Common Stock								1,672	D
Common Stock								10,000	D(2)
Common Stock								10,328	D(3)
Common Stock								500	D(4)
Common Stock								500	D(5)
Common Stock								26,000	I	Held in family limited liability company
Common Stock								8,200	I	Held in family sub-S corporation

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Common Stock Right to Buy(6)	$22.65							02/06/2017	02/05/2027	Common Stock	2,142		2,142	D

Explanation of Responses:

1. Held in Seacoast's Non-employee Directors Deferred Compensation Plan.

2. Held in IRA

3. Held jointly with spouse.

4. Held jointly with son

5. Held jointly with daughter.

6. Granted pursuant to Seacoast Banking Corporation of Florida's 2013 Incentive Plan

Remarks:

	/s/ Kathy L. Hsu as Power of Attorney for H. Gilbert Culbreth, Jr.	10/24/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction was reported for SBCF?

A director acquired 495 shares of common stock at $30.28 on 10/22/2025 (Transaction Code: A).

What is the exercise price and size of the derivative position?

The filing lists a right to buy 2,142 shares at an exercise price of $22.65, expiring on 02/05/2027.

How are the shares held across different accounts for SBCF?

Holdings include 10,000 shares in an IRA, 10,328 jointly with spouse, 500 jointly with son, 500 jointly with daughter, 26,000 in a family LLC, and 8,200 in a family sub-S corporation.

What special plan or note applies to the derivative award?

The derivative was granted under Seacoast Banking Corporation of Florida’s 2013 Incentive Plan.

What is the role of the reporting person at SBCF?

The reporting person is a Director of Seacoast Banking Corp. of Florida.

Was the filing made by a single reporting person?

Yes. The form indicates it was filed by one reporting person.