Every 8-K that Simmons First National Corp (SFNC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow SFNC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SFNC filings page.
SIMMONS FIRST NATIONAL CORP (SFNC) announced a restructuring centered on branch consolidation and broader efficiency initiatives. On September 1, 2026, the company decided to close 26 Simmons Bank branches across its six-state footprint, with the closures expected to be effective on December 4, 2026.
The branch closures are expected to affect about 100 associates, and the company anticipates retaining approximately 70% of them in other roles. Related to the closures, Simmons expects aggregate pre-tax expenses of $20–$23 million, of which $4–$5 million are expected to be cash-based, largely recognized in the third quarter of 2026.
More broadly, a set of strategic initiatives to simplify the organization, streamline processes, and increase technology and automation (the “Initiatives”) is expected to result in total pre-tax expenses of $40–$45 million in the third quarter of 2026, including branch-closure costs. Once fully implemented, these Initiatives are expected to increase annual pre-provision net revenue (PPNR) by $37–$42 million, though some of the benefits may be reinvested in future growth. All estimates are subject to assumptions and may differ materially from expectations.
Simmons First National Corporation reported second-quarter 2026 net income of $66.7 million and diluted EPS of $0.46, versus $68.5 million and $0.47 in the prior quarter and $54.8 million and $0.43 a year ago. Adjusted net income was $72.2 million, or $0.50 per diluted share.
Total revenue was $248.6 million and pre-provision net revenue was $100.8 million, supported by net interest income of $200.6 million and a fully taxable-equivalent net interest margin of 3.84%, unchanged sequentially and up from 3.06% in second-quarter 2025. Noninterest income rose to $47.9 million, while adjusted noninterest expense was $140.3 million and the adjusted efficiency ratio improved to 54.26%.
Total loans increased to $18.1 billion and unfunded commitments to $4.4 billion. Asset quality metrics remained moderate, with an annualized net charge-off ratio of 0.20%, an allowance for credit losses equal to 1.32% of loans, and nonperforming loans at 0.92% of total loans. Capital stayed strong with a CET1 ratio of 11.60% and tangible common equity ratio of 8.91%. The company repurchased about 0.7 million shares at an average price of $21.52 during the quarter.
Simmons First National Corporation reported results from its Annual Meeting of Shareholders and the approval of an updated long-term incentive plan. Shareholders approved the Amended and Restated 2023 Stock and Incentive Plan, which raises the total shares available under the plan since inception to 7,350,000, an increase of 3,550,000 shares, and extends the term for granting awards to May 12, 2036. The plan also adds an annual $750,000 cap on combined cash and equity compensation for non-employee directors, with limited exceptions, and keeps all previously granted awards in place. Shareholders fixed the board size at fourteen directors, elected all fourteen nominees, approved on an advisory basis the compensation of named executive officers, and ratified Forvis Mazars, LLP as independent auditors for the year ending December 31, 2026.
Simmons First National Corporation reported solid first quarter 2026 results with net income of $68.5 million and diluted EPS of $0.47. This was down from $78.1 million in the prior quarter, but more than double the $32.4 million earned a year earlier, reflecting a rebound from prior-period securities losses.
Total revenue was $241.4 million, generating pre-provision net revenue of $100.7 million. The bank’s net interest margin improved to 3.84%, while the cost of deposits fell to 1.96%, helped by remixing funding away from higher-cost wholesale and time deposits.
Loans ended the quarter at $17.9 billion, up 10% annualized from year-end, with growth across commercial real estate, commercial and industrial, mortgage warehouse and agriculture. Deposits were stable at $20.2 billion, and asset quality remained manageable, with an annualized net charge-off ratio of 0.21% and an allowance for credit losses equal to 1.28% of loans.
Simmons First National Corporation reported a change to the severance terms for executive James M. Brogdon in the event of a change in control. The company and Simmons Bank entered into a First Amendment to his Executive Change in Control Severance Agreement.
The amendment increases the formula for Brogdon’s "termination compensation" from two times his Base Period Income to three times his Base Period Income, as defined in the original 2021 agreement. The full text of the amendment is provided as Exhibit 10.1.
Simmons First National Corporation announced that its board of directors has authorized a new common stock repurchase program allowing the company to buy back up to $175 million of its Class A common stock that is currently outstanding. This new program replaces the prior authorization that ended on January 31, 2026.
The company may repurchase shares in the open market, through privately negotiated transactions, or via Rule 10b5-1 trading plans, with timing, price, and volume determined at management’s discretion based on market conditions, corporate needs, and legal requirements. The program is not a commitment to repurchase any specific amount, can be modified or suspended at any time, and is expected to be funded from available liquidity, including cash on hand and future cash flow. The authorization runs through January 31, 2028 unless ended earlier.
Simmons First National Corporation filed a current report describing two information releases dated January 20, 2026. The company furnished a press release, attached as Exhibit 99.1, and an investor presentation, attached as Exhibit 99.2. Both exhibits are provided for informational purposes and are explicitly described as being furnished rather than filed, which means they are not subject to certain Exchange Act liabilities and are not automatically incorporated into other securities law filings unless specifically referenced.
Simmons First National Corporation furnished a press release and an investor presentation on October 16, 2025. The materials are attached as Exhibit 99.1 (press release) and Exhibit 99.2 (investor presentation) and are incorporated by reference.
The information was furnished, not filed, under the Exchange Act and is not subject to Section 18 liabilities, nor incorporated into other filings except by specific reference.
Simmons First National Corporation agreed to sell $325,000,000 of subordinated notes in an underwritten offering to multiple banks. The securities are described as fixed-to-floating rate subordinated notes due 2028 and were issued under the company's shelf registration, as supplemented by a prospectus supplement dated September 9, 2025. Net proceeds are designated for general corporate purposes, and the offering was led by Keefe, Bruyette & Woods and Morgan Stanley as representatives of the underwriters. The filing references the underwriting agreement and an accompanying press release and interactive cover data.
Simmons First National Corp. (SFNC) filed an 8-K announcing a sizeable equity raise. On 21 Jul 2025 the company signed an underwriting agreement with Stephens Inc., Keefe, Bruyette & Woods and Morgan Stanley to sell 18,653,000 Class A common shares (including 2,433,000 overallotment shares) at a public price of $18.50. Underwriters will pay $17.575 per share; the offering closed on 23 Jul 2025.
After underwriting discounts and estimated expenses, net proceeds are expected to total roughly $326.9 million. The company plans to use the cash for general corporate purposes, potentially including additional capital for Simmons Bank to support balance-sheet repositioning and organic growth.
The shares were issued under automatic shelf registration statement Form S-3ASR No. 333-279502 (effective 17 May 2024). The underwriting agreement contains customary reps, covenants and indemnities, and a legality opinion from Troutman Pepper Locke LLP is included as Exhibit 5.1.
Simmons First National Corp. (SFNC) filed an Item 7.01 Form 8-K to announce the pricing of an underwritten public offering of 16,220,000 Class A common shares at an undisclosed price. Underwriters also received a 30-day option to buy up to 2,433,000 additional shares, potentially expanding the deal by roughly 15%. The press release (Exhibit 99.1) is furnished, not filed, so the shares’ pricing, gross proceeds and intended use of funds will not be incorporated into other SEC filings.
The company characterises the transaction as “opportunistic” and says proceeds may be used to reposition the balance sheet, although final allocation will depend on market conditions. Because the disclosure is furnished, it carries no Section 18 liability and is subject to the safe-harbor language included in the filing.
No other financial metrics, earnings data or strategic transactions were reported.