Simmons First (NASDAQ: SFNC) posts new press release and investor deck

Rhea-AI Filing Summary

Simmons First National Corporation filed a current report describing two information releases dated January 20, 2026. The company furnished a press release, attached as Exhibit 99.1, and an investor presentation, attached as Exhibit 99.2. Both exhibits are provided for informational purposes and are explicitly described as being furnished rather than filed, which means they are not subject to certain Exchange Act liabilities and are not automatically incorporated into other securities law filings unless specifically referenced.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

SIMMONS FIRST NATIONAL CORP false 0000090498 0000090498 2026-01-20 2026-01-20

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) January 20, 2026

SIMMONS FIRST NATIONAL CORPORATION

(Exact name of registrant as specified in its charter)

Arkansas		0-6253		71-0407808
(State or other jurisdiction of incorporation)		(Commission File Number)		(I.R.S. Employer Identification No.)
501 Main Street, Pine Bluff, Arkansas				71601
(Address of principal executive offices)				(Zip Code)

(870) 541-1000

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common stock, par value $0.01 per share		SFNC		The Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 20, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

The information provided pursuant to this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (“Exchange Act”) or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference into any filing of the Registrant under the Securities Act of 1933 (“Securities Act”) or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 7.01 Regulation FD Disclosure.

On January 20, 2026, the Registrant issued an investor presentation, a copy of which is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

The information provided pursuant to this Item 7.01, including Exhibit 99.2, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference into any filing of the Registrant under the Securities Act or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits.

Exhibit 99.1		Press Release dated January 20, 2026
Exhibit 99.2		Investor Presentation issued on January 20, 2026
Exhibit 104		Cover Page Interactive Data File (embedded within the Inline XBRL Document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						SIMMONS FIRST NATIONAL CORPORATION
						/s/ C. Daniel Hobbs
Date: January 20, 2026						C. Daniel Hobbs, Executive Vice President and Chief Financial Officer

FAQ

What did Simmons First National Corporation (SFNC) disclose in this 8-K?

Simmons First National Corporation disclosed that it issued a press release and an investor presentation on January 20, 2026, which are attached as Exhibits 99.1 and 99.2.

What is included in Exhibit 99.1 for Simmons First National (SFNC)?

Exhibit 99.1 is a press release dated January 20, 2026, issued by Simmons First National Corporation.

What is included in Exhibit 99.2 for Simmons First National (SFNC)?

Exhibit 99.2 is an investor presentation issued by Simmons First National Corporation on January 20, 2026.

Is the information in the Simmons First (SFNC) press release and investor presentation considered filed with the SEC?

No. The company states that the information in Exhibits 99.1 and 99.2 is being furnished and shall not be deemed filed for purposes of Section 18 of the Exchange Act.

Who signed this Simmons First National (SFNC) 8-K report?

The report was signed on behalf of Simmons First National Corporation by C. Daniel Hobbs, Executive Vice President and Chief Financial Officer.

On what date were the Simmons First (SFNC) press release and investor presentation issued?

Both the press release (Exhibit 99.1) and investor presentation (Exhibit 99.2) were issued on January 20, 2026.