Welcome to our dedicated page for Shinhan Finan SEC filings (Ticker: SHG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Shinhan Financial Group Co., Ltd. filings document the regulatory reporting of a foreign private issuer and Korean financial group. Its Form 20-F and Form 6-K disclosures cover consolidated operating results prepared under Korean International Financial Reporting Standards, annual business results, internal control over financial reporting, external auditor matters and recurring earnings-release communications.
The filings also record board and shareholder actions, including cash dividends, corporate value-up and shareholder-return policies, capital reserve matters, amendments to articles of incorporation, director and audit committee elections, ownership changes by large shareholders and changes in shareholdings related to Jeju Bank. These disclosures frame SHG’s capital management, governance and subsidiary ownership alongside its banking, card, securities, insurance, credit and asset management operations.
Shinhan Financial Group reported that its 25th fiscal year financial statements and consolidated statements were approved at the Annual General Meeting of Shareholders on March 26, 2026. With this approval, the company confirms it meets the criteria to be treated as a high-dividend company for separate taxation of dividend income for Korean resident shareholders under the Restriction of Special Taxation Act.
The company has refiled its 2025 Corporate Value-up Plan to add details on this high-dividend compliance. A new 2026 Corporate Value-up Plan will be released after a later resolution by the Board of Directors.
Shinhan Financial Group reported stronger FY2025 results and outlined aggressive shareholder return plans. Consolidated net profit attributable to shareholders rose to KRW 4,972 billion, with earnings per share of KRW 9,812. Key profitability metrics improved, with ROE 9.1% and ROTCE 10.3%, supported by profit growth in banking and securities.
Capital strength remained solid, as the CET1 ratio reached 13.35% and the consolidated BIS ratio was 15.94%. Asset quality stayed sound, with a group NPL ratio of 0.64% and substandard-and-below ratio of 0.74%. As of December 31, 2025, the company had 485,494,934 issued shares and 477,157,399 voting shares after substantial treasury share cancellations.
The group executed its Corporate Value-up Plan by delivering a 50.2% shareholder return ratio in 2025, including total cash dividends of KRW 1,245.7 billion or KRW 2,590 per common share. On February 5, 2026, the board approved an additional annual dividend of KRW 880 per share and a new KRW 500 billion treasury share acquisition and planned cancellation of about 5,537,098 shares, further emphasizing capital return.
Shinhan Financial Group reported a change in the stake held by its largest shareholder, Korea’s National Pension Service (NPS). NPS’s holding decreased from 43,846,070 common shares, representing 9.03% as of December 31, 2025, to 43,441,749 common shares, representing 9.15% as of February 20, 2026. The update is based on the shareholder registry closing as of February 20, 2026.
Shinhan Financial Group Co., Ltd. filed a report stating that it has submitted its 2025 Annual Report on Corporate Governance & Remuneration System to the Korea Exchange. An English version of this governance and compensation report will be made available on the company’s website within March 2026.
Shinhan Financial Group filed a Form 6-K presenting audited 2025 financial statements for its wholly owned subsidiary Shinhan Bank, along with audit opinions and an internal control review. The financial statements are prepared under K-IFRS and remain subject to shareholder approval.
On a consolidated basis, Shinhan Bank reported total assets of W 596,967,318 million and total liabilities of W 558,513,573 million as of December 31, 2025, with total equity of W 38,453,745 million. Deposits were W 434,322,320 million. Profit for the year was W 3,775,822 million and basic and diluted earnings per share were W 2,325. Net interest income reached W 9,169,889 million and net fees and commission income W 1,216,505 million.
On a separate (parent-only) basis, Shinhan Bank reported total assets of W 549,431,678 million, total liabilities of W 514,882,090 million and equity of W 34,549,588 million. Separate profit for the year was W 3,184,959 million, with basic and diluted earnings per share of W 1,953 and net interest income of W 7,995,044 million. KPMG Samjong issued unmodified audit opinions on both consolidated and separate statements and reported that internal control over financial reporting was effectively designed and operating as of December 31, 2025.
Shinhan Financial Group furnished audited 2025 financial statements for its wholly owned credit card subsidiary, Shinhan Card, prepared under K-IFRS and still subject to shareholder approval. On a consolidated basis, Shinhan Card reported profit of W 480,205 million for 2025, down from W 575,261 million in 2024, as operating income fell to W 610,020 million from W 757,441 million. Net interest income was broadly stable at W 1,947,497 million, while net fee and commission income declined to W 586,111 million. Credit loss provisions were similar year over year at W 911,600 million. Consolidated total assets were W 43,186,732 million and equity W 8,499,882 million, both slightly higher equity-wise than a year earlier. Basic and diluted earnings per share were W 3,548, compared with W 4,309 in 2024. Operating cash flow turned positive at W 1,047,525 million, and year-end cash and cash equivalents stood at W 413,080 million. Separate (parent-only) statements show 2025 profit of W 440,672 million and equity of W 8,329,455 million.
Shinhan Financial Group submitted audited 2025 consolidated financial statements for its wholly owned life insurance subsidiary, Shinhan Life Insurance Co., Ltd., prepared under K-IFRS. The auditors issued an unqualified opinion.
Shinhan Life reported total assets of W 59,661,505 million and total liabilities of W 53,455,107 million as of December 31, 2025, with equity of W 6,206,398 million, down from W 7,040,701 million a year earlier after hybrid bond redemption and dividends. Profit for the period was W 507,708 million versus W 528,401 million in 2024, but total other comprehensive loss of W 657,050 million led to a total comprehensive loss of W 149,342 million.
Operating profit rose to W 791,988 million from W 725,082 million, while net cash inflow from operating activities increased sharply to W 1,339,375 million from W 370,727 million. The group redeemed W 300,000 million of hybrid bonds, issued W 498,594 million of debentures, and paid W 378,307 million in dividends.
Shinhan Financial Group released audited 2025 consolidated results prepared under Korean IFRS, subject to later stockholder approval. Profit for the year rose to W 5,084,519 million from W 4,558,170 million, and basic and diluted earnings per share increased to W 9,812 from W 8,441.
Total assets reached W 786,013,485 million, with deposits of W 447,648,971 million and total equity of W 60,372,324 million as of December 31, 2025. The independent auditor issued an unmodified opinion on both the consolidated financial statements and internal control over financial reporting.
Shinhan Financial Group Co., Ltd. has called its annual general shareholders’ meeting for March 26, 2026 at 10:00 at the Shinhan Bank building in Seoul. Shareholders will be asked to approve the separate and consolidated financial statements for the fiscal year 2025.
The agenda also includes reducing capital reserves and transferring them to retained earnings, amending the articles of incorporation, electing one executive director and several independent directors, appointing independent directors to the audit committee, and setting the overall limit on director remuneration.
The meeting will be livestreamed on the company’s website, and shareholders are encouraged to use electronic and proxy voting. Detailed agenda materials are available in the convocation notice posted on the corporate website.
Shinhan Financial Group reported that the board of its wholly owned subsidiary Shinhan Bank resolved to issue Write-down Contingent Capital Securities to help maintain regulatory capital under Basel III standards.
The securities are described as Basel III-compliant Tier 2 subordinated debt with a total issuance limit of KRW 200 billion. If Shinhan Bank is designated an insolvent financial institution under Article 2 of Korea’s Act on the Structural Improvement of the Financial Industry, the full amount of these contingent capital securities, including interest or dividends, will be written off without prior consent from related parties. Specific terms such as interest rate and final maturity have been delegated to the CEO of Shinhan Bank.