Southern Missouri Bancorp (SMBC) CFO awarded new stock options and shares

Rhea-AI Filing Summary

Chkautovich Stefan reported acquisition or exercise transactions in this Form 4 filing.

Southern Missouri Bancorp reported that its Chief Financial Officer, Stefan Chkautovich, received new equity awards. He was granted stock options for 1,500 shares of common stock at a price of $0.00 per share, and a separate award of 600 shares of common stock, both classified as grants or awards rather than open‑market purchases.

The 600-share common stock award is scheduled to vest over five years beginning on February 9, 2027, with up to 20% vesting on that date and on each of the next four anniversaries, based on how much the company’s annualized return on average assets over the prior 12 calendar quarters exceeds a threshold level. The stock options become exercisable in 20% installments over five-year periods, with first installments beginning on February 24, 2027, February 18, 2026, February 8, 2025, and September 19, 2024, with remaining installments vesting annually thereafter. After these transactions, Chkautovich directly owns 2,725 shares of common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chkautovich Stefan

(Last) (First) (Middle)

2991 OAK GROVE RD

(Street)

POPLAR BLUFF MO 63901

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTHERN MISSOURI BANCORP, INC. [ SMBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHIEF FINANCIAL OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		A(1)		600	A	$0	2,725	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$62.96	02/24/2026		A		1,500		(2)	02/24/2036	Common Stock	1,500	$0	1,500	D
Stock Option (Right to Buy)	$60.42							(3)	02/18/2035	Common Stock	1,500		1,500	D
Stock Option (Right to Buy)	$40.82							(4)	02/08/2034	Common Stock	2,500		2,500	D
Stock Option (Right to Buy)	$40.28							(5)	09/19/2033	Common Stock	3,500		3,500	D

Explanation of Responses:

1. The shares are scheduled to vest over a five-year period beginning February 9, 2027, with up to 20% of the shares vesting on that date and on each of the next four anniversaries of that date based on the extent to which the Company's annualized return on average assets over the 12 calendar quarters ending immediately prior to the applicable vesting date exceeds a threshold level.

2. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/24/27. Each remaining installment vests annually thereafter.

3. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/18/26. Each remaining installment vests annually thereafter.

4. The options become exercisable in 20% installments over a five year period with the first installment vesting on 2/8/25. Each remaining installment vests annually thereafter.

5. The options become exercisable in 20% installments over a five year period with the first installment vesting on 9/19/24. Each remaining installment vests annually thereafter.

	/s/ Stefan Chkautovich	02/26/2026
	** Signature of Reporting Person	Date
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FAQ

What equity awards did SMBC CFO Stefan Chkautovich receive in this Form 4?

Stefan Chkautovich received a grant of stock options for 1,500 shares and a separate grant of 600 shares of Southern Missouri Bancorp common stock. Both awards were recorded at a price of $0.00 per share as compensation, not open‑market purchases.

How do the new Southern Missouri Bancorp stock grants to the CFO vest?

The 600-share common stock grant vests over five years starting February 9, 2027. Up to 20% can vest on that date and on each of the next four anniversaries, depending on the company’s annualized return on average assets versus a specified threshold.

What is the vesting schedule for SMBC stock options granted to the CFO?

The stock options become exercisable in 20% installments over five-year periods, with first installments vesting on September 19, 2024, February 8, 2025, February 18, 2026, and February 24, 2027. Each remaining installment vests annually after the initial vesting date for each option grant.

Did the SMBC CFO buy or sell shares on the open market in this filing?

No open‑market buy or sell transactions are shown. The Form 4 records equity compensation grants: 1,500 stock options and 600 shares of common stock, both at a reported price of $0.00 per share, categorized as grant or award acquisitions.

How many Southern Missouri Bancorp common shares does the CFO own after these awards?

Following the reported transactions, Stefan Chkautovich directly owns 2,725 shares of Southern Missouri Bancorp common stock. This total reflects the addition of 600 granted shares, as disclosed in the filing’s post‑transaction share balance for his direct ownership.

Are the SMBC CFO’s new stock grants tied to company performance metrics?

Yes, the 600-share stock grant vests based on performance. Up to 20% can vest each year over five years depending on how much Southern Missouri Bancorp’s annualized return on average assets over the prior 12 quarters exceeds a defined threshold level.