Director at Southern Missouri (NASDAQ: SMBC) awarded 400 restricted shares

Rhea-AI Filing Summary

Southern Missouri Bancorp director Kenneth J. Bower reported an equity award. He acquired 400 shares of common stock as a grant of restricted stock at a price of $0.0000 per share, bringing his directly held common shares to 400.

The restricted shares are scheduled to vest over five years beginning on February 9, 2027, with 20% vesting on that date and 20% on each of the next four anniversaries. The filing also notes a direct holding of stock options covering 5,000 shares, which become exercisable in 20% annual installments starting on October 20, 2026.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Bower Kenneth J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	400	$0.00	--
holding	Stock Option (right to buy)	--	--	--

Holdings After Transaction: Common Stock — 400 shares (Direct); Stock Option (right to buy) — 5,000 shares (Direct)

Footnotes (1)

1. Grant of restricted stock. The shares are scheduled to vest over a five-year period beginning February 9, 2027, with 20% of the shares vesting on that date and on each of the next four anniversaries of that date. The options become exercisable in 20% installments over a five-year period with the first installment vesting on October 20, 2026. Each remaining installment vests annually thereafter.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bower Kenneth J

(Last) (First) (Middle)

2991 OAK GROVE RD

(Street)

POPLAR BLUFF MO 63901

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SOUTHERN MISSOURI BANCORP, INC. [ SMBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		A(1)		400	A	$0	400	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$50.05							(2)	10/20/2035	Common Stock	5,000		5,000	D

Explanation of Responses:

1. Grant of restricted stock. The shares are scheduled to vest over a five-year period beginning February 9, 2027, with 20% of the shares vesting on that date and on each of the next four anniversaries of that date.

2. The options become exercisable in 20% installments over a five-year period with the first installment vesting on October 20, 2026. Each remaining installment vests annually thereafter.

	/s/ Kenneth J. Bower	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Kenneth J. Bower report in his Form 4 for SOUTHERN MISSOURI BANCORP (SMBC)?

Kenneth J. Bower reported receiving 400 shares of common stock as a restricted stock grant. These shares were acquired at a stated price of $0.0000 per share, increasing his directly held common stock position to 400 shares, subject to a multi-year vesting schedule.

How do the 400 restricted shares for SMBC vest for director Kenneth J. Bower?

The 400 restricted shares vest over five years starting on February 9, 2027. Twenty percent of the shares vest on that date, with an additional 20% vesting on each of the following four anniversaries, making the entire grant fully vested after the five-year period.

What stock option holdings did the SMBC Form 4 disclose for Kenneth J. Bower?

The Form 4 shows Kenneth J. Bower directly holding stock options on 5,000 shares of Southern Missouri Bancorp common stock. These options are not newly granted in this filing; the report simply states that 5,000 option shares are owned following the reported transactions.

When do Kenneth J. Bower’s SMBC stock options become exercisable?

Bower’s stock options become exercisable in 20% installments over five years, with the first 20% vesting on October 20, 2026. Each remaining 20% installment vests annually thereafter, so the full 5,000 option shares become exercisable after the five-year vesting schedule completes.

Is the SMBC Form 4 transaction a purchase or a grant for Kenneth J. Bower?

The SMBC Form 4 reflects a grant or award acquisition, not an open-market purchase. Bower received 400 restricted shares of common stock as a grant categorized as a “Grant, award, or other acquisition,” with no cash purchase price reported for the shares.

What is Kenneth J. Bower’s direct common stock ownership in SMBC after this Form 4?

After the reported grant, Kenneth J. Bower directly owns 400 shares of Southern Missouri Bancorp common stock. These are subject to the five-year vesting schedule described, so while 400 shares are reported, full economic vesting will occur gradually through 2031.