[Form 4] SMARTFINANCIAL INC. Insider Trading Activity

Rhea-AI Filing Summary

SmartFinancial Inc. (SMBK) insider reports small stock sale. An executive vice president and chief credit officer of SmartFinancial Inc. filed a Form 4 disclosing the sale of 250 shares of common stock on 11/18/2025 at a price of $35 per share. After this transaction, the reporting person directly holds 10,104 shares of SmartFinancial common stock. The filing notes that it was submitted by an attorney-in-fact on behalf of the reporting person.

Insider Trade Summary

Net Seller: 250 shares

Net Sell 1 txn

Insider Jordan Rhett D.

Role EVP & CHIEF CREDIT OFFICER

Sold 250 shs ($9K)

Type	Security	Shares	Price	Value
Sale	Common Stock	250	$35.00	$9K

Holdings After Transaction: Common Stock — 10,104 shares (Direct)

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 11/18/2025 - 05:00 PM Learn about SEC filing dates

FAQ

What insider transaction did SmartFinancial Inc. (SMBK) report?

A SmartFinancial Inc. executive vice president and chief credit officer reported selling 250 shares of SMBK common stock.

On what date did the SMBK insider stock sale occur?

The reported sale of SmartFinancial Inc. (SMBK) common stock occurred on 11/18/2025.

What was the sale price for the SMBK shares in this Form 4?

The 250 shares of SmartFinancial Inc. (SMBK) common stock were sold at $35 per share.

How many SmartFinancial Inc. (SMBK) shares does the reporting person own after the sale?

Following the transaction, the reporting person directly owns 10,104 shares of SmartFinancial Inc. common stock.

What is the reporting person’s role at SmartFinancial Inc. (SMBK)?

The reporting person is an officer of SmartFinancial Inc., serving as EVP & Chief Credit Officer.

Is this SMBK Form 4 filed by one or multiple reporting persons?

This Form 4 is indicated as being filed by one reporting person.

Who signed the Form 4 for the SMBK insider transaction?

The Form 4 was signed by /s/ Glen E. Allen, Jr., Attorney-in-Fact on behalf of the reporting person.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Jordan Rhett D.

(Last) (First) (Middle)

5401 KINGSTON PIKE SUITE 600

(Street)

KNOXVILLE TN 37919

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SMARTFINANCIAL INC. [ SMBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CHIEF CREDIT OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
11/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/18/2025		S		250	D	$35	10,104	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Glen E. Allen, Jr., Attorney-in-Fact	11/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.