Security National Financial (SNFCA) director reports new share and RSU awards

Rhea-AI Filing Summary

Security National Financial Corp. director Gilbert A. Fuller reported equity transactions in Class A Common Stock and related restricted stock units. On January 2, 2026, he reported an acquisition of 627 Class A shares at $13.08 per share and a disposition of 627 Class A shares at $8.68 per share, leaving 41,973 Class A shares held directly.

The filing also details equity awards under the company’s 2022 Equity Incentive Plan. Restricted stock units granted on December 6, 2024 covered 2,509 shares at $13.08 per share, and units granted on December 5, 2025 covered 2,461 shares at $8.53 per share. The 2025 units vest quarterly and are scheduled to be fully vested on December 31, 2026, with 2,461 restricted stock units shown as beneficially owned directly after the reported transactions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FULLER GILBERT A

(Last) (First) (Middle)

55 WANDERWOOD WAY

(Street)

SANDY UT 84092

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/02/2026	01/02/2026	M		627	A	$13.08	42,600	D
Class A Common Stock	01/02/2026	01/02/2026	D		627	D	$8.68	41,973	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	$13.08(1)	12/06/2024		A			627	04/01/2025	12/31/2025	Class A Common Stock	627	$13.08	0.0000	D
Restricted Stock Unit	$8.53(2)	12/05/2025		A		2,461		04/01/2026	12/31/2026	Class A Common Stock	2,461	$8.53	2,461	D

Explanation of Responses:

1. These restricted stock units were granted on December 6, 2024 for 2,509 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $13.08 per share.

2. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.

	/s/ Gilbert A. Fuller	01/06/2026
	** Signature of Reporting Person	Date
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FAQ

What insider activity did SNFCA director Gilbert A. Fuller report?

Gilbert A. Fuller, a director of Security National Financial Corp. (SNFCA), reported transactions in Class A Common Stock and restricted stock units. On January 2, 2026, he reported acquiring 627 Class A shares at $13.08 per share and disposing of 627 Class A shares at $8.68 per share.

How many SNFCA Class A shares does Gilbert A. Fuller own after these transactions?

After the reported January 2, 2026 transactions, Gilbert A. Fuller is shown as beneficially owning 41,973 shares of Class A Common Stock, held directly.

What restricted stock units were granted to Gilbert A. Fuller at Security National Financial (SNFCA)?

Footnotes explain that restricted stock units were granted under the 2022 Equity Incentive Plan. On December 6, 2024, units were granted for 2,509 shares of Class A Common Stock at $13.08 per share. On December 5, 2025, units were granted for 2,461 shares at $8.53 per share.

What is the vesting schedule for the 2025 restricted stock units reported by SNFCA?

The restricted stock units granted on December 5, 2025 for 2,461 shares at $8.53 per share vest quarterly and are expected to be fully vested on December 31, 2026.

How many restricted stock units does Gilbert A. Fuller hold after the reported transactions?

Following the reported derivative transactions, the table shows 2,461 restricted stock units beneficially owned directly, tied to the December 5, 2025 grant at $8.53 per share.

What plan governs the equity awards disclosed in this SNFCA insider report?

The restricted stock unit grants disclosed for Gilbert A. Fuller were made under Security National Financial Corp.’s 2022 Equity Incentive Plan, as noted in the footnotes.