Security National Financial (SNFCA) officer details stock and RSU moves

Rhea-AI Filing Summary

Security National Financial Corp reported insider equity moves by its General Counsel & Corporate Secretary, Jeffrey R. Stephens. On 12/12/2025, he disposed of 10,000 shares of Class A Common Stock coded "G" at a price of $ 9.01 per share. After this transaction, he directly beneficially owned 34,745 shares of Class A Common Stock.

The filing notes this direct amount does not include 127,085 shares of Class A Common Stock he owns indirectly through the 401(k) Retirement Savings Plan. It also reports 603 restricted stock units tied to Class A Common Stock with a conversion price of $ 13.08, part of a 2,413‑share grant made on 12/06/2024 at $ 13.08 per share under the 2022 Equity Incentive Plan, which vests quarterly and will be fully vested on 12/31/2025.

Insider Trade Summary

10,000 shares gifted

Mixed 2 txns

Insider Stephens Jeffrey Russell

Role Gen. Counsel & Corp. Sec

Type	Security	Shares	Price	Value
Gift	Class A Common Stock	10,000	$9.01	$90K
Grant/Award	Restricted Stock Unit	603	$13.08	$8K

Holdings After Transaction: Class A Common Stock — 34,745 shares (Direct); Restricted Stock Unit — 603 shares (Direct)

Footnotes (1)

1. Does not include 127,085 shares of Class A Common Stock owned indirectly by the reporting person in the 401(k) Retirement Savings Plan. These restricted stock units were granted on December 6, 2024 for 2,413 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $13.08 per share. The units granted vest quarterly, and will be fully vested on December 31, 2025.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Stephens Jeffrey Russell

(Last) (First) (Middle)

38 NORTHRIDGE WAY

(Street)

SANDY UT 84092

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Gen. Counsel & Corp. Sec

3. Date of Earliest Transaction (Month/Day/Year)
12/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	12/12/2025		G		10,000	D	$9.01	34,745(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	$13.08(2)	12/06/2024		A		603		04/01/2025	12/31/2025	Class A Common Stock	603	$13.08	603	D

Explanation of Responses:

1. Does not include 127,085 shares of Class A Common Stock owned indirectly by the reporting person in the 401(k) Retirement Savings Plan.

2. These restricted stock units were granted on December 6, 2024 for 2,413 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $13.08 per share. The units granted vest quarterly, and will be fully vested on December 31, 2025.

	/s/ Jeffrey R. Stephens	12/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider stock transaction did SNFCA report in this filing?

The filing shows that on 12/12/2025, Security National Financial Corp officer Jeffrey R. Stephens disposed of 10,000 shares of Class A Common Stock coded "G" at a price of $ 9.01 per share.

How many Security National Financial Corp (SNFCA) shares does the officer own after the transaction?

After the reported transaction, Jeffrey R. Stephens directly beneficially owned 34,745 shares of Security National Financial Corp Class A Common Stock, not including indirect holdings.

What indirect SNFCA share ownership does the reporting person have?

The explanation states that 34,745 directly owned shares do not include 127,085 shares of Class A Common Stock that Jeffrey R. Stephens owns indirectly through the 401(k) Retirement Savings Plan.

What restricted stock units related to SNFCA were reported?

The filing reports 603 restricted stock units with a conversion price of $ 13.08, representing rights to 603 shares of Class A Common Stock, all held directly by the reporting person.

What are the terms of the restricted stock unit grant for SNFCA?

The explanation notes that these restricted stock units were granted on 12/06/2024 for 2,413 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $ 13.08 per share, vest quarterly, and will be fully vested on 12/31/2025.

What is the reporting persons role at Security National Financial Corp (SNFCA)?

The reporting person, Jeffrey R. Stephens, is an officer of Security National Financial Corp, serving as General Counsel & Corporate Secretary.