Welcome to our dedicated page for Seneca Bancorp SEC filings (Ticker: SNNF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Seneca Financial Corp (SNNF) provides access to recent Form 8-K reports filed under the name Seneca Bancorp, Inc., a Maryland corporation. These filings focus on the conversion of Seneca Financial MHC from a mutual holding company form of organization to a fully public stock holding company form, along with the related stock offering and charter changes for Seneca Savings, the Bank.
In these 8-K reports, investors can review disclosures about the Plan of Conversion and Reorganization, the approval of that plan by stockholders and members, and the sequence of events covering the commencement and closing of a community offering by Seneca Bancorp, Inc. The filings also describe the Bank’s charter conversion from a federal savings association or federal savings bank to a national association or national bank.
Through Stock Titan, these filings are updated from EDGAR and can be paired with AI-powered summaries that explain the key points of each document in plain language. For example, users can see which items in the 8-K relate to other events, how the conversion structure is described, and what role Seneca Bancorp, Inc. plays as the proposed successor holding company for Seneca Savings.
Beyond 8-K current reports, investors may also look for other filing types such as annual reports on Form 10-K, quarterly reports on Form 10-Q, or ownership reports on Form 4, if and when they are filed for this issuer. AI-generated highlights can help readers quickly identify sections dealing with corporate structure, capital raising through the community offering, and the timing of the mutual-to-stock conversion and charter changes.
Seneca Bancorp, Inc. filed its annual report detailing its 2025 business, capital structure and asset quality. The company completed a mutual-to-stock conversion on October 15, 2025, selling 1,044,858 common shares at $10.00 each for gross proceeds of approximately $10.4 million, and its stock began trading on the OTCQX under “SNNF.”
Total loans receivable reached $226.7 million, with 38.8% in commercial real estate, 41.0% in one- to four-family mortgages and 9.8% in commercial and industrial credits as it continues shifting toward commercial lending. Credit quality weakened: non-accrual loans increased to $3.1 million and total non-performing assets to $3.3 million, while the allowance for credit losses on loans stood at $1.9 million, or 0.84% of total loans.
The bank remains “well capitalized” and has elected the community bank leverage ratio framework. Management highlights growth initiatives in central New York, including land purchases for new branches in Camillus and Clay near the planned Micron semiconductor facility, and expanding fee-based wealth and retirement plan services through its Financial Quest subsidiary, which oversaw $259.3 million of client assets at year-end.
Seneca Bancorp, Inc. reports a Schedule 13G ownership disclosure. The filing shows Amended and Restated Seneca Savings Bank, National Association Employee Stock Ownership Plan Trust 2, with trustee Community Bank of Pleasant Hill dba First Trust of MidAmerica, beneficially owns 158,710 shares of common stock, representing 8.9% of the class as of 12/31/2025. The filing breaks down voting and dispositive power: sole voting power 134,965, shared voting power 23,745, and sole dispositive power 158,710. The form is signed by Gerald Lau on 02/27/2026.
This disclosure records substantial institutional ownership by an employee stock ownership plan trust and provides a clear ownership snapshot for shareholders and regulators.
Minerva Advisors LLC and affiliated entities filed an amended Schedule 13G reporting beneficial ownership of 108,052 shares of Seneca Bancorp, Inc. common stock, representing 6.0% of the outstanding shares.
Minerva Group, LP directly holds 70,402 shares, or 3.9% of the class, with related entities and David P. Cohen deemed beneficial owners of these shares and an additional 37,650 shares held by Minerva Advisors LLC. The ownership percentages are based on 1,790,151 Seneca Bancorp shares outstanding as of November 13, 2025. The reporting persons certify the holdings are not for the purpose of changing or influencing control of the company.
Seneca Bancorp, Inc. (SNNF) director reports new stock option grant. A Form 4 filing shows a director received stock options on 11/21/2025 to acquire 800 shares of common stock at an exercise price of $9.78 per share. These options vest at a rate of one-third per year beginning on November 21, 2026 and expire on November 21, 2035.
After this transaction, the director directly beneficially owns 9,873 shares of Seneca Bancorp common stock and holds stock options on 800 shares from this grant and 3,874 additional stock options, all reported as directly owned.
Seneca Bancorp, Inc. (SNNF) executive and director reports stock grant. The EVP and CFO acquired 5,000 shares of common stock on 11/21/2025 at a stated price of $0, reflecting an equity award rather than an open-market purchase. After this transaction, the reporting person beneficially owns 12,940 shares directly, plus 1,026 shares through an ESOP and 4,003 shares through a 401(k) plan. An explanatory note states that the reported amount includes restricted stock that vests at a rate of 50% per year starting on November 21, 2026, tying the award to multi‑year service. The filing also lists previously granted stock options on Seneca Bancorp common stock with exercise prices of $9.5, $6.73, and $10.07, covering 4,842, 1,695, and 2,421 underlying shares, respectively, with expiration dates in 2029, 2030, and 2031.
Seneca Bancorp, Inc. (SNNF) reported an insider equity award on a Form 4. A director received stock options for 4,800 shares of common stock at an exercise price of $9.78 per share on 11/21/2025. These options vest in equal installments of 20% per year starting on November 21, 2026, and are exercisable through November 21, 2035. Following this grant, the director beneficially owns 4,387 shares of common stock and 4,800 stock options, all held directly.
Seneca Bancorp, Inc. (SNNF) reported an insider equity award for its President and CEO, who is also a director. On 11/21/2025, the executive acquired 5,000 shares of common stock at a price of $0, indicating a stock grant rather than an open-market purchase. Following this transaction, the executive directly holds 10,544 shares of common stock, with additional indirect holdings of 1,673 shares through an ESOP, 13,444 shares through an IRA, and 8,101 shares through a 401(k).
The filing notes that these 5,000 shares are restricted stock that will vest in installments of 20% per year, starting on November 21, 2026. The executive also holds several stock option awards on Seneca Bancorp common stock, including options for 4,842 shares at $9.50 expiring on August 16, 2029, 1,695 shares at $6.73 expiring on May 19, 2030, and 4,842 shares at $10.07 expiring on June 18, 2031, all held directly.
Seneca Bancorp, Inc. filed a post-effective amendment to its Form S-1 to deregister 589,090 shares of common stock that were previously registered but never issued or sold. The original offering covered 2,379,241 shares, of which 1,790,151 shares were offered, issued and sold before the sale to the public concluded on October 15, 2025. With no further shares to be offered under this registration statement, the company is formally removing the remaining unsold shares from registration.
Minerva Advisors LLC and related entities filed a Schedule 13G reporting passive ownership in Seneca Bancorp, Inc. common stock. Minerva Advisors LLC and David P. Cohen each report beneficial ownership of 108,052 shares, representing 6.0% of Seneca Bancorp’s outstanding common stock. Minerva Group, LP directly holds 70,402 shares, or 3.9% of the company, with Minerva GP, LP and Minerva GP, Inc. also deemed beneficial owners of that same block. The percentages are calculated based on 1,790,151 shares outstanding as of November 13, 2025. The filing certifies that the securities were not acquired for the purpose of changing or influencing control of Seneca Bancorp.