SoFi exec Keough vests 127,867 shares, withholds

SoFi executive Kelli Keough reported RSU vesting into common stock and a tax-withholding share disposition, rather than open-market buying or selling.

Rhea-AI Filing Summary

SoFi Technologies, Inc. (SOFI) reported insider equity activity by executive vice president Kelli Keough. On September 14, 2026, previously granted restricted stock units settled into an aggregate 127,867 shares of common stock in multiple tranches. In a related September 15, 2026 transaction, 66,033 shares of common stock were delivered or withheld at $17.279 per share to satisfy tax withholding obligations tied to the vesting of stock-settled RSUs, and these shares were not issued to the reporting person. No Rule 10b5-1 trading plan is reported.

Insider Trade Summary

127,867 shares exercised/converted

Exercise 9 txns

Insider Keough Kelli

Role EVP, GBUL, SIPS

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock F2	66,033	$17.279	$1.14M
Exercise	Restricted Stock Unit F1, F3	82,643	$0.00	$0.00
Exercise	Restricted Stock Unit F1, F3	26,476	$0.00	$0.00
Exercise	Restricted Stock Unit F1, F4	13,067	$0.00	$0.00
Exercise	Restricted Stock Unit F1, F5	5,681	$0.00	$0.00
Exercise	Common Stock F1	82,643	--	--
Exercise	Common Stock F1	26,476	--	--
Exercise	Common Stock F1	13,067	--	--
Exercise	Common Stock F1	5,681	--	--

Holdings After Transaction: Restricted Stock Unit — 534,366 contracts (Direct); Common Stock — 418,276 shares (Direct)

Footnotes (5)

1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
2. F2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.
3. F3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024.
4. F4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.
5. F5. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 11, 2026.

Key Figures

Common shares from RSU settlements: 127,867 shares RSU tranche 1 settlement: 82,643 shares RSU tranche 2 settlement: 26,476 shares +4 more

7 metrics

Common shares from RSU settlements 127,867 shares Total common stock underlying RSUs settled on September 14, 2026

RSU tranche 1 settlement 82,643 shares Restricted Stock Units converted into common stock on September 14, 2026

RSU tranche 2 settlement 26,476 shares Restricted Stock Units converted into common stock on September 14, 2026

RSU tranche 3 settlement 13,067 shares Restricted Stock Units converted into common stock on September 14, 2026

RSU tranche 4 settlement 5,681 shares Restricted Stock Units converted into common stock on September 14, 2026

Shares for tax withholding 66,033 shares Shares delivered or withheld on September 15, 2026 to pay RSU-related tax liability

Tax-withholding price per share $17.279 per share Value used for 66,033 shares delivered or withheld for tax obligations

Key Terms

Restricted Stock Unit, contingent right, tax withholding obligation, stock-settled RSUs, +2 more

6 terms

Restricted Stock Unit financial

"Each restricted stock unit ("RSU") represents a contingent right to receive one share"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

contingent right financial

"represents a contingent right to receive one share of the Issuer's common stock"

tax withholding obligation financial

"Shares sold to satisfy tax withholding obligation applicable to the vesting"

stock-settled RSUs financial

"tax withholding obligation applicable to the vesting of stock-settled RSUs"

Form 3 regulatory

"granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

Form 4 regulatory

"granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did SoFi Technologies (SOFI) report for Kelli Keough?

SoFi reported that restricted stock units held by executive Kelli Keough settled into 127,867 shares of common stock on September 14, 2026, with a related tax-withholding share disposition on September 15, 2026 tied to that vesting.

How many SoFi (SOFI) shares were issued from RSU settlements in this Form 4?

The Form 4 shows RSU settlements into a total of 127,867 shares of common stock, in tranches of 82,643, 26,476, 13,067, and 5,681 shares, all converting from restricted stock units into common stock.

What tax-withholding transaction did SoFi (SOFI) disclose in this Form 4?

The filing reports 66,033 shares of common stock delivered or withheld at $17.279 per share on September 15, 2026 to satisfy tax withholding obligations from the vesting of stock-settled RSUs. The footnote states these shares were not issued to the reporting person.

Were the SoFi (SOFI) insider transactions made under a Rule 10b5-1 trading plan?

No. The Form 4 indicates that the Rule 10b5-1 checkbox is not marked, and the footnotes do not describe any Rule 10b5-1 trading plan, so no trading plan is reported for these transactions.

Did Kelli Keough sell SoFi (SOFI) shares in the open market in this Form 4?

The Form 4 does not report any open-market sales. It shows RSU settlements into common stock and a tax-withholding disposition of 66,033 shares that were used to satisfy tax obligations and were not issued to the reporting person.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 09/16/2026 - 07:46 PM Accepted by SEC EDGAR 09/16/2026 - 07:45 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Keough Kelli

(Last) (First) (Middle)

234 1ST STREET

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, GBUL, SIPS

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/14/2026		M		82,643	A	(1)	439,085	D
Common Stock	09/14/2026		M		26,476	A	(1)	465,561	D
Common Stock	09/14/2026		M		13,067	A	(1)	478,628	D
Common Stock	09/14/2026		M		5,681	A	(1)	484,309	D
Common Stock	09/15/2026		F		66,033	D	$17.279(2)	418,276	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	09/14/2026		M			82,643	(3)	(3)	Common Stock	82,643	$0	165,287	D
Restricted Stock Unit	(1)	09/14/2026		M			26,476	(3)	(3)	Common Stock	26,476	$0	158,861	D
Restricted Stock Unit	(1)	09/14/2026		M			13,067	(4)	(4)	Common Stock	13,067	$0	130,677	D
Restricted Stock Unit	(1)	09/14/2026		M			5,681	(5)	(5)	Common Stock	5,681	$0	79,541	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024.

4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.

5. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 11, 2026.

Remarks:

	/s/ Sara C. Thompson, Attorney-in-Fact	09/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)