SoFi CFO Lapointe settles 104K RSUs, withholds shares

SoFi’s CFO settled over 100,000 RSUs into common stock, with a portion withheld in shares to cover tax obligations rather than sold into the market.

Rhea-AI Filing Summary

SoFi Technologies, Inc. (SOFI) reported that its Chief Financial Officer and PAO, Christopher Lapointe, settled a total of 104,152 Restricted Stock Units into an equal number of shares of common stock on September 14, 2026. Each RSU represents a contingent right to receive one share of common stock for no consideration. In connection with the vesting of these stock‑settled RSUs, 59,341 shares of common stock were withheld at $17.32 per share to satisfy tax withholding obligations; these withheld shares were not issued to or sold by Lapointe. No Rule 10b5‑1 trading plan is indicated for these transactions.

Insider Trade Summary

104,152 shares exercised/converted

Exercise 7 txns

Insider Lapointe Christopher

Role CFO and PAO

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Unit F1, F3	52,954	$0.00	$0.00
Exercise	Restricted Stock Unit F1, F4	36,589	$0.00	$0.00
Exercise	Restricted Stock Unit F1, F5	14,609	$0.00	$0.00
Exercise	Common Stock F1	52,954	--	--
Exercise	Common Stock F1	36,589	--	--
Exercise	Common Stock F1	14,609	--	--
Tax Withholding	Common Stock F2	59,341	$17.32	$1.03M

Holdings After Transaction: Restricted Stock Unit — 760,076 contracts (Direct); Common Stock — 1,870,290 shares (Direct)

Footnotes (5)

1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
2. F2. Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to or sold by the Reporting Person.
3. F3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Forms 4 filed on March 13, 2024.
4. F4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.
5. F5. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 11, 2026.

Key Figures

RSUs settled: 104,152 units First RSU tranche settled: 52,954 units Second RSU tranche settled: 36,589 units +3 more

6 metrics

RSUs settled 104,152 units Total Restricted Stock Units settled into common stock on September 14, 2026

First RSU tranche settled 52,954 units RSUs from a prior grant settled into common stock on September 14, 2026

Second RSU tranche settled 36,589 units RSUs from a separate prior grant settled into common stock on September 14, 2026

Third RSU tranche settled 14,609 units RSUs from another prior grant settled into common stock on September 14, 2026

Shares withheld for taxes 59,341 shares Common shares withheld to satisfy tax withholding on vested RSUs

Withholding reference price $17.32 per share Price used for the 59,341 shares withheld for tax withholding obligations

Key Terms

Restricted Stock Unit, contingent right, tax withholding obligation, stock-settled RSUs

4 terms

Restricted Stock Unit financial

"Each restricted stock unit ("RSU") represents a contingent right to receive"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

contingent right financial

"represents a contingent right to receive one share of the Issuer's common"

tax withholding obligation financial

"Shares withheld to satisfy tax withholding obligation applicable to the vesting"

stock-settled RSUs financial

"obligation applicable to the vesting of stock-settled RSUs. These shares were"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did SoFi (SOFI) disclose about CFO Christopher Lapointe’s equity on this Form 4?

The CFO, Christopher Lapointe, settled 104,152 RSUs into the same number of SoFi common shares on September 14, 2026, reflecting vesting and settlement of previously granted stock awards.

How many SoFi (SOFI) RSUs vested and settled for the CFO in this filing?

A total of 104,152 Restricted Stock Units vested and settled into 104,152 shares of SoFi common stock, coming from three prior RSU grants disclosed in earlier Forms 4.

Were any of the SoFi (SOFI) shares sold by the CFO in this Form 4?

The filing reports 59,341 shares withheld at $17.32 per share to satisfy tax withholding on vested RSUs. The footnote states these shares were not issued to or sold by Christopher Lapointe.

What tax-related transaction did SoFi (SOFI) report for its CFO?

To cover tax withholding on vested stock‑settled RSUs, 59,341 shares of SoFi common stock were withheld at $17.32 per share. This is recorded as a disposition for tax withholding, not an open-market sale.

Was a Rule 10b5-1 trading plan involved in this SoFi (SOFI) Form 4?

No. The filing’s Rule 10b5‑1 checkbox is not affirmed, and there is no footnote stating that the reported transactions were made under a Rule 10b5‑1 or other pre‑arranged trading plan.

What do the SoFi (SOFI) RSUs reported for the CFO represent?

Each reported RSU represents a contingent right to receive one share of SoFi common stock upon settlement for no consideration, as described in the footnote for these awards.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/16/2026 - 07:45 PM Accepted by SEC EDGAR 09/16/2026 - 07:44 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lapointe Christopher

(Last) (First) (Middle)

C/O SOFI TECHNOLOGIES, INC.

234 1ST STREET

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO and PAO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/14/2026		M		52,954	A	(1)	1,878,433	D
Common Stock	09/14/2026		M		36,589	A	(1)	1,915,022	D
Common Stock	09/14/2026		M		14,609	A	(1)	1,929,631	D
Common Stock	09/14/2026		F		59,341	D	$17.32(2)	1,870,290	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	09/14/2026		M			52,954	(3)	(3)	Common Stock	52,954	$0	317,716	D
Restricted Stock Unit	(1)	09/14/2026		M			36,589	(4)	(4)	Common Stock	36,589	$0	237,829	D
Restricted Stock Unit	(1)	09/14/2026		M			14,609	(5)	(5)	Common Stock	14,609	$0	204,531	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to or sold by the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Forms 4 filed on March 13, 2024.

4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.

5. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 11, 2026.

Remarks:

	/s/ Sara C. Thompson, Attorney-in-Fact	09/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)