Jack L. Howard discloses 50,000 Spruce Power (SPRU) common shares

Rhea-AI Filing Summary

Jack L. Howard filed an initial Form 3 for Spruce Power Holding Corp., reporting beneficial ownership of 50,000 shares of common stock, par value $0.0001 per share, held directly as of November 6, 2025.

He is described as a member of a Section 13(d) group that collectively owns more than 10% of Spruce Power’s outstanding common stock. He disclaims beneficial ownership of securities owned directly by other group members, except to the extent of his pecuniary interest.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

HOWARD JACK L

(Last) (First) (Middle)

590 MADISON AVENUE, 32ND FLOOR

(Street)

NEW YORK NY 10022

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
11/06/2025

3. Issuer Name and Ticker or Trading Symbol
SPRUCE POWER HOLDING CORP [ SPRU ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			See Explanation of Responses

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock, par value $0.0001 per share(1)	50,000	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person is a member of a Section 13(d) group that owns more than 10% of the Issuer's outstanding shares of Common Stock. The reporting person disclaims beneficial ownership of the securities reported herein and owned directly by the other members of the Section 13(d) group, except to the extent of his pecuniary interest therein.

	/s/ Jack L. Howard	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What does the Jack L. Howard Form 3 filing for SPRU show?

The Form 3 shows that Jack L. Howard beneficially owns 50,000 shares of Spruce Power Holding Corp. common stock directly. It also notes he is part of a Section 13(d) group owning over 10% of the company’s outstanding common stock.

How many Spruce Power (SPRU) shares does Jack L. Howard report owning?

Jack L. Howard reports beneficial ownership of 50,000 shares of Spruce Power Holding Corp. common stock. These shares are held in direct ownership form, as disclosed in Table I of the Form 3, with no derivative securities reported in Table II.

What is the significance of the Section 13(d) group in the SPRU Form 3?

The filing states Howard is a member of a Section 13(d) group that owns more than 10% of Spruce Power’s outstanding common stock. This signals coordinated ownership, but he only acknowledges beneficial ownership to the extent of his pecuniary interest in those securities.

Does Jack L. Howard claim beneficial ownership of all group-owned SPRU shares?

No. Howard disclaims beneficial ownership of securities owned directly by other Section 13(d) group members, except for his pecuniary interest. This means he does not treat all group-held shares as his own for reporting, beyond the economic stake he actually holds.

Are any derivative securities reported for Jack L. Howard in this SPRU Form 3?

No derivative securities are listed. Table II of the Form 3, which would detail options, warrants, or other derivatives, contains no entries. The only reported holding is 50,000 shares of common stock in direct ownership, with no separate exercisable instruments disclosed.

What is the event date for Jack L. Howard’s initial ownership in SPRU?

The Form 3 identifies November 6, 2025 as the date of event requiring the statement. As of that date, Howard reports holding 50,000 common shares of Spruce Power directly, establishing his baseline beneficial ownership position for future Section 16 reporting.