STOCK TITAN

Stewart Information (STC) CEO settles RSUs and withholds shares for tax

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Stewart Information Services Chief Executive Officer Frederick H. Eppinger reported the vesting and settlement of restricted stock units into common shares of the company. On March 8, 2026, he exercised restricted stock units covering 31,463 and 6,992 underlying shares of common stock, resulting in the acquisition of common stock at a conversion price of $0.00 per share.

To satisfy tax obligations tied to these equity awards, a total of 15,213 and 3,381 common shares were withheld at a price of $67.00 per share, recorded as tax-withholding dispositions rather than open-market sales. After these transactions, Eppinger directly held 161,893 shares of Stewart Information Services common stock, reflecting a net increase in his direct equity position from the vested units.

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Insider EPPINGER FREDERICK H
Role Chief Executive Officer
Type Security Shares Price Value
Exercise Restricted Stock Units 31,463 $0.00 --
Exercise Restricted Stock Units 6,992 $0.00 --
Exercise Common Stock 31,463 $0.00 --
Tax Withholding Common Stock 15,213 $67.00 $1.02M
Exercise Common Stock 6,992 $0.00 --
Tax Withholding Common Stock 3,381 $67.00 $227K
Holdings After Transaction: Restricted Stock Units — 0 shares (Direct); Common Stock — 173,495 shares (Direct)
Footnotes (1)
  1. Each restricted stock unit represents a contingent right to receive one share of STC Common Stock. The restricted stock units vested in full on March 8, 2026. The restricted stock units vested in three equal annual installments on March 8, 2024, March 8, 2025, and March 8, 2026.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
EPPINGER FREDERICK H

(Last) (First) (Middle)
1360 POST OAK BLVD.
SUITE 100, MC-14-1

(Street)
HOUSTON TX 77056

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
STEWART INFORMATION SERVICES CORP [ STC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
X Officer (give title below) Other (specify below)
Chief Executive Officer
3. Date of Earliest Transaction (Month/Day/Year)
03/08/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 03/08/2026 M 31,463 A (1) 173,495 D
Common Stock 03/08/2026 F 15,213 D $67 158,282 D
Common Stock 03/08/2026 M 6,992 A (1) 165,274 D
Common Stock 03/08/2026 F 3,381 D $67 161,893 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units (1) 03/08/2026 M 31,463 (2) (2) Common Stock 31,463 $0 0 D
Restricted Stock Units (1) 03/08/2026 M 6,992 (3) (3) Common Stock 6,992 $0 0 D
Explanation of Responses:
1. Each restricted stock unit represents a contingent right to receive one share of STC Common Stock.
2. The restricted stock units vested in full on March 8, 2026.
3. The restricted stock units vested in three equal annual installments on March 8, 2024, March 8, 2025, and March 8, 2026.
/s/ David Taylor, as attorney in fact for the Reporting Person 03/10/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did STC CEO Frederick Eppinger report on March 8, 2026?

Frederick H. Eppinger reported the vesting and settlement of restricted stock units into common stock on March 8, 2026. The filing shows derivative exercises converting restricted stock units into shares, along with tax-related share withholdings, rather than any open‑market purchases or sales.

How many Stewart Information Services (STC) shares did the CEO acquire through RSU vesting?

The CEO acquired common stock tied to restricted stock units covering 31,463 and 6,992 underlying shares. These units converted into an equal number of Stewart Information Services common shares, reflecting routine equity compensation settlement rather than discretionary open‑market buying activity.

How many STC shares were withheld to cover Frederick Eppinger’s tax obligations?

A total of 15,213 and 3,381 Stewart Information Services common shares were withheld to cover tax obligations. These F‑code transactions occurred at $67.00 per share and are classified as tax‑withholding dispositions, not open‑market sales, reflecting standard treatment of vested equity awards.

What was Frederick Eppinger’s direct STC shareholding after these transactions?

After completing the RSU vesting and related tax withholdings, Frederick H. Eppinger directly held 161,893 shares of Stewart Information Services common stock. This post‑transaction figure reflects his ongoing equity stake as reported in the Form 4, incorporating all acquisitions and tax‑related dispositions on that date.

Were the STC CEO’s March 8, 2026 transactions open‑market purchases or sales?

The transactions were not open‑market trades. They consisted of derivative exercises converting restricted stock units into common shares at a $0.00 conversion price, plus F‑code tax‑withholding dispositions at $67.00 per share, which are recorded for tax payment purposes rather than discretionary buying or selling.

What do the footnotes reveal about the Stewart Information Services RSU awards?

The footnotes explain that each restricted stock unit represents a right to receive one STC common share. They also state that some units vested in full on March 8, 2026, while others vested in three equal annual installments on March 8, 2024, 2025, and 2026.