Stellar Bancorp officer uses shares for taxes

Stellar Bancorp, Inc. Chief Banking Officer Jason D. Sirkel disposed of 263 shares of common stock on March 1, 2026 to satisfy tax withholding for vesting of previously reported restricted stock, rather than through an open-market sale.

Accepted by SEC EDGAR 03/03/2026 - 04:33 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Stellar Bancorp, Inc. Chief Banking Officer Jason D. Sirkel disposed of 263 shares of common stock on March 1, 2026 to satisfy tax withholding for vesting of previously reported restricted stock, rather than through an open-market sale. After this tax-withholding disposition, he directly holds 31,323 common shares and 30,000 employee stock options.

Insider Trade Summary

Exercise Price or Tax Liability: 263 shares

Exercise Price or Tax Liability 1 txn

Insider Sirkel Jason D.

Role Chief Banking Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	263	$37.66	$10K
Holding	Employee Stock Option (right to buy)	--	--	--

Holdings After Transaction: Common Stock — 31,323 shares (Direct); Employee Stock Option (right to buy) — 30,000 shares (Direct)

Holdings Before and After: Common Stock, 31,586 to 31,323 shares (Direct)

Footnotes (1)

1. F1. Represents shares withheld to satisfy tax liability for vesting of restricted shares of Common Stock previously reported.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Stellar Bancorp (STEL) report for Jason D. Sirkel?

Stellar Bancorp reported that Chief Banking Officer Jason D. Sirkel disposed of 263 common shares on March 1, 2026. The shares were withheld to cover tax liability from vesting restricted stock, rather than sold in the open market.

Was the Stellar Bancorp (STEL) Form 4 transaction an open-market sale?

No, the Form 4 shows a tax-withholding disposition, not an open-market sale. 263 Stellar Bancorp common shares were withheld to satisfy tax obligations tied to vesting restricted stock that had been previously reported.

How many Stellar Bancorp (STEL) shares does Jason D. Sirkel own after this Form 4?

After the reported tax-withholding disposition, Jason D. Sirkel directly holds 31,323 Stellar Bancorp common shares. He also directly holds 30,000 employee stock options, according to the ownership figures reported in the Form 4 filing.

What does transaction code F mean in the Stellar Bancorp (STEL) Form 4?

Transaction code F indicates payment of a tax liability or exercise price using securities. In this case, 263 Stellar Bancorp shares were withheld to satisfy tax due on vesting restricted stock, rather than being sold for investment purposes.

What type of securities are involved in this Stellar Bancorp (STEL) insider filing?

The filing involves Stellar Bancorp common stock and employee stock options. 263 common shares were withheld for taxes, and after the transaction, the executive directly holds 31,323 common shares and 30,000 employee stock options.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sirkel Jason D.

(Last) (First) (Middle)

9 GREENWAY PLAZA, SUITE 110

(Street)

HOUSTON TX 77046

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Stellar Bancorp, Inc. [ STEL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Banking Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/01/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/01/2026		F		263(1)	D	$37.66	31,323	D
Employee Stock Option (right to buy)								30,000	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld to satisfy tax liability for vesting of restricted shares of Common Stock previously reported.

Remarks:

	/s/ Justin M. Long, attorney-in-fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.