The Stewards Inc. (OTC: SWRD) SEC filings page on Stock Titan is intended to provide access to the company’s regulatory disclosures once they are available through EDGAR. Stewards Inc. describes itself as a diversified financial platform operating in private credit, real assets and digital finance, with a focus on financing small and mid-sized businesses, income-producing real estate and digital treasury assets.
For a financial company such as Stewards Inc., key SEC filings typically include annual reports on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K, along with registration statements and proxy materials when applicable. These documents can offer detail on its private credit activities, structured credit exposures, real asset holdings, digital finance positions, risk management practices and governance framework.
When filings are present, Stock Titan surfaces them in real time as they are posted to EDGAR and enhances them with AI-powered summaries. These summaries are designed to highlight important sections of lengthy reports, such as segment discussions, credit risk disclosures, real estate and digital asset information, and board or audit committee updates. Users can also review Form 4 insider transaction reports when available, which show purchases, sales and other equity-related transactions by Stewards Inc. directors and officers.
Through this combination of real-time access and AI-generated explanations, the filings page helps readers navigate Stewards Inc.’s regulatory reporting and better understand how the company presents its financial position, governance and operations across private credit, real assets and digital finance.
Stewards, Inc. (SWRD) reports a contract dispute involving its planned acquisition of The Hawthorne property in Chatham, Massachusetts. Through its wholly owned subsidiary Stewards Real Estate, LLC, the company agreed on June 5, 2026 to buy the property and related assets from John E. Swenson Co., Inc. for $20.0 million in cash, with a required $1.0 million earnest-money deposit held in escrow.
The closing date was extended several times to August 10, 2026, after which no further written extension was executed. On August 18, 2026, the seller notified the buyer that it considers the buyer in default and claims the right to retain the $1.0 million deposit as liquidated damages. Stewards and its subsidiary dispute the alleged default, the seller’s entitlement to the deposit, and whether the Purchase and Sale Agreement has been terminated, and have instructed the escrow agent not to release funds. Under the agreement, the escrow agent must hold the deposit until mutual written instructions or a final court order. The company states there is no assurance the acquisition will close or that the deposit will be recovered, and notes that the dispute and its resolution could lead to legal expenses, delay or prevent completion of the acquisition, require an impairment or write-off of some or all of the deposit, and adversely affect liquidity, financial condition and results of operations.
Stewards, Inc. (SWRD) has filed a prospectus supplement for the resale of up to 20,621,250 shares of common stock by existing selling stockholders. The shares stem from a prior private placement, including 9,750,000 common shares, 487,500 registration-delay shares, and 10,383,750 shares issuable from warrants and pre-funded warrants.
The company will not receive proceeds from resale of the shares, but may receive cash if the warrants are exercised. Shares are offered at a fixed price of $3.00 per share while trading on the OTCID Market, where the stock is thinly traded, which may limit resale liquidity. Stewards has a multi-class voting structure, with founders and affiliates collectively controlling about 87% of total voting power through Series B Preferred Stock and a Voting Agreement, which may limit common stockholders’ influence and could qualify the company as a “controlled company” if it becomes listed on a national securities exchange.
Stewards, Inc. reported for the six months ended June 30, 2026 total revenue of $7.3 million, slightly above $6.7 million a year earlier, driven by new rental income from its Block 40 real estate segment offsetting lower financing and brokerage revenue. Real estate contributed $4.8 million of rental income, while merchant cash advance and brokerage-related revenue declined.
The company generated a net loss of $12.9 million for the six-month period (net loss applicable to common stockholders $14.3 million), compared with a $4.0 million net loss in the prior-year period, as interest expense, depreciation and amortization, and general and administrative costs increased. Operating cash outflow was $10.1 million, and cash, cash equivalents and restricted cash fell to $4.8 million from $8.2 million at year-end.
At June 30, 2026, total assets were $174.0 million, largely Block 40-related fixed assets. The balance sheet shows notes payable of $45.5 million, a mortgage loan balance of $77.6 million, and a warrant liability of $3.7 million. Working capital was negative $2.8 million. Management obtained a written commitment from a related Stewards International fund to provide at least $24.0 million of debt funding over the following 12 months and concluded these plans are probable and expected to provide sufficient liquidity for at least one year after issuance of the financial statements.
Stewards, Inc. filed a prospectus supplement covering the resale of up to 20,621,250 shares of common stock by selling stockholders, including shares issued in a prior private placement, a registration delay payment, and shares issuable upon exercise of warrants and pre-funded warrants. The selling stockholders will initially offer shares at a fixed price of $3.00 per share while the stock trades on the OTCID Market, and Stewards will not receive proceeds from resales, only potentially from cash warrant exercises. The company highlights that its stock is very thinly traded.
Stewards describes a multi-class voting structure in which founders and affiliates control about 87% of total voting power, qualifying the company as a potential “controlled company” if exchange-listed. The attached Form 8-K details an amendment to a related-party $4.7 million promissory note, extending the $1.6 million final installment maturity to September 1, 2026 at 10% simple interest and temporarily waiving a 15% default rate. The board also adopted Amended and Restated Bylaws adding majority voting for uncontested director elections, advance notice provisions, remote stockholder meetings, and an exclusive forum provision for certain claims.
Stewards, Inc. entered into Amendment No. 1 to a promissory note with FAVO Holdings, LLC, extending the $1,600,000 final principal installment’s maturity from May 31, 2026 to September 1, 2026. From June 1, 2026, this balance bears simple interest at 10% per year, totaling $40,000 for the extension period, due at the new maturity. The note’s 15% default interest rate is waived only for June 1 through September 1, 2026; if payment is not made in full on September 1, default interest at 15% resumes on all outstanding amounts.
FAVO Holdings is owned 65% by Vincent Napolitano and 35% by Chief Executive Officer and director Shaun Quin, making this a related-party transaction. Mr. Quin recused himself, and disinterested directors approved the amendment as fair and in the company’s best interests. The board also adopted Amended and Restated Bylaws effective August 6, 2026, revising who may call special meetings, permitting virtual or hybrid stockholder meetings, implementing a majority voting standard with a resignation policy for uncontested director elections, expanding advance notice rules for stockholder nominations and business, allowing electronic notices and uncertificated shares, and adding Nevada and federal exclusive-forum provisions for specified claims.
Stewards, Inc. is supplementing its prospectus for the resale of up to 20,621,250 shares of common stock by selling stockholders. These shares stem from a prior private placement, including 9,750,000 issued shares, 487,500 registration-delay shares, and 10,383,750 shares issuable upon exercise of warrants and pre-funded warrants. The shares are offered at a fixed price of $3.00 per share while the stock trades on the OTCID Market, where it last closed at $3.00 on July 14, 2026. The company will not receive proceeds from resales but may receive cash if warrants are exercised.
The company highlights a multi-class voting structure, under which founders and affiliates control about 87% of total voting power, effectively making it a controlled company if listed. Attached disclosures describe a refinancing of the Block 40 / 1818 Park property via a $69.0 million senior loan and a $10.0 million mezzanine loan, a $5.0 million secured convertible note and warrant financing at 15% interest and $3.00 conversion price, and a HOPCo convertible note with an available amount of up to $25.0 million at 8% PIK interest maturing in 2031.
Stewards, Inc. entered into several financing transactions, including the refinancing of its Block 40 / 1818 Park multifamily property through a $69,000,000 senior secured loan and a mezzanine loan of up to $10,000,000. The senior loan bears interest at Term SOFR plus 3.50% (reducing to 3.00% after the Margin Change Date), matures on August 7, 2028 with three one-year extension options, carries 1% origination and exit fees, and is supported by limited-recourse carve-out guaranties from the company and certain affiliates.
The mezzanine loan is secured by a pledge of 100% of the equity in the mortgage borrower, bears interest at Term SOFR plus 12.00% (floor 14.50%) then plus 10.50% (floor 14.00%), shares the August 7, 2028 maturity and extension structure, and includes a limited payment guaranty capped at $19,750,000. Stewards, Inc. also issued $5,000,000 in secured convertible notes at 15% interest, maturing in 180 days and automatically convertible at $3.00 per share, together with five-year warrants for 1,666,665 shares at $3.00 per share, secured by a first-priority interest in substantially all personal property. Proceeds support payments under a HOPCo acquisition promissory note and general corporate purposes, while HOPCo Intermediate Holdings II, Inc. issued a convertible note to the company with an available amount of up to $25,000,000, bearing 8% paid-in-kind interest and maturing on July 27, 2031, with automatic conversion into Class A2 units if a specified equity closing does not occur by October 31, 2026.
Stewards, Inc. is registering for resale by selling stockholders up to 20,621,250 shares of common stock issued or issuable from prior private placements and related warrants. The company will not receive proceeds from these resales, though it may receive cash upon warrant or pre-funded warrant exercise.
Stewards operates two platforms: Private Credit focused on merchant cash advances to small businesses and a Real Estate division anchored by the 1818 Park mixed-use property in Florida. Total revenue was $16.3 million in 2025 and $3.9 million in the first quarter of 2026. The 1818 Park acquisition was completed for $74.3 million via stock-for-liabilities, and the property carries a senior mortgage with about $73.6 million outstanding, with a short-term extension and longer-term refinancing being pursued; Blackstone may foreclose if refinancing is not obtained. Founders and affiliates hold roughly 87% of voting power through a multi-class structure, and the thinly traded stock last closed at $3.00 on the OTCID Market. The company is also exploring, but has not implemented, digital-asset settlement and tokenization initiatives.
Stewards, Inc., a Nevada corporation incorporated over five years ago and based in Lauderhill, Florida, conducted a private equity offering relying on the Rule 506(b) exemption under Regulation D. The business is classified in the filing as “Other Banking & Financial Services.”
The offering’s reported total amount sold was $2,025,142, with a further $6,974,858 shown as total remaining to be sold, and the offering is stated as closed on June 30, 2026, the same date as the first sale. Finders’ fees were reported as $0, and the issuer elected to decline to disclose its revenue or aggregate net asset size.