The Stewards Inc. (OTC: SWRD) SEC filings page on Stock Titan is intended to provide access to the company’s regulatory disclosures once they are available through EDGAR. Stewards Inc. describes itself as a diversified financial platform operating in private credit, real assets and digital finance, with a focus on financing small and mid-sized businesses, income-producing real estate and digital treasury assets.
For a financial company such as Stewards Inc., key SEC filings typically include annual reports on Form 10-K, quarterly reports on Form 10-Q and current reports on Form 8-K, along with registration statements and proxy materials when applicable. These documents can offer detail on its private credit activities, structured credit exposures, real asset holdings, digital finance positions, risk management practices and governance framework.
When filings are present, Stock Titan surfaces them in real time as they are posted to EDGAR and enhances them with AI-powered summaries. These summaries are designed to highlight important sections of lengthy reports, such as segment discussions, credit risk disclosures, real estate and digital asset information, and board or audit committee updates. Users can also review Form 4 insider transaction reports when available, which show purchases, sales and other equity-related transactions by Stewards Inc. directors and officers.
Through this combination of real-time access and AI-generated explanations, the filings page helps readers navigate Stewards Inc.’s regulatory reporting and better understand how the company presents its financial position, governance and operations across private credit, real assets and digital finance.
Stewards, Inc. (SWRD) has a major shareholder group led by Vincent C. Napolitano and VK Nap Family, LLC reporting beneficial ownership of the company’s common stock on a Schedule 13D. The reporting persons may be deemed to beneficially own 40,577,924 shares, representing about 19.2% of the outstanding common stock, including shares held by a family LLC and by Mr. Napolitano’s household children.
Most of the position, 40,049,524 shares, is held of record by VK Nap Family, LLC, which is owned 50% by The Vincent Napolitano Living Trust and 50% by The Kathleen Napolitano Living Trust. The holdings reflect founder and legacy equity and were acquired with personal and LLC funds, and include an earlier 350,000-share charitable donation. The filing also describes a separate Voting Agreement under which Series B Preferred Stock is voted at the direction of founders, although the reporting persons state they do not own or have an economic interest in those preferred shares.
Stewards, Inc. (SWRD) has a new Schedule 13D reporting that founder and Chief Executive Officer Shaun Anthony Quin and S&T Quin Family Limited Partnership together may be deemed to beneficially own 20,210,213 shares of common stock, or 9.6% of the class, based on 211,149,963 shares outstanding as of August 12, 2026.
The Partnership holds 20,079,913 shares, while Mr. Quin holds 20,000 shares directly and family members hold additional shares in their own names. Separately, under a Voting Agreement with Forfront Capital, LLC, Mr. Quin, as President/CEO, holds an irrevocable proxy to vote 10,000,000 Series B Preferred shares (50 votes per share) at the founders' direction; Series B holders collectively control approximately 87% of Stewards' total voting power, though the Reporting Persons state they have no economic interest in those preferred shares.
Stewards, Inc. (SWRD) reports that its Board approved a standstill and additional review process for a previously contemplated recognition program under its 2024 Equity Incentive Plan. In November 2025, the Board and the majority shareholder had authorized a recognition program of up to 3,000,000 RSUs, or 250,000 RSUs for each of twelve proposed recipients, but this approval has not resulted in any actual grants.
No award agreements or notices have been executed, no grant date has been set, and no shares have been issued or treated as outstanding in respect of these contemplated RSUs, so the company does not view this as a cancellation of existing awards. Independent directors Zachary Graeve, Wael Barsoum and John Bode will not receive these recognition RSUs; any future awards, if made, would be limited to Glen Steward, Shaun Quin, other management and eligible employees, with consultants and external advisers excluded.
Any later awards would require fresh Compensation Committee action by non-recipient directors, executed award documentation, and either an effective Form S-8 registration statement or another exemption confirmed by counsel, and grant dates may not be backdated. The Board has instructed officers and securities counsel to prepare and file a Form S-8 covering shares issuable under the plan, and the company clarifies that a prior registration statement describing an “issuance” of 3,000,000 RSUs did not reflect any completed grants or share issuances.
Stewards, Inc. (SWRD) released an investor corporate presentation outlining its strategy to build an integrated financial platform across private credit, income-producing real assets and developing digital infrastructure. The company’s core engine is Stewards Business Capital, which has funded 10,000+ small businesses with over $153 million in cumulative originations since 2020 through merchant cash advances and revenue-based financing.
Stewards highlights its real-assets segment via the 1818 Park property, with $158 million of allocated real estate value, about 92% occupancy, and July 2026 refinancing using a $69 million senior mortgage and $10 million mezzanine loan. It also acquired the Stewards Campus headquarters in March 2026 for about $5.9 million, partly financed with a $4.0 million mortgage at 12.00%.
The presentation also emphasizes significant risks: a history of losses, $10.1 million of cash used in operations in the first half of 2026, and only $1.1 million of unrestricted cash at June 30, 2026, with liquidity planning relying on a related-party commitment of at least $24.0 million over twelve months and no assurance of sufficient operating cash flow or additional capital availability.
Stewards, Inc. (SWRD) filed a prospectus supplement covering the resale of up to 20,621,250 shares of common stock by selling stockholders. The shares consist of 9,750,000 common shares issued in a prior private placement, 487,500 shares issued as a registration delay payment, and 10,383,750 shares issuable upon exercise of related warrants and pre-funded warrants.
The supplement updates investors on several recent events: a secured, short-term $1,500,000 bridge loan from Accretiv Investment Holdings Inc. due September 21, 2026 with a fixed $75,000 return and junior security interest; Amendment No. 4 to a $100.0 million unsecured debt facility that extends the closing date to November 15, 2026 and reduces warrant coverage on new funding while keeping an 8.00% interest rate and August 31, 2030 maturity; and approval for listing the common stock on the Nasdaq Capital Market under the symbol SWRD, with trading commencing September 10, 2026 and OTC quotation ceasing September 9, 2026.
The filing also reports an amendment to the Series A Preferred Stock certificate of designation that replaces a 9.99% “Maximum Percentage” conversion cap with 100%, without changing other Series A terms; all 71,250,000 outstanding Series A shares approved this change by written consent. The company states it will not receive proceeds from resales by selling stockholders but may receive cash if warrants or pre-funded warrants are exercised.
Stewards, Inc. (SWRD) reports that on September 9, 2026 its board of directors and all holders of its Series A Preferred Stock approved an amendment to the Series A Certificate of Designation. On September 10, 2026 a Certificate of Amendment was filed with the Nevada Secretary of State, becoming effective upon filing.
The amendment changes Section 3(e) of the Series A Certificate of Designation to replace the prior 9.99% “Maximum Percentage” with 100% and removes language that allowed a holder to change this Maximum Percentage by written notice, while leaving the rest of Section 3(e) unchanged, including the requirement that it cannot be waived without consent of holders of a majority of the common stock. The amendment does not alter the conversion rate, conversion timing, dividend, redemption, liquidation, or voting rights of the Series A Preferred Stock. As of this report, 71,250,000 shares of Series A Preferred Stock are issued and outstanding, and all such shares approved the amendment by written consent.
Stewards, Inc. (SWRD) announced that its common stock has been approved for listing on the Nasdaq Capital Market, with trading expected to begin under the symbol “SWRD” at the market open on September 10, 2026, subject to effectiveness of its Form 8-A and customary Nasdaq listing conditions. The shares are expected to cease quotation on the OTCID Market at the close of trading on September 9, 2026, and the Nasdaq listing does not involve a concurrent public offering. Stewards describes itself as a diversified financial platform focused on private credit, real assets and technology-enabled financial infrastructure; since 2020, its platform has originated more than $153 million in cumulative direct and syndicated funding across more than 10,000 small businesses.
Stewards, Inc. (SWRD) reports that on September 3, 2026 it entered into Amendment No. 4 to its Loan Agreement with Stewards International Funds PCC, extending the facility Closing Date from August 31, 2026 to November 15, 2026. The amendment keeps the unsecured, unsubordinated note facility’s $100.0 million aggregate limit, 8.00% fixed annual interest rate, and August 31, 2030 maturity unchanged.
Warrant economics tied to the facility are modified: the Facility Warrant exercise price remains $0.76 per share, with pre‑extension advances retaining coverage of one warrant per $0.76 of principal, but funding after August 31, 2026 through the extended Closing Date earns only one warrant per $3.00 funded. All earned Facility Warrants must be issued as of November 15, 2026, and shares issued on exercise will be restricted securities unless registered or exempt. The board’s four disinterested directors approved the related‑party amendment after Glen Steward disclosed his interest and abstained. The company plans to rely on Section 4(a)(2) and/or Rule 506(b) of Regulation D for the unregistered Facility Warrants and underlying shares.
Stewards, Inc. (SWRD) has entered into a secured, short-term bridge financing arrangement with Accretiv Investment Holdings Inc. via a Promissory Note and Security Agreement for an original principal amount of $1,500,000. As of the agreement date, the lender had not yet advanced the funds, and Stewards’ payment obligations arise only upon actual receipt of the principal in immediately available funds.
The principal under the note is due on September 21, 2026, which is a firm outside date. Stewards must also pay a fixed return of $75,000, equal to 5% of the original principal, on or before November 30, 2026, earned upon funding and not prorated. The note is secured by a continuing junior security interest in substantially all of the company’s personal property and is expressly subordinate to existing senior liens, including up to $5,000,000 of secured convertible promissory notes. Upon payment default, the lender may accelerate obligations, impose $200,000 in liquidated damages, and charge default interest at 18% per annum, subject to a usury savings provision and the rights of senior lienholders.
Stewards, Inc. (SWRD) filed a prospectus supplement for the resale of up to 20,621,250 shares of common stock by existing selling stockholders. The shares consist of 9,750,000 shares issued in a private placement, 487,500 registration-delay shares, and 10,383,750 shares issuable upon exercise of warrants and pre-funded warrants. The company will not receive proceeds from resale of the shares, but may receive cash if the warrants are exercised. While SWRD trades on the OTCID Market, selling stockholders plan to sell at a fixed price of $3.00 per share.
The filing also highlights a $20.0 million planned acquisition of The Hawthorne property in Chatham, Massachusetts and a dispute over a $1.0 million earnest-money deposit. The seller has asserted buyer default and a claim to the deposit, which Stewards and its subsidiary dispute; the deposit remains in escrow and the company states it cannot presently predict the outcome. Stewards also notes a multi-class voting structure in which founders and affiliates control about 87% of voting power, meaning common shareholders have limited influence and the company would qualify as a controlled company if listed on a national exchange.