Synchrony Financial (SYF) insider files to sell 52,556 shares valued at $3.8M

Rhea-AI Filing Summary

Synchrony Financial insider Curtis L. Howse has filed a Form 144 notice to sell common stock. The notice covers 52,556 common shares to be sold through Fidelity Brokerage Services LLC on the NYSE, with an aggregate market value of $3,800,849.92 and 360,171,098 common shares outstanding.

The shares to be sold were acquired via restricted stock vesting from the issuer as compensation, including 33,422 shares vested on 01/21/2025 and 19,134 shares vested on 01/21/2026. Over the past three months, Howse previously sold 12,086 common shares for gross proceeds of $894,605.72.

Insights

Equity compensation and insider-transactions analyst

Form 144 shows a planned sale of SYF stock from vested equity awards.

The filing indicates that Curtis L. Howse plans to sell 52,556 Synchrony Financial common shares through Fidelity Brokerage Services LLC, with an aggregate market value of $3,800,849.92. These shares will trade on the NYSE, and 360,171,098 common shares are outstanding.

The stock was acquired via restricted stock vesting from the issuer as compensation, including 33,422 shares on 01/21/2025 and 19,134 shares on 01/21/2026. The filing also lists a prior sale of 12,086 common shares on 11/03/2025 for gross proceeds of $894,605.72.

This is a disclosure of potential secondary market sales by an insider, not new share issuance by the company. Actual market impact will depend on execution details and overall trading volume, which are not described in the excerpt.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	52556	3800849.92	360171098	02/02/2026	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	01/21/2025	Restricted Stock Vesting	Issuer			33422	01/21/2025	Compensation
Common	01/21/2026	Restricted Stock Vesting	Issuer			19134	01/21/2026	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Curtis L. Howse 777 Long Ridge Road Stamford CT 06902	Common	11/03/2025	12086	894605.72

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the SYF Form 144 filing by Curtis L. Howse disclose?

The Form 144 discloses that Curtis L. Howse intends to sell 52,556 Synchrony Financial common shares. The planned sale, routed through Fidelity Brokerage Services LLC on the NYSE, has an aggregate market value of $3,800,849.92 based on the figures in the notice.

How many Synchrony Financial (SYF) shares are covered by this Form 144?

The notice covers 52,556 common shares of Synchrony Financial. These shares are planned for sale on the NYSE, with the filing listing an aggregate market value of $3,800,849.92 and 360,171,098 common shares outstanding at the time referenced.

When were the SYF shares in this Form 144 acquired and how?

The shares were acquired through restricted stock vesting from Synchrony Financial as compensation. The filing lists 33,422 common shares vesting on January 21, 2025, and 19,134 common shares vesting on January 21, 2026, both described as compensation from the issuer.

What prior SYF stock sales by Curtis L. Howse are disclosed in this Form 144?

The filing reports a prior sale of 12,086 Synchrony Financial common shares by Curtis L. Howse on November 3, 2025. Those shares generated gross proceeds of $894,605.72, and this transaction falls within the three-month lookback period required in the form.

Which broker and exchange are involved in the SYF Form 144 sale?

The planned sale will be handled by Fidelity Brokerage Services LLC, listed at 900 Salem Street, Smithfield, RI 02917. The Form 144 specifies that the 52,556 Synchrony Financial common shares are to be sold on the New York Stock Exchange (NYSE).

How many Synchrony Financial shares are outstanding according to this Form 144?

The filing states that 360,171,098 Synchrony Financial common shares are outstanding. This figure provides context for the planned sale of 52,556 shares, indicating the sale represents a very small portion of the total shares in circulation.