Synchrony to Announce Fourth Quarter 2025 Financial Results on January 27, 2026
Rhea-AI Summary
Synchrony (NYSE: SYF) will report fourth quarter 2025 financial results on Tuesday, January 27, 2026. The company said the earnings release and presentation materials will be posted to its Investor Relations website at approximately 6:00 a.m. Eastern Time. A conference call to discuss results is scheduled for 8:00 a.m. Eastern Time on the same day, with a live audio webcast and replay available under Events and Presentations on the Investor Relations site.
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News Market Reaction
On the day this news was published, SYF gained 1.99%, reflecting a mild positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
SYF gained 2.47% with peers also positive: SOFI up 5.29%, ALLY up 2.17%, PYPL up 2.21%, COF up 1.2%, OMF up 2.78%. Moves are broadly aligned but not flagged by the momentum scanner as a sector-wide move.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Dec 17 | Partnership extension | Positive | -0.2% | Extended CareCredit partnership and pricing benefits for AmSpa members. |
| Dec 04 | Partnership renewal | Positive | +1.6% | Renewed multi-year METUS financing relationship for HVAC customers. |
| Dec 02 | Conference participation | Neutral | +1.1% | CEO and CFO fireside chat at Goldman Sachs conference. |
| Nov 20 | Product launch | Positive | -0.4% | New co-branded Toro credit card program using PRISM underwriting. |
| Nov 05 | Conference participation | Neutral | +1.5% | CFO presentation at KBW Fintech Payments Conference. |
Recent operational and partnership news has generally led to modest, single-digit price moves, with both aligned and divergent reactions.
Over the last few months, Synchrony announced several business and conference updates. On Nov 5, 2025 and Dec 2, 2025, it highlighted participation in the KBW Fintech Payments Conference and the Goldman Sachs Financial Services Conference, each followed by positive single-day moves. New or renewed partnerships with The Toro Company on Nov 20, 2025 and METUS on Dec 4, 2025 also produced moderate reactions. The Dec 17, 2025 AmSpa partnership extension coincided with a slightly negative move, underscoring that constructive news does not always translate into immediate gains.
Market Pulse Summary
This announcement sets clear expectations for Synchrony’s Q4 2025 earnings release on January 27, 2026, with materials at 6:00 a.m. ET and a call at 8:00 a.m. ET. Investors tracking the story may reference recent partnership expansions and conference appearances from November–December 2025, which produced modest, mixed price reactions. Key metrics to watch will be those disclosed on the call, compared against the stock’s current level near its 52-week high and position above the 200-day MA.
AI-generated analysis. Not financial advice.
About Synchrony
Synchrony (NYSE: SYF) is a leading consumer financing company at the heart of American commerce and opportunity. From health to home, auto to retail, our Synchrony products have been serving the needs of people and businesses for nearly 100 years. We provide responsible access to credit and banking products to support healthier financial lives for tens of millions of people, enabling them to access the things that matter to them. Additionally, through our innovative products and experiences, we support the growth and operations of some of the country's most respected brands, as well as more than 400,000 small and midsize businesses and health and wellness providers that Americans rely on. Synchrony is proud to be ranked as the country's #2 Best Company to Work For® by Fortune magazine and Great Place to Work®. For more information, visit www.synchrony.com.
Contacts
Media Relations:
Ashley Tufts
(203) 216-6277
ashley.tufts2@syf.com
Investor Relations:
Kathryn Miller
(203) 585-6291
kathryn.miller@syf.com
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SOURCE Synchrony
FAQ
When will Synchrony (SYF) report fourth quarter 2025 results?
What time will Synchrony (SYF) release its Q4 2025 earnings and presentation?
When is the Synchrony (SYF) Q4 2025 earnings call and webcast?
Where can investors find Synchrony (SYF) Q4 2025 materials and the webcast replay?
Will Synchrony (SYF) provide a replay of the Q4 2025 earnings webcast?
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