Synchrony Financial files Form 144 for routine 709-share insider sale

Rhea-AI Filing Summary

Synchrony Financial (SYF) filed a Form 144 indicating a planned disposition of 709 common shares, valued at $48,176.55. The shares were acquired on 08/01/2025 via restricted-stock vesting as compensation and represent roughly 0.0002 % of the 372,057,548 shares outstanding. The proposed sale is slated for on or after 08/04/2025 through Fidelity Brokerage Services on the NYSE. No other sales by the filer occurred in the past three months, and the signer affirmed no undisclosed adverse information. Because the identity of the seller and any Rule 10b5-1 plan details are not provided, the filing appears to be a routine, low-value insider transaction with negligible effect on SYF’s float, liquidity, or fundamentals.

Positive

• None.

Negative

• Insider selling—even if small—can be viewed cautiously by some investors as a potential signal of reduced insider conviction.

Insights

Securities Analyst

TL;DR: Small Form 144 (709 shares) is immaterial and should not move SYF’s stock.

The notice covers less than 0.0002 % of shares outstanding and stems from routine restricted-stock vesting. With an aggregate value under $50 k, it is unlikely to influence trading volume or signal material insider sentiment. No pattern of sequential sales is disclosed, further reducing relevance to investors.

Corporate Governance Expert

TL;DR: Governance impact negligible; standard certification language only.

The filer certifies no undisclosed adverse information, and no 10b5-1 adoption date is listed. Absent larger scale or repeated sales, this transaction does not raise governance red flags or suggest information asymmetry concerns.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Fidelity Brokerage Services LLC 900 Salem Street Smithfield RI 02917	709	48176.55	372057548	08/04/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	08/01/2025	Restricted Stock Vesting	Issuer			709	08/01/2025	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

How many Synchrony Financial (SYF) shares are being sold under this Form 144?

The notice covers 709 common shares.

What is the dollar value of the proposed SYF share sale?

The aggregate market value is $48,176.55.

When can the SYF shares be sold?

On or after 08/04/2025, according to the filing.

What percentage of SYF’s outstanding shares does the sale represent?

Approximately 0.0002 % of the 372,057,548 shares outstanding.

How were the shares acquired by the insider?

Via restricted-stock vesting on 08/01/2025 as part of compensation.

Is there evidence of a Rule 10b5-1 trading plan in this filing?

No 10b5-1 adoption date or instruction is disclosed in the notice.