STOCK TITAN

[Form 4] Synchrony Financial Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4

Arthur W. Coviello Jr., a director of Synchrony Financial (SYF), reported a transaction dated 09/30/2025 in which 775 shares were acquired at $71.05 per share, bringing his total beneficial ownership to 50,169 shares. The filing states these are restricted stock units that will vest in full on 09/30/2026, and each unit represents a contingent right to one share of common stock. The Form 4 was signed by an attorney-in-fact on 10/02/2025. The filing identifies the acquisition as direct ownership and does not disclose any derivative positions or additional terms beyond the vesting date.

Arthur W. Coviello Jr., un direttore di Synchrony Financial (SYF), ha riportato una transazione datata 30/09/2025 in cui sono state acquisite 775 azioni a $71,05 per azione, portando la sua proprietà benefica totale a 50.169 azioni. La dichiarazione afferma che si tratta di unità di azioni restritte che verranno interamente maturate il 30/09/2026, e ogni unità rappresenta un diritto contingente a una azione ordinaria. Il Form 4 è stato firmato da un procuratore-in-fatto il 02/10/2025. La dichiarazione identifica l'acquisizione come proprietà diretta e non segnala posizioni derivate o ulteriori termini oltre la data di vesting.

Arthur W. Coviello Jr., un director de Synchrony Financial (SYF), informó una operación fechada el 30/09/2025 en la que se adquirieron 775 acciones a $71.05 por acción, llevando su propiedad beneficiaria total a 50,169 acciones. La declaración indica que se trata de unidades de acciones restringidas que vencerán por completo el 30/09/2026, y cada unidad representa un derecho contingente a una acción común. El Formulario 4 fue firmado por un apoderado el 02/10/2025. La declaración identifica la adquisición como propiedad directa y no revela posiciones derivadas ni otros términos más allá de la fecha de vesting.

Arthur W. Coviello Jr., Synchrony Financial (SYF)이사로서 2025년 9월 30일자로 명시된 거래를 보고하였으며, 775주가 $71.05에 매입되었고, 그의 총 수혜 소유 주식 수는 50,169주로 증가했습니다. 제출서는 이것이 제한된 주식단위2026년 9월 30일에 전부 취득(vest)될 예정이며, 각 단위는 보통주 1주에 대한 조건부 권리를 나타낸다고 명시합니다. Form 4는 2025년 10월 2일에 대리인에 의해 서명되었습니다. 제출서는 취득이 직접 소유임을 확인하고 취득일 뿐, 파생 포지션이나 추가 조건은 vesting 날짜를 제외하고는 밝히지 않습니다.

Arthur W. Coviello Jr., directeur de Synchrony Financial (SYF), a signalé une opération datée du 30/09/2025775 actions ont été acquises à $71,05 par action, portant sa propriété bénéficiaire totale à 50 169 actions. Le dossier indique qu’il s’agit d’unités d’actions restreintes qui déferleront intégralement le 30/09/2026, et chaque unité représente un droit conditionnel sur une action ordinaire. Le Formulaire 4 a été signé par un mandataire le 02/10/2025. Le dossier identifie l’acquisition comme une propriété directe et ne divulgue pas de positions dérivées ni d’autres termes au-delà de la date d’acquisition (vesting).

Arthur W. Coviello Jr., ein Direktor von Synchrony Financial (SYF), meldete eine Transaktion mit dem Datum 30.09.2025, bei der 775 Aktien zu je $71,05 erworben wurden, was sein gesamtes wirtschaftliches Eigentum auf 50.169 Aktien erhöht. Die Einreichung gibt an, dass es sich um Restricted Stock Units handelt, die vollständig am 30.09.2026 vesten werden, und jede Einheit einen bedingten Anspruch auf eine Stammaktie darstellt. Das Formular 4 wurde von einem Bevollmächtigten am 02.10.2025 unterschrieben. Die Einreichung kennzeichnet den Erwerb als direkte Eigentümerschaft und macht keine Offenlegung von derivative Positionen oder weiteren Bedingungen über das Vesting-Datum hinaus.

Arthur W. Coviello Jr.، مدير في Synchrony Financial (SYF)، أبلغ عن صفقة بتاريخ 30/09/2025 جرى فيها شراء 775 أسهم بسعر $71.05 للسهم، مما رفع ملكيته المستفيدة الإجمالية إلى 50,169 سهمًا. تشير الوثيقة إلى أن هذه هي وحدات أسهم مقيدة ستتحقق بالكامل في 30/09/2026، وكل وحدة تمثل حقًا مشروطًا في سهْم عادي واحد. تم توقيع النموذج 4 من قبل وكيل محامٍ في 02/10/2025. تحدد الوثيقة أن الاستحواذ هو ملكية مباشرة ولا تكشف عن أية مراكز مشتقة أو شروط إضافية بخلاف تاريخ الاستحقاق.

Arthur W. Coviello Jr.Synchrony Financial (SYF)董事,报道了一笔日期为 2025/09/30 的交易,其中以每股 $71.05 的价格购买了 775 股,使其总实际所有权达到 50,169 股。 文件称这是受限股票单位,将在 2026/09/30 完整归属,每单位代表对一股普通股的有条件权利。 Form 4 由代理律师在 2025/10/02 签署。 该申报将收购标识为直接所有权,未披露任何衍生头寸或除归属日期以外的其他条款。

Positive
  • Acquisition of 775 RSUs increases director's stake to 50,169 shares
  • RSUs vest in full on 09/30/2026, making future share issuance and ownership timing explicit
Negative
  • None.

Insights

Director reported purchase of 775 RSUs, increasing direct holdings to 50,169.

What it means: This Form 4 discloses an acquisition of 775 restricted stock units at a reported price of $71.05 on 09/30/2025, recorded as direct beneficial ownership. The units are scheduled to vest in full on 09/30/2026, converting to one share each upon vesting.

Why it matters: Insider acquisitions and vesting schedules are routinely monitored by investors for alignment with shareholder interests and potential future share issuance. The filing provides clear, dated facts about quantity, price, and vesting; there are no derivatives or additional contingent terms disclosed in this report.

Arthur W. Coviello Jr., un direttore di Synchrony Financial (SYF), ha riportato una transazione datata 30/09/2025 in cui sono state acquisite 775 azioni a $71,05 per azione, portando la sua proprietà benefica totale a 50.169 azioni. La dichiarazione afferma che si tratta di unità di azioni restritte che verranno interamente maturate il 30/09/2026, e ogni unità rappresenta un diritto contingente a una azione ordinaria. Il Form 4 è stato firmato da un procuratore-in-fatto il 02/10/2025. La dichiarazione identifica l'acquisizione come proprietà diretta e non segnala posizioni derivate o ulteriori termini oltre la data di vesting.

Arthur W. Coviello Jr., un director de Synchrony Financial (SYF), informó una operación fechada el 30/09/2025 en la que se adquirieron 775 acciones a $71.05 por acción, llevando su propiedad beneficiaria total a 50,169 acciones. La declaración indica que se trata de unidades de acciones restringidas que vencerán por completo el 30/09/2026, y cada unidad representa un derecho contingente a una acción común. El Formulario 4 fue firmado por un apoderado el 02/10/2025. La declaración identifica la adquisición como propiedad directa y no revela posiciones derivadas ni otros términos más allá de la fecha de vesting.

Arthur W. Coviello Jr., Synchrony Financial (SYF)이사로서 2025년 9월 30일자로 명시된 거래를 보고하였으며, 775주가 $71.05에 매입되었고, 그의 총 수혜 소유 주식 수는 50,169주로 증가했습니다. 제출서는 이것이 제한된 주식단위2026년 9월 30일에 전부 취득(vest)될 예정이며, 각 단위는 보통주 1주에 대한 조건부 권리를 나타낸다고 명시합니다. Form 4는 2025년 10월 2일에 대리인에 의해 서명되었습니다. 제출서는 취득이 직접 소유임을 확인하고 취득일 뿐, 파생 포지션이나 추가 조건은 vesting 날짜를 제외하고는 밝히지 않습니다.

Arthur W. Coviello Jr., directeur de Synchrony Financial (SYF), a signalé une opération datée du 30/09/2025775 actions ont été acquises à $71,05 par action, portant sa propriété bénéficiaire totale à 50 169 actions. Le dossier indique qu’il s’agit d’unités d’actions restreintes qui déferleront intégralement le 30/09/2026, et chaque unité représente un droit conditionnel sur une action ordinaire. Le Formulaire 4 a été signé par un mandataire le 02/10/2025. Le dossier identifie l’acquisition comme une propriété directe et ne divulgue pas de positions dérivées ni d’autres termes au-delà de la date d’acquisition (vesting).

Arthur W. Coviello Jr., ein Direktor von Synchrony Financial (SYF), meldete eine Transaktion mit dem Datum 30.09.2025, bei der 775 Aktien zu je $71,05 erworben wurden, was sein gesamtes wirtschaftliches Eigentum auf 50.169 Aktien erhöht. Die Einreichung gibt an, dass es sich um Restricted Stock Units handelt, die vollständig am 30.09.2026 vesten werden, und jede Einheit einen bedingten Anspruch auf eine Stammaktie darstellt. Das Formular 4 wurde von einem Bevollmächtigten am 02.10.2025 unterschrieben. Die Einreichung kennzeichnet den Erwerb als direkte Eigentümerschaft und macht keine Offenlegung von derivative Positionen oder weiteren Bedingungen über das Vesting-Datum hinaus.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
COVIELLO ARTHUR W JR

(Last) (First) (Middle)
C/O SYNCHRONY FINANCIAL
777 LONG RIDGE ROAD

(Street)
STAMFORD CT 06902

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 09/30/2025(1) A 775 A $71.05 50,169 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.
Remarks:
/s/ Danielle Do as attorney-in-fact 10/02/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Synchrony Financial director Arthur W. Coviello Jr. report on Form 4 (SYF)?

The Form 4 reports an acquisition of 775 shares (restricted stock units) at $71.05 each on 09/30/2025, bringing total beneficial ownership to 50,169 shares.

Are the shares immediately transferable or restricted (SYF)?

The filing specifies these are restricted stock units that will vest in full on 09/30/2026; each unit converts to one share upon vesting.

Does the Form 4 disclose any derivative positions for Arthur W. Coviello Jr. (SYF)?

No. Table II for derivative securities contains no entries; the filing only reports the non-derivative acquisition and the RSU vesting explanation.

Who signed the Form 4 and when was it signed (SYF)?

The Form 4 was signed by Danielle Do as attorney-in-fact on 10/02/2025.

How many total shares will the reported RSUs convert to upon vesting for SYF?

The filing states each RSU represents a contingent right to one share, so 775 RSUs will convert to 775 shares on vesting.
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