SYF director received 775 RSUs vesting 09/30/2026; ownership 32,100

Rhea-AI Filing Summary

Parker P.W., a Director of Synchrony Financial (SYF), reported acquiring 775 restricted stock units on 09/30/2025. The report shows an acquisition price of $71.05 and indicates 32,100 shares beneficially owned following the transaction, held directly. The filing explains these are restricted stock units that will vest in full on 09/30/2026, with each unit representing a contingent right to one share of common stock. The Form 4 was signed on behalf of the reporting person by an attorney in fact on 10/02/2025.

Positive

• Acquisition of 775 RSUs indicates continued alignment with shareholder interests
• Direct beneficial ownership of 32,100 shares shows material insider stake

Negative

• None.

Insights

Corporate Governance Analyst

Director acquired 775 RSUs that vest in one year.

The filing documents a non-derivative acquisition of 775 restricted stock units on 09/30/2025 at a reported price of $71.05, increasing direct beneficial ownership to 32,100 shares.

Because the RSUs vest on 09/30/2026, the economic interest is contingent until vesting; this is a routine insider compensation event rather than an open-market stock purchase.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Parker P.W.

(Last) (First) (Middle)

777 LONG RIDGE ROAD

C/O CORPORATE SECRETARY

(Street)

STAMFORD CT 06902

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/30/2025(1)		A		775	A	$71.05	32,100	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

Remarks:

	/s/ Danielle Do as attorney in fact	10/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Parker P.W. report on Form 4 for Synchrony Financial (SYF)?

Parker P.W. reported acquiring 775 restricted stock units on 09/30/2025, increasing direct ownership to 32,100 shares.

When do the restricted stock units reported by Parker vest?

The RSUs will vest in full on 09/30/2026.

What price is shown in the Form 4 for the reported transaction?

The reported acquisition price is $71.05.

Was the Form 4 signed by the reporting person?

The filing is signed by an attorney in fact on behalf of the reporting person on 10/02/2025.

What type of securities were acquired in this Form 4?

Restricted stock units (RSUs) that convert to one share each upon vesting.