STOCK TITAN

Synchrony Financial (NYSE: SYF) insider has 1,738 shares withheld for tax

(Moderate)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Synchrony Financial officer Amy Tiliakos reported a tax-withholding disposition of 1,738 shares of common stock on July 31, 2026. The company automatically withheld these shares at $75.79 per share to pay her tax liability on vesting restricted stock units, leaving her with 19,900 shares held directly; no investment decision was involved.

Positive

  • None.

Negative

  • None.
Insider Tiliakos Amy
Role See remarks
Type Security Shares Price Value
Tax Withholding Common Stock F1 1,738 $75.79 $132K
Holdings After Transaction: Common Stock — 19,900 shares (Direct)
Footnotes (1)
  1. F1. Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.
Shares Withheld 1738.0000 shares Common shares automatically withheld for tax liability on 2026-07-31
Withholding Price 75.7900 per share Per-share value used for the tax-withholding disposition
Shares After Transaction 19900.0000 shares Directly held Synchrony Financial common stock following the withholding
restricted stock units financial
"tax liability in connection with the vesting of restricted stock units"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax liability financial
"shares automatically withheld by the Company to pay the tax liability"
automatically withheld financial
"Reflects the number of shares of Company common stock automatically withheld"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Synchrony Financial (SYF) officer Amy Tiliakos report?

Amy Tiliakos reported a tax-withholding disposition of 1,738 shares of Synchrony Financial common stock. The company withheld these shares at $75.79 per share to cover taxes on vesting restricted stock units, leaving her with 19,900 shares held directly afterward.

Was the Synchrony Financial (SYF) insider activity an open-market sale?

No, the activity was not an open-market sale. The filing states the company automatically withheld 1,738 shares to pay Amy Tiliakos’s tax liability on vesting restricted stock units, and notes that no investment decision was made by her in connection with this withholding.

How many Synchrony Financial (SYF) shares does Amy Tiliakos hold after the withholding?

After the tax-withholding transaction, Amy Tiliakos holds 19,900 shares of Synchrony Financial common stock directly. This figure reflects her position following the automatic withholding of 1,738 shares used to satisfy the tax obligations tied to vesting restricted stock units.

At what price were the Synchrony Financial (SYF) shares withheld for taxes?

The withheld shares were valued at $75.79 per share. A total of 1,738 shares of Synchrony Financial common stock were automatically withheld by the company at this price to satisfy Amy Tiliakos’s tax liability related to vesting restricted stock units.

Was Amy Tiliakos’s Synchrony Financial (SYF) transaction under a Rule 10b5-1 plan?

The filing does not report the transaction under a Rule 10b5-1 trading plan. Instead, a footnote explains the shares were automatically withheld by the company solely to pay tax liabilities arising from the vesting of restricted stock units, with no investment decision by her.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Tiliakos Amy

(Last)(First)(Middle)
777 LONG RIDGE ROAD
C/O CORPORATE SECRETARY

(Street)
STAMFORD CONNECTICUT 06902

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
See remarks
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/31/2026F1,738(1)D$75.7919,900D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.
Remarks:
/s/ Danielle Do, as attorney-in-fact08/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)