Synchrony director granted 14 dividend units

Q: What insider transaction did SYF director Kamila K. Chytil report on this Form 4?

Kamila K. Chytil reported the acquisition of 14 Dividend Equivalent Units tied to existing restricted stock units on August 17, 2026. These units are compensation-related awards, not open-market purchases or sales of Synchrony Financial common stock.

Q: What are Dividend Equivalent Units in the context of SYF’s Form 4 filing?

Dividend Equivalent Units are awards that accrue dividend equivalents on the common shares underlying restricted stock units. Each unit is the economic equivalent of one SYF common share and vests, settles, and expires on the same terms as the related restricted stock units.

Q: Was the SYF Form 4 transaction a market purchase or sale of common stock?

No. The Form 4 reports a grant of Dividend Equivalent Units, not a market purchase or sale of SYF common stock. The units arose as dividend equivalents on restricted stock units already held by the reporting person.

Q: On what date were the Dividend Equivalent Units for SYF accrued and at what reference value?

The Dividend Equivalent Units were accrued on August 17, 2026, with a reported reference value of $80.75 per unit. This value reflects the per-unit figure associated with the award in the transaction details.

Synchrony Financial (SYF) reported that director Kamila K. Chytil acquired 14 Dividend Equivalent Units on August 17, 2026 as a grant related to existing restricted stock units.

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Rhea-AI Filing Summary

Synchrony Financial (SYF) reported that director Kamila K. Chytil acquired 14 Dividend Equivalent Units on August 17, 2026 as a grant related to existing restricted stock units. Each Dividend Equivalent Unit is the economic equivalent of one share of Synchrony Financial common stock and vests and settles on the same terms as the underlying restricted stock units. Following this award, Chytil directly holds a reported total of 17,929 Dividend Equivalent Units, with the balance adjusted over time for fractional-share rounding.

Insider Trade Summary

Grant/Award: 14 shares

Grant/Award 1 txn

Insider Chytil Kamila K

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend Equivalent Unit ^{F1, F2}	14	$80.75	$1K

Holdings After Transaction: Dividend Equivalent Unit — 17,929 shares (Direct)

Footnotes (2)

F1. Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.
F2. Balance adjusted to account for rounding of fractional shares over time.

Key Figures

Dividend Equivalent Units acquired: 14 units Reference value per unit: $80.75 per unit Units held after transaction: 17,929 units

3 metrics

Dividend Equivalent Units acquired 14 units Grant of Dividend Equivalent Units accrued on August 17, 2026

Reference value per unit $80.75 per unit Per-unit figure reported for the August 17, 2026 Dividend Equivalent Unit grant

Units held after transaction 17,929 units Total Dividend Equivalent Units directly held by Kamila K. Chytil after the grant

Key Terms

Dividend Equivalent Unit, restricted stock units, economic equivalent

3 terms

Dividend Equivalent Unit financial

"Represents dividend equivalent units accrued on August 17, 2026 as dividends"

restricted stock units financial

"common shares underlying restricted stock units. The dividend equivalent units vest"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

economic equivalent financial

"Each dividend equivalent unit is the economic equivalent of one share"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did SYF director Kamila K. Chytil report on this Form 4?

Kamila K. Chytil reported the acquisition of 14 Dividend Equivalent Units tied to existing restricted stock units on August 17, 2026. These units are compensation-related awards, not open-market purchases or sales of Synchrony Financial common stock.

How many Dividend Equivalent Units does Kamila K. Chytil hold in SYF after this transaction?

After this transaction, Kamila K. Chytil holds a reported total of 17,929 Dividend Equivalent Units directly. The balance reflects adjustments for rounding of fractional shares over time, as disclosed in the filing footnotes.

What are Dividend Equivalent Units in the context of SYF’s Form 4 filing?

Dividend Equivalent Units are awards that accrue dividend equivalents on the common shares underlying restricted stock units. Each unit is the economic equivalent of one SYF common share and vests, settles, and expires on the same terms as the related restricted stock units.

Was the SYF Form 4 transaction a market purchase or sale of common stock?

No. The Form 4 reports a grant of Dividend Equivalent Units, not a market purchase or sale of SYF common stock. The units arose as dividend equivalents on restricted stock units already held by the reporting person.

On what date were the Dividend Equivalent Units for SYF accrued and at what reference value?

The Dividend Equivalent Units were accrued on August 17, 2026, with a reported reference value of $80.75 per unit. This value reflects the per-unit figure associated with the award in the transaction details.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/19/2026 - 04:50 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chytil Kamila K

(Last)

(First)

(Middle)

777 LONG RIDGE ROAD

C/O CORPORATE SECRETARY

(Street)

STAMFORD

CONNECTICUT

06902

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Dividend Equivalent Unit	08/17/2026		A		14⁽¹⁾	A	$80.75⁽¹⁾	17,929⁽²⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

2. Balance adjusted to account for rounding of fractional shares over time.

Remarks:

	/s/ Danielle Do, attorney-in-fact	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR