Synchrony Financial (NYSE: SYF) CEO adds dividend units, now holds 828,886

Rhea-AI Filing Summary

Synchrony Financial (SYF) reported that its President and CEO, as reporting person, received a grant of dividend equivalent units. On August 17, 2026, the reporting person acquired 1,001 dividend equivalent units at a referenced value of $80.75 per unit, bringing direct holdings to 828,886 units. The units were accrued as dividends on common shares underlying restricted stock units and will vest, settle, and expire on the same terms as those restricted stock units; each unit is the economic equivalent of one share of Synchrony Financial common stock, with the balance adjusted over time for fractional-share rounding.

Insider Trade Summary

Net Buyer: 1,001 shares

Net Buy 1 txn

Insider DOUBLES BRIAN D

Role See remarks

Type	Security	Shares	Price	Value
Grant/Award	Dividend Equivalent Unit F1, F2	1,001	$80.75	$81K

Holdings After Transaction: Dividend Equivalent Unit — 828,886 shares (Direct)

Footnotes (2)

1. F1. Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.
2. F2. Balance adjusted to account for rounding of fractional shares over time.

Key Figures

Dividend equivalent units acquired: 1,001 units Reference value per unit: $80.75 per unit Holdings after transaction: 828,886 units +1 more

4 metrics

Dividend equivalent units acquired 1,001 units Grant of dividend equivalent units on August 17, 2026

Reference value per unit $80.75 per unit Reported price per dividend equivalent unit for the August 17, 2026 acquisition

Holdings after transaction 828,886 units Total direct holdings related to this award following the August 17, 2026 transaction

Transaction code A Grant, award, or other acquisition of non-derivative security

Key Terms

Dividend Equivalent Unit, restricted stock units, economic equivalent

3 terms

Dividend Equivalent Unit financial

"Represents dividend equivalent units accrued on August 17, 2026 as dividends"

restricted stock units financial

"common shares underlying restricted stock units. The dividend equivalent units vest"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

economic equivalent financial

"Each dividend equivalent unit is the economic equivalent of one share"

FAQ

What insider transaction did SYF report for its President and CEO?

Synchrony Financial (SYF) reported that its President and CEO, as reporting person, received 1,001 dividend equivalent units on August 17, 2026. These units represent dividend accruals tied to existing restricted stock units and are economically equivalent to Synchrony Financial common shares.

How many dividend equivalent units were granted in this SYF Form 4 filing?

The reporting person for Synchrony Financial (SYF) acquired 1,001 dividend equivalent units in this transaction. These units were accrued as dividends on common shares underlying restricted stock units and vest and settle on the same terms as those restricted stock units.

What is the economic value reference per unit in the SYF insider grant?

The reported reference value for the dividend equivalent units was $80.75 per unit. Each dividend equivalent unit is described as the economic equivalent of one share of Synchrony Financial common stock, aligning its value with the company’s underlying common shares.

What are the CEO’s total direct holdings after this SYF transaction?

Following the August 17, 2026 transaction, the reporting person’s direct holdings related to this award total 828,886 units. The balance was also adjusted to account for rounding of fractional shares accumulated over time, as described in the filing footnotes.

How do the dividend equivalent units reported by SYF vest and settle?

The dividend equivalent units vest proportionately with, and are subject to settlement and expiration on, the same terms as the related restricted stock units. They effectively track the RSUs’ schedule while providing economic exposure equivalent to Synchrony Financial common shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/19/2026 - 04:50 PM Accepted by SEC EDGAR 08/19/2026 - 04:50 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DOUBLES BRIAN D

(Last) (First) (Middle)

C/O SYNCHRONY FINANCIAL

777 LONG RIDGE ROAD

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Dividend Equivalent Unit	08/17/2026		A		1,001(1)	A	$80.75(1)	828,886(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

2. Balance adjusted to account for rounding of fractional shares over time.

Remarks:

President and CEO

	/s/ Danielle Do, as attorney in fact	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)