Director at Synchrony (NYSE: SYF) receives 883 RSUs vesting 2027

Rhea-AI Filing Summary

Chytil Kamila K reported acquisition or exercise transactions in this Form 4 filing.

Synchrony Financial director Kamila K. Chytil received an award of 883 shares of common stock in the form of restricted stock units. The units are valued at $68.02 per share and will vest in full on March 31, 2027, reflecting compensation rather than an open-market purchase.

After this grant, Chytil directly holds 17,115 shares of Synchrony Financial common stock, including this new award. Each restricted stock unit represents a contingent right to receive one share of common stock upon vesting.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Chytil Kamila K

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	883	$68.02	$60K

Holdings After Transaction: Common Stock — 17,115 shares (Direct)

Footnotes (1)

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Key Figures

RSU grant size: 883 shares Grant value per share: $68.02 per share Total shares after transaction: 17,115 shares +1 more

4 metrics

RSU grant size 883 shares Restricted stock units granted on March 31, 2026

Grant value per share $68.02 per share Reference price for RSU award

Total shares after transaction 17,115 shares Direct holdings following RSU grant

Vesting date March 31, 2027 RSUs vest in full on this date

Key Terms

restricted stock units, contingent right, Common Stock

3 terms

restricted stock units financial

"Represents restricted stock units that will vest in full on March 31, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share"

Common Stock financial

"Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chytil Kamila K

(Last) (First) (Middle)

777 LONG RIDGE ROAD

C/O CORPORATE SECRETARY

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/31/2026(1)		A		883	A	$68.02	17,115	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units that will vest in full on March 31, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

Remarks:

	/s/ Danielle Do as attorney in fact	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Synchrony Financial (SYF) report for Kamila K. Chytil?

Synchrony Financial reported that director Kamila K. Chytil received an award of 883 restricted stock units of common stock. These units are part of her equity compensation and are not an open-market share purchase or sale by the director.

How many Synchrony Financial (SYF) shares were granted to Kamila K. Chytil and at what value?

Kamila K. Chytil was granted 883 restricted stock units of Synchrony Financial common stock, valued at $68.02 per share. This reflects a stock-based compensation award rather than a cash transaction in the open market for the company’s shares.

When do Kamila K. Chytil’s restricted stock units in Synchrony Financial (SYF) vest?

The 883 restricted stock units granted to Kamila K. Chytil will vest in full on March 31, 2027. Once vested, each unit converts into one share of Synchrony Financial common stock, assuming all standard vesting conditions are satisfied through that date.

Is Kamila K. Chytil’s Form 4 transaction in Synchrony Financial (SYF) an open-market buy or sell?

The Form 4 shows a grant of restricted stock units, coded as an acquisition under transaction code A. This represents an equity award as compensation, not an open-market purchase or sale of Synchrony Financial common stock by the director.

How many Synchrony Financial (SYF) shares does Kamila K. Chytil hold after this award?

Following the grant of 883 restricted stock units, Kamila K. Chytil directly holds 17,115 shares of Synchrony Financial common stock. This figure includes the new award reported, as indicated by the total shares following the transaction on the Form 4.

What does each restricted stock unit granted to Kamila K. Chytil by Synchrony Financial (SYF) represent?

Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock. The units convert into actual shares only upon vesting, which for this award is scheduled to occur in full on March 31, 2027, per the disclosure.