Synchrony director adds 14 dividend units at $80.75

Synchrony Financial (SYF) reported that director P.W.

Rhea-AI Filing Summary

Synchrony Financial (SYF) reported that director P.W. Parker acquired 14 dividend equivalent units on August 17, 2026. These units accrued as dividends on common shares underlying restricted stock units and will vest and settle on the same terms as those restricted stock units. Following this award and minor rounding adjustments over time, Parker holds a total of 34,487 dividend equivalent units, each economically equivalent to one share of Synchrony Financial common stock.

Insider Trade Summary

Grant/Award: 14 shares

Grant/Award 1 txn

Insider Parker P.W.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Dividend Equivalent Unit F1, F2	14	$80.75	$1K

Holdings After Transaction: Dividend Equivalent Unit — 34,487 shares (Direct)

Footnotes (2)

1. F1. Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.
2. F2. Balance adjusted to account for rounding of fractional shares over time.

Key Figures

Dividend equivalent units acquired: 14 shares Per-unit value: $80.75 per dividend equivalent unit Total dividend equivalent units after transaction: 34,487 units

3 metrics

Dividend equivalent units acquired 14 shares Grant of dividend equivalent units accrued on August 17, 2026

Per-unit value $80.75 per dividend equivalent unit Value associated with the August 17, 2026 dividend equivalent unit accrual

Total dividend equivalent units after transaction 34,487 units Director P.W. Parker’s holdings following the August 17, 2026 accrual and rounding adjustments

Key Terms

Dividend Equivalent Unit, restricted stock units, economic equivalent

3 terms

Dividend Equivalent Unit financial

"Represents dividend equivalent units accrued on August 17, 2026 as dividends"

restricted stock units financial

"dividends that were paid on the common shares underlying restricted stock units"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

economic equivalent financial

"Each dividend equivalent unit is the economic equivalent of one share"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did SYF director P.W. Parker report on August 17, 2026?

P.W. Parker reported acquiring 14 dividend equivalent units on August 17, 2026. These units accrued as dividends on common shares underlying restricted stock units and follow the same vesting, settlement, and expiration terms as the related restricted stock units.

How many dividend equivalent units does P.W. Parker hold in Synchrony Financial (SYF) after this Form 4?

After this transaction, P.W. Parker holds 34,487 dividend equivalent units tied to Synchrony Financial stock. This balance reflects the new accrual of 14 units and historical rounding adjustments of fractional shares accumulated over time, as described in the filing footnotes.

What is a dividend equivalent unit in the context of SYF’s Form 4 filing?

A dividend equivalent unit is described as the economic equivalent of one share of Synchrony Financial common stock. These units accrue as dividends on the common shares underlying restricted stock units and vest, settle, and expire on the same terms as those restricted stock units.

How were the 14 dividend equivalent units for SYF’s director generated?

The 14 dividend equivalent units accrued on August 17, 2026 as dividends paid on the common shares underlying Parker’s restricted stock units. They are not open-market purchases but automatic awards linked to dividend payments on those underlying restricted stock units.

Does Synchrony Financial (SYF) indicate any price for the dividend equivalent units in this Form 4?

The filing lists a value of $80.75 per dividend equivalent unit. A footnote explains that each dividend equivalent unit is economically equivalent to one share of Synchrony Financial common stock, reflecting the dividend-related nature of the award rather than a market purchase price.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 08/19/2026 - 04:49 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Parker P.W.

(Last) (First) (Middle)

777 LONG RIDGE ROAD

C/O CORPORATE SECRETARY

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Dividend Equivalent Unit	08/17/2026		A		14(1)	A	$80.75(1)	34,487(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

2. Balance adjusted to account for rounding of fractional shares over time.

Remarks:

	/s/ Danielle Do as attorney in fact	08/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)