Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Synchrony Financial (NYSE: SYF) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its consumer financing and consumer financial services business. This SEC filings page organizes those disclosures so investors can review how Synchrony reports on its credit performance, capital structure, governance and financial results.
Recent Form 8-K filings show that Synchrony regularly furnishes monthly charge-off and delinquency statistics for its portfolio, covering thirteen-month periods as of specific month-ends. These Regulation FD disclosures give investors a view into credit quality trends and are furnished rather than filed for certain liability purposes. Other 8-Ks report quarterly earnings releases, accompanied by financial data supplements, financial results presentations and explanations of non-GAAP measures, which together outline the company’s operating performance and key metrics.
Synchrony also uses Form 8-K to describe capital markets and capital return actions. One filing details an underwriting agreement for the public offering of fixed-to-floating rate senior notes due 2029 and 2036 under an effective shelf registration statement, including references to the governing indenture and related legal opinions. Additional filings and press releases discuss board-approved share repurchase authorizations and quarterly cash dividends on common and preferred stock series.
Corporate governance disclosures appear in filings covering the election of directors, committee assignments, director compensation and outcomes of the annual meeting of stockholders, including votes on director elections, auditor ratification and advisory votes on executive compensation. Through Stock Titan, users can access these filings as they are made available on EDGAR, while AI-powered summaries help explain the structure and implications of key documents such as 8-Ks, annual and quarterly reports and other material disclosures related to SYF.
Zane Ellen M, a director of Synchrony Financial (SYF), reported an acquisition on 08/15/2025 of 29,079 dividend equivalent units tied to restricted stock units. The Form 4 indicates these units represent dividend equivalents that vest and settle on the same terms as the underlying RSUs and are each economically equivalent to one share of Synchrony common stock. The reported per‑unit amount is shown as $71.49. The filing was signed by an attorney‑in‑fact on 08/19/2025.
Alberto Casellas, an officer of Synchrony Financial (SYF) reported transactions dated 08/15/2025. The Form 4 discloses 56,917 dividend equivalent units accrued on restricted stock units, described as economic equivalents of one share each and vesting and settling on the same terms as the underlying restricted stock units. The filing also reports acquisition of phantom stock units under the Synchrony Financial Deferred Compensation Plan, which will be settled in cash six months after the reporting person separates from service; each phantom unit is the economic equivalent of one share. The form was signed by an attorney-in-fact on 08/19/2025.
Reporting person: Richie Laurel, listed as a Director of Synchrony Financial (SYF). Transaction: On 08/15/2025 the reporting person received 125 dividend equivalent units that are the economic equivalent of common shares. Each unit is recorded at a value of $71.49. These dividend equivalent units were accrued as dividends paid on previously granted restricted stock units and deferred stock units under the company’s Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan.
Post-transaction ownership: The filing shows 48,190 shares beneficially owned following the reported transaction, with ownership reported as direct. The Form 4 is signed by Danielle Do as attorney-in-fact on 08/19/2025.
Jeffrey G. Naylor, a director of Synchrony Financial (SYF), recorded an acquisition of dividend equivalent units on August 15, 2025. The Form 4 shows 60,047 dividend equivalent units credited as dividends on restricted stock units and deferred stock units previously granted under the company’s long-term incentive and non-employee director deferred compensation plans. Each dividend equivalent unit equals one share of common stock. The units are reported at a per-unit value of $71.49. The filing was executed on August 19, 2025.
Courtney Gentleman, an officer of Synchrony Financial (SYF), acquired 17,702 dividend equivalent units on 08/15/2025 tied to restricted stock units, at an economic value of $71.49 per unit. The filing states these dividend equivalent units were accrued as dividends and vest and settle on the same terms and schedule as the underlying restricted stock units, with each unit economically equivalent to one share of Synchrony common stock. The transaction was reported on Form 4 and signed by an attorney-in-fact on 08/19/2025.
Darrell Owens, listed as an officer of Synchrony Financial (SYF), received 90 dividend equivalent units on 08/15/2025. These units represent dividends paid on the common shares underlying his restricted stock units and vest and settle on the same schedule as those restricted stock units. Each dividend equivalent unit is economically equivalent to one share of Synchrony Financial common stock. Following the accrual, the report shows 21,462 shares beneficially owned in a direct form. The Form 4 was submitted by attorney-in-fact Danielle Do and dated 08/19/2025.
Arthur W. Coviello Jr., a director of Synchrony Financial (SYF), was reported as receiving dividend equivalent units on August 15, 2025. The Form 4 shows 49,394 dividend equivalent units credited as dividends on the common shares underlying restricted stock units; each unit represents the economic equivalent of one share of Synchrony common stock. The filing records a value reference of $71.49 and is signed by an attorney-in-fact on behalf of the reporting person on 08/19/2025. The report indicates the filing was submitted by one reporting person and identifies the reporting persons relationship to the issuer as a director. The filing notes that the dividend equivalent units vest and settle on the same terms as the related restricted stock units.
Parker P.W., a director of Synchrony Financial (SYF), reported dividend equivalent units related to restricted stock units on August 15, 2025. The filing shows 31,325 dividend equivalent units accrued as dividends paid on the common shares underlying restricted stock units, with a reported per-unit value of $71.49. The dividend equivalent units vest proportionately with the related restricted stock units and are subject to settlement and expiration on the same terms as those awards. The Form 4 was signed on behalf of the reporting person by an attorney-in-fact on August 19, 2025.
Brian D. Doubles, reporting person and identified as both a director and an officer (President and CEO per remarks) of Synchrony Financial (SYF), reported a non-derivative acquisition on 08/15/2025. The form shows 1,175 dividend equivalent units were credited and treated as acquisitions at a reported price of $71.49 per unit; each unit represents the economic equivalent of one share of Synchrony Financial common stock and vests on the same terms as the related restricted stock units. After the reported transaction, the filing reports 730,070 shares beneficially owned by the reporting person in direct form. The Form 4 was signed on 08/19/2025 by Danielle Do as attorney-in-fact.
Insider receipt of dividend-equivalent units tied to restricted stock units
Brian J. Wenzel Sr., an officer of Synchrony Financial (SYF) and EVP, CFO, was reported as acquiring 288 dividend equivalent units on 08/15/2025. These units represent the economic equivalent of one share of common stock each, were recorded as dividends on the underlying restricted stock units, and vest and settle on the same terms and schedule as those restricted stock units. After the transaction, Mr. Wenzel beneficially owned 68,876 shares of common stock. The filing was submitted by an attorney-in-fact on behalf of the reporting person.