Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Synchrony Financial (NYSE: SYF) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its consumer financing and consumer financial services business. This SEC filings page organizes those disclosures so investors can review how Synchrony reports on its credit performance, capital structure, governance and financial results.
Recent Form 8-K filings show that Synchrony regularly furnishes monthly charge-off and delinquency statistics for its portfolio, covering thirteen-month periods as of specific month-ends. These Regulation FD disclosures give investors a view into credit quality trends and are furnished rather than filed for certain liability purposes. Other 8-Ks report quarterly earnings releases, accompanied by financial data supplements, financial results presentations and explanations of non-GAAP measures, which together outline the company’s operating performance and key metrics.
Synchrony also uses Form 8-K to describe capital markets and capital return actions. One filing details an underwriting agreement for the public offering of fixed-to-floating rate senior notes due 2029 and 2036 under an effective shelf registration statement, including references to the governing indenture and related legal opinions. Additional filings and press releases discuss board-approved share repurchase authorizations and quarterly cash dividends on common and preferred stock series.
Corporate governance disclosures appear in filings covering the election of directors, committee assignments, director compensation and outcomes of the annual meeting of stockholders, including votes on director elections, auditor ratification and advisory votes on executive compensation. Through Stock Titan, users can access these filings as they are made available on EDGAR, while AI-powered summaries help explain the structure and implications of key documents such as 8-Ks, annual and quarterly reports and other material disclosures related to SYF.
Fernando Aguirre, a Director of Synchrony Financial (SYF), reported acquisition of 27,112 dividend equivalent units on 08/15/2025. The form shows these units accrued as dividends on restricted stock units and are the economic equivalent of one share each; they vest and settle on the same terms as the related restricted stock units. The filing also discloses 15,300 shares held indirectly by family trusts. The reported per-unit value for the accrued dividend equivalents is $71.49. The Form 4 was signed by an attorney-in-fact on 08/19/2025.
Synchrony Financial (SYF) filed a Form 144 indicating a planned disposition of 709 common shares, valued at $48,176.55. The shares were acquired on 08/01/2025 via restricted-stock vesting as compensation and represent roughly 0.0002 % of the 372,057,548 shares outstanding. The proposed sale is slated for on or after 08/04/2025 through Fidelity Brokerage Services on the NYSE. No other sales by the filer occurred in the past three months, and the signer affirmed no undisclosed adverse information. Because the identity of the seller and any Rule 10b5-1 plan details are not provided, the filing appears to be a routine, low-value insider transaction with negligible effect on SYF’s float, liquidity, or fundamentals.
Synchrony Financial (SYF) has filed a Form 144 indicating the proposed sale of 600 common shares by an insider. The shares, acquired through restricted-stock vesting on 01 Aug 2025, are planned to be sold around 04 Aug 2025 via Fidelity Brokerage Services on the NYSE. The aggregate market value of the block is $40,770, implying a reference price of roughly $67.95 per share. With 372.1 million shares outstanding, the transaction represents 0.0002 % of total shares — a de-minimis level that is unlikely to alter the company’s float or insider ownership profile.
No other sales were reported in the past three months, and no material adverse information was disclosed in the filing. This notice simply satisfies Rule 144 requirements, providing advance public disclosure of the insider’s intent to sell recently vested equity compensation.