Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credit-card loss tables, CECL roll-forwards, and securitization trust cash-flow waterfalls make Synchrony Financial’s disclosures anything but light reading. If you’ve ever spent hours hunting for partner-level receivables data or combing Form 4s to see when executives buy shares, you know the challenge. That’s why this page brings every Synchrony Financial SEC filing explained simply and in one place.
Our AI scans each incoming document from EDGAR in real time, distilling the 300-plus pages of a Synchrony Financial annual report 10-K simplified down to the key shifts in net-charge-offs, funding costs, and capital ratios. Need the latest Synchrony Financial quarterly earnings report 10-Q filing? It’s here within minutes, paired with concise trend commentary. Curious about executive pay? Open the Synchrony Financial proxy statement executive compensation and jump straight to CEO incentive metrics. Monitoring insider activity is equally direct: receive alerts for every Synchrony Financial Form 4 insider transactions real-time so you never miss a trade.
Beyond the big three filings, you’ll also find immediate access to Synchrony Financial 8-K material events explained—from new retail-partner agreements to changes in loss-reserve forecasts. Our coverage extends to all Synchrony Financial insider trading Form 4 transactions, shelf-registration S-3s, and capital-return authorisations. Each document comes with an AI-powered synopsis, practical use-case tags (liquidity, partner concentration, credit trends), and cross-links to historical data. Whether you’re analysing allowance movements, comparing segment margins, or simply trying to understand Synchrony’s risk profile, Stock Titan’s platform answers the questions investors actually ask: “Is management buying stock?”, “How did charge-offs move this quarter?”, and “What triggers appear in the covenant schedules?”. Explore, filter, and export—understanding Synchrony Financial SEC documents with AI has never been easier. Unlock deeper insights today with our Synchrony Financial earnings report filing analysis and stay ahead of every Synchrony Financial executive stock transactions Form 4 update.
Fernando Aguirre, a director of Synchrony Financial (SYF), reported a transaction dated 09/30/2025 showing the vesting/acquisition of 775 shares of Synchrony common stock at a reported price of $71.05. Following the transaction, Mr. Aguirre beneficially owns 27,887 shares directly and indirectly, including 15,300 shares held indirectly by family trusts. The filing explains these 775 shares represent restricted stock units that will vest in full on 09/30/2026, and each unit converts to one share when vested. The Form 4 was signed by an attorney-in-fact on 10/02/2025.
Synchrony Financial director Richie Laurel reported on Form 4 that he acquired 775 shares of Synchrony common stock on 09/30/2025 at a reported price of $71.05 per share. After the transaction he beneficially owns 48,965 shares directly. The filing clarifies the acquisition represents restricted stock units that will vest in full on 09/30/2026, with each unit converting into one share when vested. The Form 4 was signed by an attorney-in-fact and does not disclose any derivative transactions or changes to other holdings.
Synchrony Financial (SYF) insider filing: Bart Schaller, listed as EVP, CEO--Digital, reported the acquisition on 08/15/2025 of 176 dividend equivalent units tied to restricted stock units at an economic value of $71.49 each. These dividend equivalent units vest and settle on the same terms as the underlying restricted stock units and are economically equivalent to one share of common stock each. After this accrual, the report shows 41,945 shares beneficially owned. The form was signed by an attorney-in-fact on 08/19/2025.
Curtis Howse, listed as an Officer of Synchrony Financial (SYF), reported an acquisition of 108,271 dividend equivalent units on 08/15/2025. The form states these units represent dividend equivalents on restricted stock units and vest and settle on the same terms as the underlying RSUs. Each dividend equivalent unit is economically equivalent to one share of Synchrony common stock. The reported per-unit value for the accrued dividend equivalents is $71.49. The filing was executed by attorney-in-fact Danielle Do on 08/19/2025.
Alves Paget Leonard, a director of Synchrony Financial (SYF), reported receipt of 48,827 dividend equivalent units on 08/15/2025. The Form 4 shows these units were recorded at a per-unit value of $71.49, and represent dividend equivalents on common shares underlying previously granted restricted stock units and deferred stock units under the companys long-term incentive and non-employee director deferred compensation plans. Each dividend equivalent unit equals the economic equivalent of one share. The filing is signed by an attorney-in-fact on 08/19/2025.
Roy A. Guthrie, a director of Synchrony Financial (SYF), reported dividend equivalent units credited on August 15, 2025 that represent the cash-equivalent dividends on previously granted restricted stock units and deferred stock units. The filing records 37,151 dividend equivalent units credited, each equal to one share of common stock, with an indicated per-unit value of $71.49. The report notes that Guthrie 2012 Investments LP, for which Mr. Guthrie is the investment manager, owns 34,106 shares and that Mr. Guthrie disclaims beneficial ownership of those partnership-held shares except to the extent of his pecuniary interest. The form was signed by an attorney-in-fact on behalf of the reporting person.
Kamila K. Chytil, a Director of Synchrony Financial (SYF), recorded the accrual and acquisition of 14,768 dividend equivalent units on 08/15/2025 tied to restricted stock units. These dividend equivalent units are described as economically equivalent to one share of Synchrony common stock each and vest and settle on the same terms and schedule as the underlying restricted stock units. The transaction was reported on Form 4 and signed by an attorney-in-fact on 08/19/2025. The per-unit value noted for the dividend equivalent units is $71.49.
Jonathan S. Mothner, identified as an officer (EVP, Chief Risk and Legal Officer) of Synchrony Financial (SYF), reported a non‑derivative transaction dated 08/15/2025 that added 234 dividend equivalent units tied to restricted stock units at an attributable price of $71.49 per unit. The filing states each dividend equivalent unit is the economic equivalent of one share and vests and settles on the same terms as the related restricted stock units, and shows 146,862 shares beneficially owned following the reported transaction.
The form is marked as executed pursuant to a written plan intended to satisfy the affirmative defense conditions of Rule 10b5‑1(c). The Form 4 was signed by an attorney‑in‑fact on 08/19/2025. The filing contains an explanatory remark describing the nature and vesting parity of the dividend equivalent units.
Carol Juel, EVP, Chief Technology and Operating Officer at Synchrony Financial (SYF), reported acquisition of 244 dividend equivalent units on 08/15/2025. These units represent dividend equivalents paid on the common shares underlying restricted stock units and vest and settle on the same terms as those RSUs. Each dividend equivalent unit equals one share of common stock. After the reported accrual the filing shows 58,281 shares beneficially owned. The transaction was executed at a recorded per‑unit value of $71.49.
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