Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credit-card loss tables, CECL roll-forwards, and securitization trust cash-flow waterfalls make Synchrony Financial’s disclosures anything but light reading. If you’ve ever spent hours hunting for partner-level receivables data or combing Form 4s to see when executives buy shares, you know the challenge. That’s why this page brings every Synchrony Financial SEC filing explained simply and in one place.
Our AI scans each incoming document from EDGAR in real time, distilling the 300-plus pages of a Synchrony Financial annual report 10-K simplified down to the key shifts in net-charge-offs, funding costs, and capital ratios. Need the latest Synchrony Financial quarterly earnings report 10-Q filing? It’s here within minutes, paired with concise trend commentary. Curious about executive pay? Open the Synchrony Financial proxy statement executive compensation and jump straight to CEO incentive metrics. Monitoring insider activity is equally direct: receive alerts for every Synchrony Financial Form 4 insider transactions real-time so you never miss a trade.
Beyond the big three filings, you’ll also find immediate access to Synchrony Financial 8-K material events explained—from new retail-partner agreements to changes in loss-reserve forecasts. Our coverage extends to all Synchrony Financial insider trading Form 4 transactions, shelf-registration S-3s, and capital-return authorisations. Each document comes with an AI-powered synopsis, practical use-case tags (liquidity, partner concentration, credit trends), and cross-links to historical data. Whether you’re analysing allowance movements, comparing segment margins, or simply trying to understand Synchrony’s risk profile, Stock Titan’s platform answers the questions investors actually ask: “Is management buying stock?”, “How did charge-offs move this quarter?”, and “What triggers appear in the covenant schedules?”. Explore, filter, and export—understanding Synchrony Financial SEC documents with AI has never been easier. Unlock deeper insights today with our Synchrony Financial earnings report filing analysis and stay ahead of every Synchrony Financial executive stock transactions Form 4 update.
Form 144 notice of proposed sale was filed for common stock. The filer plans to sell 800 shares through Raymond James & Associates on the NYSE, with an aggregate market value of 590,663.65. The filing lists an approximate sale date of 11/03/2025. Shares outstanding were 360,171,098; this is a baseline figure, not the amount being offered.
The securities were originally acquired as compensation on several dates, as disclosed in the acquisition table.
Synchrony Financial (SYF) filed a Form 144 notice for a proposed sale of common stock. The filer plans to sell 2,989 shares through Fidelity Brokerage Services LLC, with an aggregate market value $221,245.78, on or about 11/03/2025 on the NYSE.
The shares were acquired via restricted stock vesting on 10/27/2025, recorded as compensation. In the prior three months, the filer sold 600 shares on 08/04/2025 for $40,770.00. The filing lists 360,171,098 shares outstanding for the issuer.
Synchrony Financial reported stronger Q3 2025 results. Net earnings rose to
Credit quality improved: the net charge-off rate fell to
The company extended key partnerships, including Amazon, and added or renewed 40+ partners year to date. It repurchased
Synchrony Financial furnished monthly credit performance data via Exhibit 99.1, providing charge-off and delinquency statistics as of and for each of the thirteen months ended September 30, 2025. The company plans to continue furnishing these statistics monthly, with the final month of each calendar quarter furnished at the same time as its quarterly results.
The information was furnished under Item 7.01 and is not deemed “filed” for purposes of Section 18 of the Exchange Act, nor incorporated by reference unless specifically stated.
Synchrony Financial furnished an 8-K announcing its third quarter 2025 results. The company issued a press release on October 15, 2025 and made supporting materials available, including a Financial Data Supplement, a results presentation for the quarter ended September 30, 2025, and an explanation of non-GAAP measures. These materials were furnished, not filed, under Item 2.02. The report was signed by Executive Vice President, Chief Risk and Legal Officer, Jonathan Mothner.
Daniel O. Colao, a Director of Synchrony Financial (SYF), was reported to have acquired 775 restricted stock units on 09/30/2025 at an implied price of $71.05 per share. After the transaction he beneficially owned 3,297 shares. The filing states these restricted stock units will vest in full on 09/30/2026, and each unit represents the contingent right to one share of common stock. The Form 4 was signed on behalf of the reporting person by an attorney-in-fact on 10/02/2025. The record shows an insider acquisition of equity-based compensation that converts to common stock upon vesting one year after grant.
Kamila K. Chytil, a director of Synchrony Financial (SYF), reported on Form 4 that she acquired 775 restricted stock units (RSUs) on 09/30/2025 at a reported price of $71.05 per share-equivalent. The filing states the RSUs will vest in full on 09/30/2026, and each RSU represents a contingent right to one share of common stock. Following the reported acquisition, the filing lists total beneficial ownership of 15,543 shares. The Form 4 was signed by an attorney-in-fact on 10/02/2025.
Parker P.W., a Director of Synchrony Financial (SYF), reported acquiring 775 restricted stock units on 09/30/2025. The report shows an acquisition price of $71.05 and indicates 32,100 shares beneficially owned following the transaction, held directly. The filing explains these are restricted stock units that will vest in full on 09/30/2026, with each unit representing a contingent right to one share of common stock. The Form 4 was signed on behalf of the reporting person by an attorney in fact on 10/02/2025.
Zane Ellen M, a Director of Synchrony Financial (SYF), reported an acquisition on 09/30/2025 of 775 restricted stock units (RSUs) at a reported price of $71.05 per share. Following the transaction, the reporting person beneficially owns 29,854 shares of Synchrony common stock in a direct ownership form. The filing uses Code V, and the RSUs are disclosed to vest in full on 09/30/2026, with each RSU representing a contingent right to one share. The Form 4 signature is executed by an attorney-in-fact on 10/02/2025.
Arthur W. Coviello Jr., a director of Synchrony Financial (SYF), reported a transaction dated 09/30/2025 in which 775 shares were acquired at $71.05 per share, bringing his total beneficial ownership to 50,169 shares. The filing states these are restricted stock units that will vest in full on 09/30/2026, and each unit represents a contingent right to one share of common stock. The Form 4 was signed by an attorney-in-fact on 10/02/2025. The filing identifies the acquisition as direct ownership and does not disclose any derivative positions or additional terms beyond the vesting date.
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