Welcome to our dedicated page for Synchrony Financial SEC filings (Ticker: SYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Synchrony Financial (NYSE: SYF) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its consumer financing and consumer financial services business. This SEC filings page organizes those disclosures so investors can review how Synchrony reports on its credit performance, capital structure, governance and financial results.
Recent Form 8-K filings show that Synchrony regularly furnishes monthly charge-off and delinquency statistics for its portfolio, covering thirteen-month periods as of specific month-ends. These Regulation FD disclosures give investors a view into credit quality trends and are furnished rather than filed for certain liability purposes. Other 8-Ks report quarterly earnings releases, accompanied by financial data supplements, financial results presentations and explanations of non-GAAP measures, which together outline the company’s operating performance and key metrics.
Synchrony also uses Form 8-K to describe capital markets and capital return actions. One filing details an underwriting agreement for the public offering of fixed-to-floating rate senior notes due 2029 and 2036 under an effective shelf registration statement, including references to the governing indenture and related legal opinions. Additional filings and press releases discuss board-approved share repurchase authorizations and quarterly cash dividends on common and preferred stock series.
Corporate governance disclosures appear in filings covering the election of directors, committee assignments, director compensation and outcomes of the annual meeting of stockholders, including votes on director elections, auditor ratification and advisory votes on executive compensation. Through Stock Titan, users can access these filings as they are made available on EDGAR, while AI-powered summaries help explain the structure and implications of key documents such as 8-Ks, annual and quarterly reports and other material disclosures related to SYF.
Synchrony Financial director Kamila K. Chytil reported an automatic award of dividend equivalent units. On February 17, 2026, she acquired 14 dividend equivalent units at an indicated price of $72.31 per unit, bringing her directly held balance to 16,232 units. These units were accrued as dividends on common shares underlying restricted stock units and will vest, settle, and expire on the same terms as the related restricted stock units. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.
MOTHNER JONATHAN S reported acquisition or exercise transactions in this Form 4 filing.
Synchrony Financial executive Jonathan S. Mothner received additional stock-based compensation through dividend equivalent units. On February 17, 2026, he was granted 233 dividend equivalent units tied to dividends paid on common shares underlying his restricted stock units, at a reference price of $72.31 per share. These dividend equivalent units vest and settle on the same schedule and terms as the related restricted stock units, and each unit is economically equal to one share of Synchrony Financial common stock. Following this grant, Mothner directly holds 161,290 units/shares in total.
Synchrony Financial officer Bart Schaller reported both an equity award and a share sale. On February 17, 2026, he acquired 175 dividend equivalent units tied to existing restricted stock units, each economically equal to one share of Synchrony common stock and vesting on the same schedule.
On the same date, he sold 35,300 shares of Synchrony common stock in an open-market transaction at $70.60 per share under a pre-arranged Rule 10b5-1 trading plan adopted on October 29, 2025. Following these transactions, he directly held 77,600 dividend equivalent units and 42,300 common shares.
Synchrony Financial director Arthur W. Coviello Jr reported an automatic acquisition of 14 dividend equivalent units on February 17, 2026. These units were accrued as dividends on common shares underlying his restricted stock units, at a reference value of $72.31 per unit. After this grant, his directly held dividend equivalent and related units total 32,458 units. Each dividend equivalent unit is economically equal to one share of Synchrony Financial common stock and will vest, settle, and expire on the same terms as the related restricted stock units.
Synchrony Financial director Laurel Richie reported an automatic award of dividend equivalent units linked to existing equity awards. On February 17, 2026, Richie acquired 129 dividend equivalent units at a reference price of $72.3100 per unit.
The units were accrued as dividends on common shares underlying restricted stock units and deferred stock units previously granted under Synchrony’s long-term incentive and non-employee director deferred compensation plans. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock, bringing Richie’s directly held total to 49,884 units after the transaction.
Synchrony Financial director Alves Paget Leonard reported an automatic grant of dividend equivalent units. On February 17, 2026, Leonard acquired 147 dividend equivalent units tied to previously granted restricted stock units and deferred stock units under Synchrony’s long-term incentive and non-employee director deferred compensation plans at a reference price of $72.31 per unit.
Each dividend equivalent unit represents the economic value of one share of Synchrony Financial common stock, and Leonard’s holdings in these related units increased to 50,558 following this accrual.
Synchrony Financial director Fernando Aguirre reported an automatic acquisition of dividend equivalent units tied to his restricted stock units. On February 17, 2026, he received 14 dividend equivalent units, each economically equal to one share of Synchrony Financial common stock, reflecting dividends paid on the underlying RSUs. His directly held dividend equivalent and related non-derivative holdings now total 28,576 units/shares. He also reports indirect ownership of 15,300 common shares held by family trusts.
Synchrony Financial executive Curtis Howse reported an automatic grant of dividend equivalent units. On the dividend payment date, he acquired 208 dividend equivalent units tied to existing restricted stock units, each economically equivalent to one share of Synchrony Financial common stock and vesting on the same schedule as the underlying awards.
Synchrony Financial officer receives additional stock-linked units through dividends. On February 17, 2026, Brian J. Wenzel Sr. acquired 287 dividend equivalent units tied to existing restricted stock units, bringing his directly held units and related common stock equivalents to 116,569.
The dividend equivalent units were accrued as dividends on common shares underlying restricted stock units and will vest, settle, and expire on the same terms as those restricted stock units. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.
DOUBLES BRIAN D reported acquisition or exercise transactions in this Form 4 filing.
Synchrony Financial director and officer Brian D. Doubles reported an automatic award of 1,172 dividend equivalent units on February 17, 2026. These units were credited as dividends on common shares underlying his restricted stock units at a reference value of $72.31 per unit and increase his directly held derivative-equivalent position to 942,058 units. The dividend equivalent units will vest, settle, and expire on the same schedule and terms as the related restricted stock units and are each economically equivalent to one share of Synchrony Financial common stock.