Bancorp (NASDAQ: TBBK) director shifts shares to family trusts

Rhea-AI Filing Summary

Bancorp, Inc. director William H. Lamb reported several stock gifts. On February 4, 2026, he gifted 4,800 shares of Bancorp common stock, leaving him with 211,035 shares held directly.

Additional gifts involved 2,400 shares held by trusts for his grandchildren and two separate 1,200‑share positions held by a child and the child's family. All indirect holdings are reported with a disclaimer that Lamb is not admitting beneficial ownership of those securities.

Insider Trade Summary

9,600 shares gifted

Mixed 4 txns

Insider Lamb William H

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock	4,800	$0.00	--
Gift	Common Stock	2,400	$0.00	--
Gift	Common Stock	1,200	$0.00	--
Gift	Common Stock	1,200	$0.00	--

Holdings After Transaction: Common Stock — 211,035 shares (Direct); Common Stock — 12,900 shares (Indirect, By Trusts)

Footnotes (1)

1. The Reporting Person is the trustee for four trusts, the beneficiaries of which are the Reporting Person's grandchildren. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lamb William H

(Last) (First) (Middle)

C/O THE BANCORP, INC.

409 SILVERSIDE ROAD, SUITE 105

(Street)

WILMINGTON DE 19809

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Bancorp, Inc. [ TBBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/04/2026		G		4,800	D	$0	211,035	D
Common Stock	02/04/2026		G		2,400	A	$0	12,900	I	By Trusts(1)
Common Stock	02/04/2026		G		1,200	A	$0	7,400	I	By Child and Child's Family(2)
Common Stock	02/04/2026		G		1,200	A	$0	7,400	I	By Child and Child's Family(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person is the trustee for four trusts, the beneficiaries of which are the Reporting Person's grandchildren. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

2. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

	/s/ Martin F. Egan, as attorney-in-fact	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did William H. Lamb report at Bancorp (TBBK)?

William H. Lamb reported gifting Bancorp common stock rather than selling it. He transferred 4,800 shares from his direct holdings and additional shares into family-related accounts, with no cash consideration reported, indicating estate or family planning activity instead of market transactions.

How many Bancorp (TBBK) shares does William H. Lamb hold directly after the gifts?

After the reported gifts, William H. Lamb directly holds 211,035 shares of Bancorp common stock. This figure reflects his remaining personal position following the 4,800-share gift, and is separate from any shares reported as indirectly owned through trusts or family members.

Were any Bancorp (TBBK) shares transferred to family trusts in this Form 4?

Yes. The filing shows 2,400 Bancorp common shares reported as indirectly owned "By Trusts." Lamb is trustee for four trusts benefiting his grandchildren and disclaims beneficial ownership, stating the report does not admit he is the beneficial owner for Section 16 or other purposes.

How were Bancorp (TBBK) shares transferred to Lamb’s child and family?

The Form 4 lists two separate 1,200-share positions of Bancorp common stock held indirectly "By Child and Child's Family." Lamb disclaims beneficial ownership of these securities as well, clarifying the report should not be viewed as an admission of beneficial ownership.

What does transaction code "G" mean in this Bancorp (TBBK) Form 4?

Transaction code "G" in the Form 4 indicates a gift transaction. For Lamb’s Bancorp holdings, all reported movements on February 4, 2026 used code G, showing the shares were transferred as gifts with a reported per-share price of $0, not sold in the market.

Does William H. Lamb claim beneficial ownership of the indirect Bancorp (TBBK) holdings?

No. Lamb expressly disclaims beneficial ownership of the shares held in the grandchildren’s trusts and by his child and the child’s family. The disclosure states the report should not be considered an admission of beneficial ownership for Section 16 or any other legal purpose.