Welcome to our dedicated page for Third Coast Bancshares SEC filings (Ticker: TCBX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Third Coast Bancshares, Inc. filings document the regulatory record of a Texas bank holding company and its ownership of Third Coast Bank. The company’s Form 8-K reports cover operating results, Regulation FD investor materials, preferred-stock dividend actions, material debt arrangements, and the completed Keystone Bancshares acquisition, including amended financial statements and pro forma information.
Proxy materials describe annual meeting matters, director elections, board and governance practices, and shareholder voting procedures. Capital-structure disclosures address common stock registered as TCBX, Series A Convertible Non-Cumulative Preferred Stock, loan commitments secured by bank stock, and related risk and cautionary-statement disclosures.
Third Coast Bancshares, Inc. reported substantial balance sheet growth, with total assets of $6,735,501 (dollars in thousands) at June 30, 2026, up from $5,340,759 at December 31, 2025. Loans, net of the allowance for credit losses, reached $5,382,823, and deposits were $5,855,466. Growth reflects organic activity and the February 1, 2026 acquisition of Keystone Bancshares, Inc.
For the three months ended June 30, 2026, net income was $21,987 versus $16,747 a year earlier; for the six-month period, net income was $38,355 versus $30,336. Net income available to common shareholders for six months was $36,000, with basic and diluted earnings per share of $2.29 and $1.97, respectively. Net interest income for the six months rose to $113,921, and noninterest income benefited from a $3,463 gain on the sale of factored receivables.
The allowance for credit losses on loans increased to $53,591, while nonaccrual loans totaled $21,557. Other real estate owned rose to $27,321. Shareholders’ equity strengthened to $670,773, including goodwill of $46,079 and core deposit intangibles of $8,081, reflecting the Keystone transaction. Substantially all assets of TCCC were sold to Gulf Coast Bank & Trust Company effective June 25, 2026.
BlackRock, Inc. filed an amended beneficial ownership report for Third Coast Bancshares, Inc. common stock. BlackRock reports beneficial ownership of 1,114,377 shares, representing 6.7% of the outstanding common stock.
BlackRock has sole voting power over 1,096,723 shares and sole dispositive power over 1,114,377 shares, with no shared voting or dispositive power. The filing notes that various underlying clients or investors have rights to dividends or sale proceeds, but no single person has more than five percent of Third Coast Bancshares’ total outstanding common shares.
Third Coast Bancshares, Inc. reported strong results for the quarter ended June 30, 2026, highlighted by record diluted earnings per share and higher profitability. Net income was $22.0 million, with basic and diluted EPS of $1.25 and $1.08, up from $1.03 and $0.88 in the prior quarter. Return on average assets improved to 1.34% annualized from 1.08%. Net interest margin rose sequentially to 3.83%, while net interest income grew to $60.3 million, a 12.4% increase from the first quarter and 22.1% above a year earlier.
Credit metrics remained controlled: nonperforming loans were $30.0 million, or 0.55% of total loans, with net recoveries of $150,000 and an allowance for credit losses of $53.6 million (0.99% of loans). The balance sheet expanded, with gross loans reaching $5.44 billion and deposits $5.86 billion, both showing double-digit year-over-year growth. Book value per common share rose to $36.34 and tangible book value per share to $33.08. The company also sold substantially all assets of Third Coast Commercial Capital, Inc., recognizing a $3.5 million gain and entering a revenue-sharing arrangement, and will discuss results on a July 23, 2026 investor call.
Third Coast Bancshares, Inc., parent of Third Coast Bank, closed the sale of substantially all assets of its factoring subsidiary, Third Coast Commercial Capital, Inc. to Gulf Coast Bank & Trust Company, effective June 25, 2026. The transaction provides total consideration of approximately $27.5 million at closing and a recorded gain of $3.5 million, plus a structured ongoing revenue share.
Third Coast plans to continue offering factoring solutions through a strategic partnership with Gulf Coast, which operates a large accounts receivable platform. Management describes the move as part of the evolution of its balance sheet strategy, citing immediate capital benefits while refocusing on core commercial banking, asset-based lending and specialty lending platforms.
Third Coast Bancshares, Inc. announced that its Board of Directors approved the continuation of a share repurchase program allowing the company to buy up to $30 million of its common stock through June 30, 2027. Management has notified the Federal Reserve Bank of Dallas about this program.
The company may repurchase shares periodically through open market purchases, privately negotiated transactions, block trades or other methods permitted under federal securities laws. The plan is fully discretionary, can be changed or suspended at any time, and does not require the company to buy any specific amount of stock.
Third Coast Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $17.0625 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. The dividend will be paid on July 15, 2026 to holders of record as of June 30, 2026.
The company is a commercially focused, Texas-based bank holding company operating through Third Coast Bank, which was founded in 2008 and now has 21 branches across the Austin, Dallas-Fort Worth, Greater Houston, and San Antonio markets.
Third Coast Bancshares director Troy Andrew Glander reported an open-market sale of 2,500 shares of Common Stock at a weighted average price of $40.2912 per share. After these transactions, he directly holds 27,651 shares. The sale reflects multiple same‑day trades aggregated at the average price.
Phelps David R reported acquisition or exercise transactions in this Form 4 filing.
Third Coast Bancshares, Inc. director David R. Phelps received a grant of 1,318 shares of restricted common stock on May 21, 2026. The award carries no cash purchase price and will vest on the anniversary of the grant date, subject to the award’s terms. Following this grant, Phelps directly holds 9,757 shares of the company’s common stock.
Stunja Joseph reported acquisition or exercise transactions in this Form 4 filing.
Third Coast Bancshares director Joseph Stunja received a grant of 1,318 shares of restricted common stock, awarded at $0.00 per share. These restricted shares vest on the anniversary of the grant date, subject to the terms of the award.
Following this award, Stunja directly holds 1,968 common shares. In addition, 144,600 common shares are held indirectly through The Stunja Family Trust, reflecting prior transfers that were previously reported as directly owned.