Welcome to our dedicated page for Third Coast Bancshares SEC filings (Ticker: TCBX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for Third Coast Bancshares, Inc. (TCBX), a commercially focused, Texas-based bank holding company for Third Coast Bank. Through these filings, investors can review the company’s regulatory disclosures, financial condition, and material corporate events.
Third Coast Bancshares files periodic reports and current reports with the SEC, including Forms 10-K and 10-Q (not reproduced here) and multiple Forms 8-K. The 8-K filings in the provided information cover topics such as quarterly financial results, dividend declarations on the company’s 6.75% Series A Convertible Non-Cumulative Preferred Stock, executive retirement and related separation agreements, and material definitive agreements. For example, an 8-K dated October 22, 2025 describes an Agreement and Plan of Reorganization under which a wholly owned subsidiary of Third Coast will merge with Keystone Bancshares, Inc., followed by the integration of Keystone and Keystone Bank into Third Coast and Third Coast Bank.
Filings also document changes in listing status and exchange transfers. An 8-K filed on September 22, 2025 reports that the company provided written notice of its intention to voluntarily withdraw the principal listing of its common stock from the Nasdaq Global Select Market and transfer the listing to the New York Stock Exchange and NYSE Texas. A related Form 25 dated October 3, 2025 confirms the voluntary removal of the company’s common stock from listing and registration on Nasdaq under SEC Rule 12d2-2(c), in connection with this transfer of listing.
Additional 8-Ks and 8-K/A filings furnish press releases and investor presentations related to quarterly results, Regulation FD disclosures, and the Keystone merger transaction. These documents include financial highlights such as net income, net interest margin, loan growth, deposit composition, and asset quality measures, as well as explanatory notes regarding non-GAAP metrics.
On Stock Titan, users can view Third Coast Bancshares’ SEC filings as they are made available through EDGAR, with AI-powered summaries that explain the key points of lengthy documents such as annual reports (Form 10-K), quarterly reports (Form 10-Q), and current reports (Form 8-K). The platform also surfaces information from registration statements, including the planned Form S-4 related to the Keystone transaction, and can help users quickly identify items on corporate actions, listing changes, executive arrangements, and other material events.
Third Coast Bancshares director Shelton McDonald exercised stock options to acquire additional common shares. He converted options into 6,000 shares of Common Stock at $16.43 per share, increasing his direct holdings to 13,476 shares. The reported stock option for 6,000 underlying shares now shows a zero remaining balance after this exercise.
Third Coast Bancshares, Inc. reported solid growth for the quarter ended March 31, 2026. Total assets reached $6.58 billion, up from $5.34 billion at year-end 2025, and deposits increased to $5.72 billion from $4.63 billion, reflecting balance sheet expansion and the Keystone acquisition.
Quarterly net income was $16.4 million, compared with $13.6 million a year earlier. Net income available to common shareholders rose to $15.2 million, with basic earnings per share of $1.03 and diluted earnings per share of $0.88, versus $0.90 and $0.78 in 2025.
Loans, net of a higher allowance for credit losses of $51.5 million, grew to $5.20 billion. Noninterest expense rose to $38.1 million, driven by salaries, legal and professional costs, and integration-related items. Cash and cash equivalents increased to $431.3 million, helped by net deposit inflows and $64.1 million of cash acquired with Keystone Bancshares.
Third Coast Bancshares, Inc. entered into a Renewal, Extension and Modification of Loan agreement with American National Bank & Trust effective March 10, 2026. This amends its existing March 10, 2021 loan agreement.
As of March 10, 2026, the company had $54,875,000 outstanding under the loan and had pledged all issued and outstanding capital stock of Third Coast Bank as collateral. The amendment extends the loan’s maturity date from March 10, 2026 to March 10, 2028 and increases the maximum commitment from $55,000,000 to $70,000,000, giving the company a larger committed borrowing capacity over an additional two-year term.
BlackRock, Inc. reports beneficial ownership of 850,967 shares of Third Coast Bancshares, Inc. common stock (CUSIP 88422P109) as of 03/31/2026. The filing states this equals 5.2% of the class and that BlackRock has sole dispositive power over 850,967 shares and sole voting power over 836,582 shares. The Schedule 13G/A clarifies holdings reflect certain Reporting Business Units and notes that various persons may have rights to dividends or sale proceeds. The filing is signed by Spencer Fleming, Managing Director on 04/27/2026.
Third Coast Bancshares, Inc. reported first quarter 2026 results and completed its merger with Keystone Bancshares on February 1, 2026. The merger added approximately $1.0 billion in assets, $812.0 million in loans and $844.2 million in deposits.
Net income for the quarter was $16.4 million, or $1.03 basic and $0.88 diluted earnings per share, including about $3.3 million in pre-tax merger-related expenses. Return on average assets was 1.08% annualized and net interest margin was 3.67%.
Gross loans reached $5.25 billion and deposits $5.72 billion at March 31, 2026. The efficiency ratio rose to 66.06% amid higher merger and compensation costs. Asset quality remained controlled, with nonperforming loans of $35.6 million, or 0.68% of total loans, and an allowance for credit losses of $51.5 million, or 0.98% of gross loans.
Third Coast Bancshares, Inc. filed an amended current report to add detailed financial information for its completed merger with Keystone Bancshares, Inc., effective February 1, 2026. The filing includes Keystone’s audited 2025 and 2024 financial statements and unaudited pro forma combined statements as of and for the year ended December 31, 2025.
Keystone reported total assets of $1.02 billion and total deposits of $864.4 million at year-end 2025. Net income for 2025 was $6.25 million, with total stockholders’ equity of $104.3 million. The filing also details loan portfolio quality, credit loss allowances, liquidity, capital ratios, and stock-based compensation programs that now underlie the combined bank’s financial profile.
Third Coast Bancshares, Inc. is asking shareholders to vote at its 2026 annual meeting on May 21, 2026 at 10:00 a.m. Central Time in Humble, Texas. Holders of 16,562,087 common shares outstanding as of March 27, 2026 are entitled to vote.
Shareholders will elect four Class A directors and one Class C director, vote on an amended and restated 2019 Omnibus Incentive Plan that increases shares available for equity awards by 375,000, and ratify Whitley Penn LLP as independent auditor. The board currently has 16 members, 12 of whom are deemed independent, and uses audit, compensation, and governance committees for oversight.
The proxy describes a pay program built around salary, annual cash bonuses and long-term equity. In 2025, Chairman, President and CEO Bart O. Caraway received total compensation of $2,503,561, reflecting salary, bonus, stock awards and other benefits.
Third Coast Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $16.875 per share on its 6.75% Series A Convertible Non‑Cumulative Preferred Stock. The dividend will be paid on April 15, 2026 to holders of record at the close of business on March 31, 2026.
The company is a commercially focused, Texas-based bank holding company operating through Third Coast Bank, which has 21 branches across the Austin, Dallas-Fort Worth, Greater Houston, and San Antonio markets.
Third Coast Bancshares, Inc. director Greenleaf Clint Tuxberry filed an amended Form 4 to fix an administrative error. A prior Form 4 had mistakenly shown a grant of 3,600 stock options on March 16, 2026, but this option award never occurred. The amendment removes the incorrect grant, and the filing shows no stock options or underlying common shares from this award outstanding after the correction.