Welcome to our dedicated page for Third Coast Bancshares SEC filings (Ticker: TCBX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Third Coast Bancshares, Inc. filings document the regulatory record of a Texas bank holding company and its ownership of Third Coast Bank. The company’s Form 8-K reports cover operating results, Regulation FD investor materials, preferred-stock dividend actions, material debt arrangements, and the completed Keystone Bancshares acquisition, including amended financial statements and pro forma information.
Proxy materials describe annual meeting matters, director elections, board and governance practices, and shareholder voting procedures. Capital-structure disclosures address common stock registered as TCBX, Series A Convertible Non-Cumulative Preferred Stock, loan commitments secured by bank stock, and related risk and cautionary-statement disclosures.
Third Coast Bancshares, Inc. reported that Vicki Alexander, Executive Vice President and Chief Risk and Operations Officer, will retire and resign as Principal Operating Officer of Third Coast Bank effective December 31, 2025.
In connection with her retirement, she and the bank entered into a Separation Agreement and Release dated December 1, 2025. She is eligible to receive $211,562.96 in cash, described as approximately six months of base salary, plus an additional payment equal to six months of the cost of continuation health coverage under COBRA.
The company has begun searching for a new Chief Operations Officer and Chief Risk Officer. Until successors are in place, her responsibilities will be divided among the bank’s management team.
Third Coast Bancshares, Inc.
Third Coast Bancshares, Inc. (TCBX) insider trade reported. An executive officer, identified in the remarks as the Executive Vice President and Chief Banking Officer, reported an open market sale of common stock on 11/17/2025.
The filing shows a sale of 245 shares of Third Coast Bancshares common stock at a weighted average price of $36.3032 per share, reported as transaction code “S” for a sale. After this transaction, the reporting person beneficially owned 47,106 shares directly, 2,020 shares through an ESOP, and 11,750 shares through an IRA.
The sale resulted from a broker-dealer trade order that was executed in multiple same‑day open market trades, with prices ranging from $36.1501 to $36.42 per share. These trades are reported on an aggregate basis using the weighted average price, and the reporting person has undertaken to provide detailed price breakdowns upon request.
Third Coast Bancshares, Inc. (TCBX) reported an insider purchase by an executive officer. On 11/19/2025, the Executive Vice President and Chief Legal Officer acquired 135 shares of common stock in an open market transaction at a price of $36.48 per share. Following this transaction, the officer beneficially owns 678 shares of Third Coast Bancshares common stock in direct ownership form.
Third Coast Bancshares (TCBX) reported stronger Q3 results. Net income was $18,057, up from $12,775 a year ago, as net interest income rose to $50,849 from $40,383. Basic and diluted EPS were $1.22 and $1.03, respectively. Total interest income increased to $92,503 while interest expense edged to $41,654, supporting wider net interest margin dollars. The provision for credit losses was $2,763 versus $1,085, and noninterest expense increased to $28,892.
For the nine months, net income reached $48,393 versus $33,938. The balance sheet grew, with total assets at $5,061,808. Loans, net of a $42,563 allowance, were $4,122,553, and deposits totaled $4,372,741, including $450,013 noninterest-bearing. Shareholders’ equity rose to $513,830 with accumulated other comprehensive income of $10,874. As of October 31, 2025, shares outstanding were 13,894,078. The company also highlighted risks and conditions related to its proposed acquisition of Keystone Bancshares.
Third Coast Bancshares (TCBX) reported an insider transaction on a Form 4. A director sold 1,706 shares of common stock in open market transactions on 10/30/2025 at a weighted average price of $36.9617.
Following the sale, the reporting person beneficially owned 28,833 shares directly. The filing notes multiple same‑day sales with prices ranging from $36.845 to $37.06, reported in aggregate, and the seller will provide detailed trade breakdowns upon request.
Third Coast Bancshares (TCBX) agreed to acquire Keystone Bancshares through a two‑step merger structure, culminating in Keystone Bank merging into Third Coast Bank. At closing, each Keystone share will convert into 0.45925 shares of TCBX common stock, with an election to receive cash equal to that stock value based on a 20‑day VWAP, capped in aggregate at $20,000,000 and subject to proration.
The exchange ratio may be reduced if Keystone does not deliver at least $94,576,000 of capital, surplus and retained earnings less intangibles as of the Calculation Date. Equity awards will convert or vest per terms, and two Keystone directors, including Jeffrey A. Wilkinson, will join the boards of Third Coast and Third Coast Bank. Closing requires shareholder approvals, required regulatory consents, Form S‑4 effectiveness, and NYSE listing authorization. The agreement includes an outside date of September 30, 2026 and a Keystone termination fee of $4,820,128. A voting agreement covers approximately 12% of Keystone shares.
Third Coast Bancshares (TCBX) agreed to acquire Keystone Bancshares via a two‑step merger. Keystone shareholders will receive 0.45925 shares of TCBX common stock per Keystone share, with an option to elect cash equal to the stock value, capped in the aggregate at $20,000,000 for all cash elections.
The exchange ratio may be reduced if Keystone delivers less than $94,576,000 of capital, surplus and retained earnings net of intangibles at the calculation date. Conditions include shareholder approvals (including TCBX share issuance), required regulatory consents, NYSE listing of the new TCBX shares, an effective Form S‑4, and tax treatment as a Section 368(a) reorganization. Boards of the Company and Third Coast Bank will each add two directors, including Jeffrey A. Wilkinson. The outside date is September 30, 2026, and Keystone may owe a termination fee of $4,820,128 in specified circumstances. A voting agreement covers approximately 12% of Keystone shares, and certain Keystone directors signed a support agreement.
Third Coast Bancshares (TCBX) filed an amended Form 8‑K to furnish its Q3 2025 investor presentation and add Item 7.01 Regulation FD disclosure; Item 9.01 was updated to reference Exhibit 99.2.
The company will hold an investor call and webcast on Thursday, October 23, 2025, at 10:00 a.m. Central Time. The October 22, 2025 press release announcing quarterly results remains available as Exhibit 99.1.
Third Coast Bancshares (TCBX) announced a definitive merger agreement with Keystone Bancshares. On October 22, 2025, Third Coast entered into an Agreement and Plan of Reorganization providing for a multi‑step combination: Merger Sub will merge into Keystone, Keystone will then merge into Third Coast, and Keystone Bank, SSB will subsequently merge into Third Coast Bank, with Third Coast and Third Coast Bank as the surviving entities, respectively.
The transaction is subject to customary conditions, including required regulatory and shareholder approvals. Third Coast and Keystone issued a joint press release and investor presentation, and Third Coast plans to file a Form S‑4 containing a joint proxy statement/prospectus for shareholder votes. The communication highlights standard forward‑looking risks, including potential delays, integration challenges, and dilution from any share issuance in connection with the merger.