Third Coast Bancshares (TCBX) officer holds 4,000 restricted shares

Rhea-AI Filing Summary

Third Coast Bancshares, Inc. officer Laura Rau filed an initial ownership report showing beneficial ownership of 4,000 shares of common stock. According to the footnote, these are restricted shares that will vest in equal annual installments over a three-year period beginning on February 1, 2027.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Rau Laura

(Last) (First) (Middle)

20202 HIGHWAY 59 NORTH, SUITE 190

(Street)

HUMBLE TX 77338

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/19/2026

3. Issuer Name and Ticker or Trading Symbol
Third Coast Bancshares, Inc. [ TCBX ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See Remarks

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	4,000(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 4,000 shares of restricted stock that will vest in equal increments on an annual basis over a three-year period beginning on February 1, 2027.

Remarks:

Executive Vice President and Chief Risk Officer Exhibit 24 - Power of Attorney

	/s/ R. John McWhorter, attorney-in-fact	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What does the Third Coast Bancshares (TCBX) Form 3 filing by Laura Rau show?

The Form 3 shows that officer Laura Rau beneficially owns 4,000 shares of Third Coast Bancshares common stock as restricted shares that will vest in stages beginning February 1, 2027 over a three-year period.

How many Third Coast Bancshares (TCBX) shares does Laura Rau report on Form 3?

Laura Rau reports ownership of 4,000 shares of Third Coast Bancshares common stock. A footnote specifies these shares are restricted stock scheduled to vest in equal annual increments over three years starting February 1, 2027.

Are the 4,000 TCBX shares reported by Laura Rau fully vested?

No, the 4,000 shares are restricted stock. The footnote explains they will vest in equal annual installments over a three-year period, with vesting beginning on February 1, 2027, rather than being fully vested today.

What type of security is reported in the Third Coast Bancshares (TCBX) Form 3?

The Form 3 reports ownership of common stock of Third Coast Bancshares. Specifically, it notes 4,000 shares of restricted common stock that will vest annually over three years starting on February 1, 2027, according to the footnote.

Over what period will Laura Rau’s restricted TCBX shares vest?

The 4,000 restricted Third Coast Bancshares shares will vest over a three-year period. The vesting schedule begins on February 1, 2027, with the shares vesting in equal annual increments during that timeframe.