Third Coast Bancshares (NYSE: TCBX) releases 2025 results, sets call

Rhea-AI Filing Summary

Third Coast Bancshares, Inc. reported that it has released its financial results for the quarter and year ended December 31, 2025 through a press release dated January 21, 2026. The detailed results are provided in that press release.

The company also plans to host an investor call and webcast to discuss these results on January 22, 2026 at 10:00 a.m. Central Time. An investor presentation with additional information is being made available to analysts and investors alongside the call.

false000178173000017817302026-01-212026-01-21

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 21, 2026

THIRD COAST BANCSHARES, INC.

(Exact name of Registrant as Specified in Its Charter)

Texas			001-41028	46-2135597
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
20202 Highway 59 North Suite 190
Humble, Texas				77338
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 281 446-7000

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common stock, par value $1.00 per share		TCBX		New York Stock Exchange NYSE Texas

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 21, 2026, Third Coast Bancshares, Inc. (the “Company”) issued a press release announcing its financial results for the quarter and year ended December 31, 2025. A copy of the Company’s press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

In accordance with General Instruction B.2 of Form 8-K, the information in Item 2.02 of this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section. The information in Item 2.02 of this Current Report on Form 8-K, including Exhibit 99.1, shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such filing or document.

Item 7.01 Regulation FD Disclosure.

The Company intends to hold an investor call and webcast to discuss its financial results for the quarter and year ended December 31, 2025, on Thursday, January 22, 2026, at 10:00 a.m. Central Time. The Company’s presentation to analysts and investors contains additional information about the Company’s financial results for the quarter and year ended December 31, 2025, and is furnished as Exhibit 99.2 to this Current Report on Form 8-K.

In accordance with General Instruction B.2 of Form 8-K, the information in Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.2, shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section. The information in Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.2, shall not be incorporated by reference into any filing or other document pursuant to the Securities Act or the Exchange Act, except as shall be expressly set forth by specific reference in such filing or document.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit Number		Description of Exhibit
99.1		Press Release dated January 21, 2026
99.2		Investor Presentation
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			THIRD COAST BANCSHARES, INC.
Date:	January 21, 2026	By:	/s/ R. John McWhorter
			R. John McWhorter Chief Financial Officer

FAQ

What did Third Coast Bancshares (TCBX) announce in this report?

Third Coast Bancshares, Inc. announced that it has issued a press release with its financial results for the quarter and year ended December 31, 2025, and is furnishing that release as an exhibit.

Which period do the new Third Coast Bancshares (TCBX) financial results cover?

The financial results cover the quarter and full year ended December 31, 2025.

When is Third Coast Bancshares (TCBX) holding its investor call on these results?

The company intends to hold an investor call and webcast on January 22, 2026 at 10:00 a.m. Central Time to discuss its financial results.

What exhibits accompany this Third Coast Bancshares (TCBX) report?

The report includes a press release dated January 21, 2026 as Exhibit 99.1, an investor presentation as Exhibit 99.2, and a cover page interactive data file as Exhibit 104.

Are the Third Coast Bancshares (TCBX) financial materials considered filed with the SEC?

The company states that the information provided under the items containing the press release and investor presentation is furnished, not filed, and is not subject to liability under Section 18 of the Exchange Act.

Who signed this Third Coast Bancshares (TCBX) report?

The report was signed on behalf of Third Coast Bancshares, Inc. by R. John McWhorter, Chief Financial Officer, dated January 21, 2026.