Director Jeffrey Wilkinson details TCBX stock and option holdings in Form 3

Rhea-AI Filing Summary

Third Coast Bancshares, Inc. director Jeffrey A. Wilkinson filed an initial ownership report, outlining his holdings in TCBX common stock and related equity awards. This filing does not show new purchases or sales but establishes his current beneficial ownership position.

He directly holds 17,279 shares of common stock, which include 10,000 shares of restricted stock scheduled to vest in equal annual installments over five years beginning on February 1, 2027. He also indirectly holds 13,777 shares through an IRA and 42,755 shares jointly with Jeff and Kelly Wilkinson. In addition, he holds a stock option for 44,001 shares of common stock at an exercise price of $21.77 per share, exercisable from December 27, 2023 until December 27, 2028.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Wilkinson Jeffrey A

(Last) (First) (Middle)

20202 HIGHWAY 59 NORTH, SUITE 190

(Street)

HUMBLE TX 77338

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/01/2026

3. Issuer Name and Ticker or Trading Symbol
Third Coast Bancshares, Inc. [ TCBX ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	17,279(1)	D
Common Stock	13,777	I	By IRA
Common Stock	42,755	I	By Jeff and Kelly Wilkinson

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	12/27/2023	12/27/2028	Common Stock	44,001	$21.77	D

Explanation of Responses:

1. Includes 10,000 shares of restricted stock that will vest in equal increments on an annual basis over a five-year period beginning on February 1, 2027.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ R. John McWhorter, attorney-in-fact	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the Form 3 filing by Jeffrey A. Wilkinson disclose for TCBX?

The Form 3 filing discloses Jeffrey A. Wilkinson’s initial beneficial ownership in Third Coast Bancshares (TCBX). It lists his direct, IRA, joint common stock holdings and a stock option position, providing a baseline of his equity stake as a director.

How many TCBX common shares does Jeffrey A. Wilkinson hold directly and indirectly?

Jeffrey A. Wilkinson directly holds 17,279 TCBX common shares. He indirectly holds 13,777 shares through an IRA and 42,755 shares jointly with Jeff and Kelly Wilkinson, reflecting his total reported beneficial ownership across different accounts.

What restricted stock awards are included in Jeffrey A. Wilkinson’s TCBX ownership?

His direct TCBX ownership includes 10,000 restricted shares. These restricted shares will vest in equal annual installments over five years, beginning on February 1, 2027, aligning his long-term compensation with the company’s future performance.

What stock option position does Jeffrey A. Wilkinson report in TCBX?

He reports a stock option to acquire 44,001 TCBX common shares at an exercise price of $21.77 per share. The option became exercisable on December 27, 2023 and remains exercisable until December 27, 2028, subject to its terms.

Does Jeffrey A. Wilkinson’s Form 3 show any recent TCBX share purchases or sales?

The Form 3 does not show explicit purchase or sale transactions. Instead, it records holdings of common stock and options as of the reporting date, serving as an initial snapshot of his beneficial ownership as a director of Third Coast Bancshares.