Third Coast Bancshares, Inc. filings document the regulatory record of a Texas bank holding company and its ownership of Third Coast Bank. The company’s Form 8-K reports cover operating results, Regulation FD investor materials, preferred-stock dividend actions, material debt arrangements, and the completed Keystone Bancshares acquisition, including amended financial statements and pro forma information.
Proxy materials describe annual meeting matters, director elections, board and governance practices, and shareholder voting procedures. Capital-structure disclosures address common stock registered as TCBX, Series A Convertible Non-Cumulative Preferred Stock, loan commitments secured by bank stock, and related risk and cautionary-statement disclosures.
Third Coast Bancshares (TCBX) posted another solid quarter. Q2-25 net income jumped 55% YoY to $16.7 million; diluted EPS rose to $0.96 from $0.63. Net interest income climbed 27% to $49.4 million as asset yields widened and interest expense fell 7% versus the prior-year quarter, outweighing a modest $2.1 million credit-loss provision. Six-month results show net income up 43% to $30.3 million and diluted EPS of $1.74.
Balance-sheet trends were mixed. Loans expanded 2.9% year-to-date to $4.04 billion, funded by a $302 million reduction in cash and the purchase of $206 million in held-to-maturity securities. Total deposits slipped 0.7% to $4.28 billion, but the mix deteriorated: non-interest-bearing balances fell 27% while interest-bearing deposits grew 3.5%. Despite the shift, margin preservation drove earnings strength. Credit quality remained stable with an ACL of 0.99% of loans and no notable deterioration disclosed. Shareholders’ equity increased 7.7% to $496 million, aided by $28 million of retained earnings and a $6.1 million swing in accumulated OCI from securities and hedge valuations. Operating expenses rose 13% on higher staffing, software and regulatory costs, tempering—but not derailing—bottom-line momentum.
Third Coast Bancshares, Inc. (TCBX) – Form 144 filing
An insider has filed a notice to sell 3,000 common shares via Fidelity Brokerage Services on or about 29 July 2025. At the current market value of $110,940, the proposed sale meets Rule 144’s reporting threshold. The shares equal roughly 0.02 % of the 13.83 million shares outstanding. The stock being sold was originally purchased—1,000 shares on 01-Jul-2013 and 2,000 shares on 04-Feb-2017. No other sales by this insider have occurred in the past three months.
The filing does not introduce new dilution; it merely registers the intent to dispose of already issued shares. The signer certifies that no undisclosed material adverse information exists. While the stake is immaterial to float, investors often monitor insider activity; even a modest sale can be interpreted as a short-term sentiment indicator.
Third Coast Bancshares (NASDAQ:TCBX) filed a Form 8-K announcing its Board declared the regular quarterly cash dividend of $17.0625 per share on the 6.75% Series A Convertible Non-Cumulative Preferred Stock. The dividend is payable on July 15, 2025 to holders of record at the close of business on June 30, 2025. No other operational or financial changes were disclosed.