Every 10-Q that Third Coast Bancshares, Inc. (TCBX) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow TCBX and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TCBX filings page.
Third Coast Bancshares, Inc. reported substantial balance sheet growth, with total assets of $6,735,501 (dollars in thousands) at June 30, 2026, up from $5,340,759 at December 31, 2025. Loans, net of the allowance for credit losses, reached $5,382,823, and deposits were $5,855,466. Growth reflects organic activity and the February 1, 2026 acquisition of Keystone Bancshares, Inc.
For the three months ended June 30, 2026, net income was $21,987 versus $16,747 a year earlier; for the six-month period, net income was $38,355 versus $30,336. Net income available to common shareholders for six months was $36,000, with basic and diluted earnings per share of $2.29 and $1.97, respectively. Net interest income for the six months rose to $113,921, and noninterest income benefited from a $3,463 gain on the sale of factored receivables.
The allowance for credit losses on loans increased to $53,591, while nonaccrual loans totaled $21,557. Other real estate owned rose to $27,321. Shareholders’ equity strengthened to $670,773, including goodwill of $46,079 and core deposit intangibles of $8,081, reflecting the Keystone transaction. Substantially all assets of TCCC were sold to Gulf Coast Bank & Trust Company effective June 25, 2026.
Third Coast Bancshares, Inc. reported solid growth for the quarter ended March 31, 2026. Total assets reached $6.58 billion, up from $5.34 billion at year-end 2025, and deposits increased to $5.72 billion from $4.63 billion, reflecting balance sheet expansion and the Keystone acquisition.
Quarterly net income was $16.4 million, compared with $13.6 million a year earlier. Net income available to common shareholders rose to $15.2 million, with basic earnings per share of $1.03 and diluted earnings per share of $0.88, versus $0.90 and $0.78 in 2025.
Loans, net of a higher allowance for credit losses of $51.5 million, grew to $5.20 billion. Noninterest expense rose to $38.1 million, driven by salaries, legal and professional costs, and integration-related items. Cash and cash equivalents increased to $431.3 million, helped by net deposit inflows and $64.1 million of cash acquired with Keystone Bancshares.
Third Coast Bancshares (TCBX) reported stronger Q3 results. Net income was $18,057, up from $12,775 a year ago, as net interest income rose to $50,849 from $40,383. Basic and diluted EPS were $1.22 and $1.03, respectively. Total interest income increased to $92,503 while interest expense edged to $41,654, supporting wider net interest margin dollars. The provision for credit losses was $2,763 versus $1,085, and noninterest expense increased to $28,892.
For the nine months, net income reached $48,393 versus $33,938. The balance sheet grew, with total assets at $5,061,808. Loans, net of a $42,563 allowance, were $4,122,553, and deposits totaled $4,372,741, including $450,013 noninterest-bearing. Shareholders’ equity rose to $513,830 with accumulated other comprehensive income of $10,874. As of October 31, 2025, shares outstanding were 13,894,078. The company also highlighted risks and conditions related to its proposed acquisition of Keystone Bancshares.
Third Coast Bancshares (TCBX) posted another solid quarter. Q2-25 net income jumped 55% YoY to $16.7 million; diluted EPS rose to $0.96 from $0.63. Net interest income climbed 27% to $49.4 million as asset yields widened and interest expense fell 7% versus the prior-year quarter, outweighing a modest $2.1 million credit-loss provision. Six-month results show net income up 43% to $30.3 million and diluted EPS of $1.74.
Balance-sheet trends were mixed. Loans expanded 2.9% year-to-date to $4.04 billion, funded by a $302 million reduction in cash and the purchase of $206 million in held-to-maturity securities. Total deposits slipped 0.7% to $4.28 billion, but the mix deteriorated: non-interest-bearing balances fell 27% while interest-bearing deposits grew 3.5%. Despite the shift, margin preservation drove earnings strength. Credit quality remained stable with an ACL of 0.99% of loans and no notable deterioration disclosed. Shareholders’ equity increased 7.7% to $496 million, aided by $28 million of retained earnings and a $6.1 million swing in accumulated OCI from securities and hedge valuations. Operating expenses rose 13% on higher staffing, software and regulatory costs, tempering—but not derailing—bottom-line momentum.