Third Coast Bancshares (TCBX) insider awarded 1,338 restricted shares

Rhea-AI Filing Summary

Spaulding Audrey reported acquisition or exercise transactions in this Form 4 filing.

Third Coast Bancshares, Inc. reported that officer Audrey Spaulding received a grant of 1,338 shares of restricted common stock on March 15, 2026. The award carries a price of $0.00 per share and vests in three equal annual installments beginning on the anniversary of the grant date, subject to the terms of the award.

Following the grant, Spaulding directly holds 16,279 shares of common stock. She also has indirect holdings of 2,147 shares through an ESOP and 1,500 shares through an IRA, as reported in the filing.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Spaulding Audrey

Role See Remarks

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,338	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 16,279 shares (Direct); Common Stock — 2,147 shares (Indirect, By ESOP)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Spaulding Audrey

(Last) (First) (Middle)

20202 HIGHWAY 59 NORTH, SUITE 190

(Street)

HUMBLE TX 77338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Third Coast Bancshares, Inc. [ TCBX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See Remarks

3. Date of Earliest Transaction (Month/Day/Year)
03/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/15/2026		A		1,338(1)	A	$0	16,279	D
Common Stock								2,147	I	By ESOP
Common Stock								1,500	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares of restricted common stock, which vest in three equal annual installments beginning on the anniversary of the grant date, subject to the terms of the award.

Remarks:

Senior Executive Vice President and Chief Credit Officer

	/s/ R. John McWhorter, attorney-in-fact	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Third Coast Bancshares (TCBX) report for Audrey Spaulding?

Third Coast Bancshares reported that officer Audrey Spaulding received 1,338 shares of restricted common stock as an award. The shares were granted at $0.00 per share and represent compensation, not an open-market purchase or sale.

How many restricted shares were granted to Audrey Spaulding in the TCBX Form 4?

Audrey Spaulding was granted 1,338 shares of restricted common stock. According to the filing, these shares vest in three equal annual installments beginning on the anniversary of the grant date, subject to the terms of the award agreement.

What is the vesting schedule for Audrey Spaulding’s restricted stock at TCBX?

The 1,338 restricted shares granted to Audrey Spaulding vest in three equal annual installments. Vesting begins on the anniversary of the grant date, and all vesting is subject to the specific terms and conditions of the underlying award.

How many Third Coast Bancshares shares does Audrey Spaulding hold after the reported grant?

After the grant, Audrey Spaulding directly holds 16,279 shares of common stock. She also has indirect holdings of 2,147 shares through an ESOP and 1,500 shares through an IRA, as detailed in the ownership tables.

Was Audrey Spaulding’s TCBX Form 4 transaction an open-market buy or a compensation award?

The transaction is a compensation-related award, not an open-market buy. The Form 4 classifies it under code A as a grant or award acquisition of 1,338 restricted shares at $0.00 per share, with vesting over three years.