Third Coast (TCBX) CFO receives 3,180 restricted shares and updates holdings

Rhea-AI Filing Summary

MCWHORTER RICHARD J reported acquisition or exercise transactions in this Form 4 filing.

Third Coast Bancshares, Inc. reported that Chief Financial Officer Richard J. McWhorter received a grant of 3,180 shares of restricted common stock on 2026-03-15. The award carries a price of $0.0000 per share and is compensation-related, not an open‑market purchase.

The restricted stock vests in three equal annual installments beginning on the anniversary of the grant date, subject to the terms of the award. Following this grant, McWhorter holds 128,061 common shares directly, plus indirect holdings of 94,681 shares through a management trust, 55,538 shares via an IRA, and 5,262 shares through an ESOP.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider MCWHORTER RICHARD J

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	3,180	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 128,061 shares (Direct); Common Stock — 94,681 shares (Indirect, By Richard and Amy McWhorter Management Trust)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCWHORTER RICHARD J

(Last) (First) (Middle)

20202 HIGHWAY 59 NORTH, SUITE 190

(Street)

HUMBLE TX 77338

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Third Coast Bancshares, Inc. [ TCBX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/15/2026		A		3,180(1)	A	$0	128,061	D
Common Stock								94,681	I	By Richard and Amy McWhorter Management Trust
Common Stock								55,538	I	By IRA
Common Stock								5,262	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares of restricted common stock, which vest in three equal annual installments beginning on the anniversary of the grant date, subject to the terms of the award.

	/s/ R. John McWhorter	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the latest Form 4 for Third Coast Bancshares (TCBX) disclose?

The filing shows CFO Richard J. McWhorter received 3,180 shares of restricted common stock as a compensation grant. The shares vest in three equal annual installments starting on the grant anniversary, updating his direct and indirect ownership positions in Third Coast Bancshares.

How many Third Coast Bancshares (TCBX) shares does the CFO hold after this grant?

After the grant, CFO Richard J. McWhorter holds 128,061 Third Coast Bancshares common shares directly. He also has indirect holdings of 94,681 shares via a management trust, 55,538 shares in an IRA, and 5,262 shares through an ESOP, according to the Form 4.

What type of transaction is reported for TCBX CFO Richard McWhorter on Form 4?

The Form 4 reports a grant or award acquisition of 3,180 shares of restricted common stock to CFO Richard J. McWhorter. It is coded as transaction type “A,” indicating a compensation-related award rather than a market purchase or sale of Third Coast Bancshares stock.

How do the restricted shares granted to TCBX’s CFO vest over time?

The 3,180 restricted common shares granted to Third Coast Bancshares’ CFO vest in three equal annual installments. Vesting begins on the anniversary of the grant date and remains subject to the specific terms and conditions set out in the underlying award agreement.

Does the Form 4 for TCBX show any insider stock sales by the CFO?

The Form 4 does not report any stock sales by the CFO. It shows only a compensation-related grant of 3,180 restricted shares and provides updated direct and indirect ownership totals, with no open-market purchases or dispositions disclosed in this particular filing.

What indirect Third Coast Bancshares (TCBX) holdings are reported for the CFO?

Indirectly, the CFO is reported to hold 94,681 shares through the Richard and Amy McWhorter Management Trust, 55,538 shares through an IRA, and 5,262 shares via an ESOP. These positions are separate from his 128,061 directly owned Third Coast Bancshares shares.