Here are the 10-K annual reports from Truist Financial Corporation (TFC) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow TFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TFC filings page.
Truist Financial Corporation, a large U.S. regional bank headquartered in Charlotte, North Carolina, operates Truist Bank, one of the 10 largest commercial banks in the country. It serves consumers, small businesses, commercial and corporate clients, and wealth clients through its Wholesale Banking and Consumer & Small Business Banking segments.
Truist offers a broad mix of loans, deposits, payments, wealth management, capital markets, and treasury services, delivered via a major digital platform and 1,927 branches as of December 31, 2025. The company holds leading or top‑three deposit shares across key Southeastern states, with particularly strong positions in Florida, Georgia, North Carolina, and Virginia.
The 10‑K describes an extensive regulatory regime, including capital, liquidity, stress testing, resolution planning, and consumer protection rules that shape Truist’s strategy and capital return flexibility. Management outlines five core strategic priorities focused on growth in both segments, expense discipline, investment in technology and risk infrastructure, and maintaining credit and risk discipline.
Human capital is another emphasis, with 38,711 teammates as of December 31, 2025 and a wide range of talent, leadership, compensation, and benefits programs aimed at retention, skill building, and responsible use of emerging technologies such as artificial intelligence.