Every 10-Q that TFS Financial Corporation (TFSL) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow TFSL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TFSL filings page.
TFS Financial Corporation reported net income of approximately $30.5 million for the quarter ended June 30, 2026, up from $21.5 million a year earlier, and $76.1 million for the nine-month period. Basic and diluted earnings per share were $0.11 for the quarter and $0.27 year-to-date.
Quarterly net interest income increased to $81.4 million, with nine-month net interest income of $234.9 million, aided by loan growth to $16.2 billion and a $3.5 million quarterly release of credit loss reserves. The allowance for credit losses on loans was $73.5 million, while non-accrual loans totaled $40.3 million, indicating modest problem credit levels relative to the portfolio.
Total assets reached $18.1 billion at June 30, 2026. Deposits declined to $10.0 billion, while borrowed funds rose to $5.8 billion as the company utilized Federal Home Loan Bank and other borrowing capacity. Shareholders’ equity increased to $2.0 billion, and roughly 81.0% of outstanding common shares continued to be held by Third Federal Savings and Loan Association of Cleveland, MHC. The company also approved termination of its defined benefit pension plan effective December 31, 2025, with related settlement charges currently expected in the second half of calendar 2026, subject to conditions including regulatory review.
TFS Financial Corporation reported modestly higher results for the quarter ended March 31, 2026. Net income rose to $23.2 million from $21.0 million a year earlier, and diluted EPS increased to $0.08 from $0.07. Net interest income for the first six months reached $153.5 million, up from $140.4 million, as loan interest outpaced funding costs. Total assets were $17.48 billion, with loans held for investment of $15.74 billion and an allowance for credit losses of $74.9 million. Deposits declined to $10.19 billion from $10.45 billion, while FHLB borrowings increased. The company maintained strong mutual holding company ownership, with 81.0% of common shares held by Third Federal Savings, MHC.
TFS Financial Corporation reported net income of $22.3 million for the quarter ended December 31, 2025, essentially flat versus $22.4 million a year earlier, with basic and diluted EPS steady at $0.08.
Net interest income rose to $75.7 million from $68.3 million as loan interest grew, while interest expense on deposits and borrowings also increased. Non-interest income improved to $8.0 million, helped by higher gains on loan sales, but non-interest expenses rose to $56.2 million, driven by salaries, benefits and marketing.
Total assets were $17.5 billion, with loans held for investment of $15.7 billion and deposits of $10.4 billion. Shareholders’ equity was $1.90 billion. The allowance for credit losses totaled $104.1 million, while non-accrual loans were $39.0 million, indicating manageable credit issues in a largely prime residential mortgage and home equity portfolio.
The company remains majority-owned by its mutual holding company, which held 80.9% of the common stock as of February 3, 2026. TFS also disclosed a decision to terminate its defined benefit pension plan effective December 31, 2025, with related settlement charges expected in the second half of calendar 2026.