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TFS Financial Corporation 8-K Filings

TFSL NASDAQ

Every 8-K that TFS Financial Corporation (TFSL) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow TFSL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TFSL filings page.

Rhea-AI Summary

TFS Financial Corporation amended its Bylaws to establish the position of Vice Chairman of the Board of Directors and remove the requirement that the Company's President be a board member. The Board approved the amendment, which is effective September 24, 2026, pursuant to regulatory non-objection.

Rhea-AI Summary

TFS Financial Corporation (TFSL) announced that its Board of Directors declared a quarterly cash dividend of $0.3175 per share of common stock. The dividend is payable on September 23, 2026 to shareholders of record as of September 9, 2026.

Third Federal Savings and Loan Association of Cleveland, MHC, which owns 227,119,132 shares, or 81% of the common stock outstanding, has waived its right to receive this dividend. The MHC’s members approved, and the Federal Reserve Bank of Cleveland issued a non-objection to, waiving dividends up to an aggregate of $1.27 per share during the twelve months through July 7, 2027, after previously waiving $1.13 per share over the four quarters ended June 30, 2026. As of June 30, 2026, the Company reported total assets of $18.08 billion.

Rhea-AI Summary

TFS Financial Corporation reported record quarterly net income of $30.5 million for the quarter ended June 30, 2026, up $7.3 million, or 31.4%, from $23.2 million in the prior quarter. Net interest income rose to $81.4 million, supported by a higher yield on loans, while the net interest margin improved to 1.90% and the interest rate spread to 1.58%. A $3.5 million release of provision for credit losses, reflecting strong performance of longer-term fixed-rate home equity loans, also supported results. For the nine months ended June 30, 2026, net income was $76.1 million, up 17.1% from $65.0 million a year earlier.

Total assets reached $18.08 billion, with loans held for investment up to $16.18 billion, driven by growth in home equity balances to $5.47 billion and residential core mortgages to $10.67 billion. Deposits declined to $9.99 billion, mainly from lower certificates of deposit, while borrowed funds increased to $5.81 billion to fund loan growth and liquidity. Capital ratios remained strong, including a Tier 1 leverage ratio of 10.72% and total capital ratio of 17.79%. The company paid quarterly dividends of $0.2825 per share, and its mutual holding company, which owns about 81% of the stock, obtained member and Federal Reserve approval to waive up to $1.27 per share of dividends through July 7, 2027.

Rhea-AI Summary

TFS Financial Corporation reports that members of Third Federal Savings and Loan Association of Cleveland, MHC, its mutual holding company, approved a proposed waiver of dividends aggregating up to $1.27 per share on the Company’s common stock for the twelve months ending July 7, 2027.

The MHC, which owns 81% of the Company, obtained member approval at a special meeting where 59% of total eligible votes were cast and 97% of those votes supported the waiver. After this approval, the MHC will file a notice and request for non-objection with the Federal Reserve Bank of Cleveland for the dividend waivers, and both the non-objection and its timing are described as unknown.

Rhea-AI Summary

TFS Financial Corporation, the parent of Third Federal Savings and Loan, reported a board change and a new shareholder dividend. Director Meredith S. Weil retired from the Board of Directors effective May 28, 2026, and the board size was reduced from twelve to eleven members through a bylaw amendment.

The Board declared a quarterly cash dividend of $0.2825 per share, payable on June 24, 2026 to shareholders of record on June 10, 2026. The mutual holding company, which owns 227,119,132 shares or 81% of the common stock, has waived this dividend under previously approved authority to waive up to $1.13 per share of dividends through July 8, 2026. As of March 31, 2026, the Company’s assets totaled $17.48 billion.

Rhea-AI Summary

TFS Financial Corporation announced that its mutual holding company, Third Federal Savings and Loan Association of Cleveland, MHC, will hold a special member meeting on July 7, 2026. Members will vote on whether the MHC should waive its right to receive up to $1.27 per share in quarterly dividends that may be declared during the 12 months after the vote.

The MHC owns 81% of TFS Financial’s outstanding common stock, so a waiver would allow more of any future dividends to be paid to public shareholders. The company notes there is no assurance members will approve the waiver or that the Federal Reserve will not object, and a failure to obtain the waiver will likely reduce the dividend expected to be paid to public stockholders.

The press release also highlights Third Federal’s retail banking and mortgage platform, with assets totaling $17.48 billion as of March 31, 2026.

Rhea-AI Summary

TFS Financial Corporation reported higher earnings for the quarter and six months ended March 31, 2026. Quarterly net income rose 4.0% to $23.2 million, helped by a record $77.8 million in net interest income as deposit costs eased and Smart Rate ARMs reset higher.

For the first half of fiscal 2026, net income increased to $45.5 million, up 4.8% from a year earlier, while net interest income grew 9.3% to $153.5 million. Credit quality metrics remained strong, and total assets were $17.48 billion with a Tier 1 leverage ratio of 10.77%, above “well-capitalized” regulatory thresholds. The company also continued dividends and stock repurchases.

Rhea-AI Summary

TFS Financial Corporation, parent of Third Federal Savings and Loan, announced that long‑time executive and current Chief Financial Officer and Board member Meredith S. Weil will retire effective January 2027.

James E. LaRocca, age 42, will join Third Federal as Finance and Accounting Officer on June 29, 2026, and is expected to succeed Ms. Weil as CFO upon her retirement. LaRocca is a certified public accountant and previously served as Executive Vice President and CFO of Westfield Bank in Ohio.

Third Federal describes itself as a leading provider of savings and mortgage products with assets of $17.50 billion as of December 31, 2025, operating branches in Ohio and Florida and lending across 28 states and the District of Columbia.

Rhea-AI Summary

TFS Financial Corporation reported results of its annual stockholder meeting held in Cleveland, Ohio. Stockholders elected four directors — William C. Mulligan, Terrence R. Ozan, Marc A. Stefanski, and Daniel F. Weir — each to serve a three-year term expiring in 2029.

Stockholders also approved, on an advisory basis, the compensation of the company’s named executive officers, with 246,358,243 votes in favor, 19,330,400 against, and 467,730 abstentions, plus 8,339,933 broker non-votes. In addition, they ratified the selection of Deloitte & Touche LLP as independent accountant for the fiscal year ending September 30, 2026, with 273,474,526 votes for, 787,973 against, and 233,807 abstentions.

Rhea-AI Summary

TFS Financial Corporation declared a quarterly cash dividend of $0.2825 per share of common stock. The dividend will be paid on March 25, 2026 to shareholders of record on March 11, 2026.

Third Federal Savings and Loan Association of Cleveland, MHC, which owns 227,119,132 shares, or 81% of the Company’s common stock, has waived its right to receive this dividend under a previously approved waiver program. That program, supported by member approval and Federal Reserve non‑objection on July 8, 2025, permits the MHC to waive dividends up to an aggregate of $1.13 per share through July 8, 2026, and it has already waived $0.565 per share for dividends in the quarters ended September 30 and December 31, 2025.

TFS Financial, the holding company for Third Federal, reported total assets of $17.46 billion as of September 30, 2025 and focuses on savings and mortgage products across multiple states.

Rhea-AI Summary

TFS Financial Corporation filed Amendment No. 1 to its January 29, 2026 Form 8-K to correct a single financial figure. The company revised diluted weighted average shares outstanding for the three months ended December 31, 2025 on its Consolidated Statements of Income in Exhibit 99.1 from 283,302,227 to 279,908,875.

No other part of the original Form 8-K was changed, and the company states this amendment does not discuss subsequent developments. The company also clarifies that the amended press release in Exhibit 99.1 and this information are not incorporated by reference into other filings and are not deemed “filed” for certain liability purposes.

Rhea-AI Summary

TFS Financial Corporation, the holding company for Third Federal Savings and Loan Association of Cleveland, furnished an update on its recent performance. The company issued a press release announcing its operating results for the three months ended December 31, 2025, and attached this release as Exhibit 99.1.

The information about these quarterly results is being provided under a current report and is expressly described as "furnished" rather than "filed" under federal securities laws, which affects how it is treated for liability purposes and incorporation into other regulatory reports.

Rhea-AI Summary

TFS Financial Corporation announced that its board declared a cash dividend of $0.2825 per share on its common stock. The dividend will be paid on December 16, 2025 to shareholders who are on record as of December 2, 2025.

Third Federal Savings and Loan Association of Cleveland, MHC, which owns 227,119,132 shares representing 81% of the company’s common stock, has waived its right to receive this dividend. The MHC’s members approved, and the Federal Reserve Bank of Cleveland did not object to, the MHC waiving up to an aggregate $1.13 per share in dividends during the twelve months through July 8, 2026, and the MHC has already waived $0.2825 per share for the quarter ending September 30, 2025.

Rhea-AI Summary

TFS Financial Corporation, holding company for Third Federal Savings and Loan Association of Cleveland, reported that it issued a press release announcing operating results for the three and twelve months ended September 30, 2025. The update was disclosed in an 8-K dated October 30, 2025.

The press release is furnished as Exhibit 99.1 and, as stated, is not deemed “filed” for purposes of Section 18 of the Exchange Act and is not incorporated by reference into other filings. The report was signed by Meredith S. Weil, Chief Financial Officer.

Rhea-AI Summary

TFS Financial Corporation disclosed two material items: its majority mutual holding company, Third Federal Savings and Loan Association of Cleveland, MHC, waived the right to receive dividends on the 227,119,132 shares it owns (80.9% of outstanding common stock) up to $1.13 per share during the 12 months following member approval, i.e., through July 8, 2026. The MHC had previously waived receipt of dividends totaling $1.13 per share for the four quarters ending June 30, 2025.

The filing also reports leadership changes at the Association effective September 1, 2025: Andrew J. Rubino is appointed Chief Operating Officer (previously Chief Information Officer) and Michael J. Carfagna is appointed Chief Information Officer (previously Information Systems manager). Both will receive benefits aligned with similarly situated associates and have no disclosable related-party transactions.

Rhea-AI Summary

On July 8, 2025, TFS Financial Corporation (Nasdaq: TFSL) filed an 8-K to report that members of Third Federal Savings and Loan Association of Cleveland, MHC, the Company’s 81% majority shareholder, approved the MHC’s proposal to waive up to $1.13 per share of dividends that may be declared on the Company’s common stock during the twelve-month period ending July 8, 2026.

The vote drew participation from 59% of eligible members, with 97% of those votes cast in favor of the waiver. This internal approval satisfies the first condition required under Federal Reserve regulations for dividend waivers by mutual holding companies.

Following the vote, the MHC will submit a notice and request for non-objection to the Federal Reserve Bank of Cleveland. Both the issuance and timing of a non-objection decision remain uncertain. Until the Federal Reserve responds, the Company cannot finalize any dividend declarations covered by the waiver.

  • Form type: 8-K Item 8.01 (Other Events)
  • Maximum dividend subject to waiver: $1.13 per share
  • Waiver period: Through July 8, 2026
  • Majority shareholder ownership: 81%