STOCK TITAN

TFS Financial CORP (TFSL) CXO sells 6,500 shares at $18.35

(Moderate)
(Negative)
Form Type
4

Rhea-AI Filing Summary

TFS Financial CORP reported that Chief Experience Officer Gavin B. Stefanski sold 6,500 shares of common stock on August 5, 2026 at $18.35 per share in an open-market or private transaction, indirectly held in trust. After the sale, he indirectly holds 19,266 shares in trust, plus 775 shares directly and 3,729 shares through an ESOP, along with several restricted stock unit grants and 5,000 stock options at a $14.62 exercise price expiring January 5, 2028.

Positive

  • None.

Negative

  • None.
Insider Stefanski Gavin B
Role Chief Experience Officer
Sold 6,500 shs ($119K)
Type Security Shares Price Value
Sale Common Stock 6,500 $18.35 $119K
holding Restricted Stock Units F2, F3 -- -- --
holding Restricted Stock Units F2, F4 -- -- --
holding Restricted Stock Units F2, F5 -- -- --
holding Employee Stock Option (right to buy) F6 -- -- --
holding Common Stock -- -- --
holding Common Stock F1 -- -- --
Holdings After Transaction: Common Stock — 19,266 shares (Indirect, In Trust); Restricted Stock Units — 26,467 shares (Direct); Employee Stock Option (right to buy) — 5,000 shares (Direct); Common Stock — 775 shares (Direct); Common Stock — 3,729 shares (Indirect, ESOP)
Footnotes (6)
  1. F1. Reflects transactions not required to be reported under Section 16 of the Securities Exchange Act, as amended.
  2. F2. Each restricted stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock. Restricted stock units are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock.
  3. F3. On December 18, 2025, the reporting person received a grant of 8,600 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2026.
  4. F4. On December 19, 2024, the reporting person received a grant of 4,300 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2025.
  5. F5. On March 4, 2024, the reporting person received a grant of 15,000 Restricted Stock Units (RSUs). These RSUs fully vest on December 10, 2026.
  6. F6. On April 2, 2018, the reporting person received 5,000 stock options. These options fully vest on December 10, 2020.
Common shares sold 6500.0000 shares at $18.3500 per share Sale of Common Stock on 2026-08-05, indirectly held in trust
Indirect common shares after sale 19266.0000 shares Common Stock held indirectly in trust following the 2026-08-05 sale
Direct common shares 775.0000 shares Common Stock held directly as of the reporting date
ESOP common shares 3729.0000 shares Common Stock held indirectly through an ESOP account
2025 RSU grant 8600.0000 Restricted Stock Units RSUs granted 2025-12-18, vesting in three equal annual installments from 2026-12-10
2024 RSU grant 4300 Restricted Stock Units RSUs granted 2024-12-19, vesting in three equal annual installments from 2025-12-10
2024 RSU grant (March) 15000.0000 Restricted Stock Units RSUs granted 2024-03-04, fully vesting on 2026-12-10
Stock options 5000.0000 options at $14.6200 strike Employee Stock Option (right to buy) expiring 2028-01-05
Restricted Stock Units financial
"Each restricted stock unit represents a contingent right to receive one share"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
dividend equivalent rights financial
"Restricted stock units are entitled to dividend equivalent rights in the form of a cash payment"
Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.
Employee Stock Option (right to buy) financial
"Employee Stock Option (right to buy) with an exercise price of $14.6200"
ESOP financial
"Common Stock held indirectly with nature of ownership noted as ESOP"
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
Section 16 of the Securities Exchange Act financial
"Reflects transactions not required to be reported under Section 16 of the Securities Exchange Act"

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did TFS Financial CORP (TFSL) report for Gavin B. Stefanski?

TFS Financial CORP reported that Chief Experience Officer Gavin B. Stefanski sold 6,500 shares of common stock on August 5, 2026 at $18.35 per share. The sale was of shares held indirectly in trust and categorized as an open-market or private transaction.

How many TFSL shares does Gavin B. Stefanski hold after this transaction?

After the sale, Gavin B. Stefanski holds 19,266 TFS Financial CORP shares indirectly in trust, plus 775 shares directly and 3,729 shares through an ESOP. These positions reflect his reported ownership on and following the August 5, 2026 transaction date.

At what price were the 6,500 TFSL shares sold by Gavin B. Stefanski?

The 6,500 TFS Financial CORP shares were sold at $18.35 per share on August 5, 2026. The filing describes this as a sale in an open market or private transaction, with the price reported on a per-share basis for the disposition.

What restricted stock units (RSUs) does Gavin B. Stefanski hold in TFSL?

Gavin B. Stefanski holds RSU grants covering 8,600, 4,300, and 15,000 shares of TFS Financial common stock. Footnotes state these RSUs vest in installments beginning December 10, 2025 and December 10, 2026, with one grant fully vesting on December 10, 2026.

What stock options does Gavin B. Stefanski have in TFS Financial CORP (TFSL)?

He holds an Employee Stock Option for 5,000 shares of TFS Financial common stock with a $14.62 exercise price. According to the filing, these options were granted on April 2, 2018 and fully vest on December 10, 2020, expiring January 5, 2028.

How are Gavin B. Stefanski’s ESOP holdings in TFSL characterized?

The filing shows 3,729 TFS Financial CORP shares held indirectly through an ESOP. A footnote explains this line reflects transactions not required to be reported under Section 16, indicating the ESOP position incorporates such internal plan activity without separate transaction reporting.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Stefanski Gavin B

(Last)(First)(Middle)
7007 BROADWAY AVENUE

(Street)
CLEVELAND OHIO 44105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
TFS Financial CORP [ TFSL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Experience Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/05/2026S6,500D$18.3519,266IIn Trust
Common Stock775D
Common Stock3,729IESOP(1)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(2) (3) (3)Common Stock8,6008,600D
Restricted Stock Units(2) (4) (4)Common Stock2,8672,867D
Restricted Stock Units(2) (5) (5)Common Stock15,00015,000D
Employee Stock Option (right to buy)$14.62 (6)01/05/2028Common Stock5,0005,000D
Explanation of Responses:
1. Reflects transactions not required to be reported under Section 16 of the Securities Exchange Act, as amended.
2. Each restricted stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock. Restricted stock units are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock.
3. On December 18, 2025, the reporting person received a grant of 8,600 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2026.
4. On December 19, 2024, the reporting person received a grant of 4,300 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2025.
5. On March 4, 2024, the reporting person received a grant of 15,000 Restricted Stock Units (RSUs). These RSUs fully vest on December 10, 2026.
6. On April 2, 2018, the reporting person received 5,000 stock options. These options fully vest on December 10, 2020.
Remarks:
/s/ Susanne N. Miller, Pursuant to Power of Attorney08/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)