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TFS Financial (TFSL) CFO logs 16,500 RSUs, 12,700 PSUs and option expiration

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

TFS Financial Corporation’s chief financial officer and director reported several equity award updates. On December 18, 2025, the insider received a grant of 16,500 restricted stock units (RSUs), which are scheduled to vest in three equal annual installments beginning December 10, 2026. The filing also notes that on November 25, 2025, the insider achieved 100% of the performance target on a prior award of 12,700 performance share units (PSUs), locking in an earned award of 12,700 shares that will vest and be distributed, along with related dividend equivalents, on December 10, 2026.

The insider continues to hold various prior RSU and stock option grants, including legacy options originally covering 187,500 and 54,400 shares at exercise prices of $14.74 and $19.31, respectively. A separate employee stock option covering 24,200 shares expired on December 17, 2025. Following these transactions, the insider holds 67,236 shares of common stock directly, plus additional shares through a 401(k) plan and an ESOP.

Positive

  • None.

Negative

  • None.
Insider WEIL MEREDITH S
Role Chief Financial Officer
Type Security Shares Price Value
Grant/Award Restricted Stock Units 16,500 $0.00 --
holding Performance Restricted Share Units -- -- --
holding Restricted Stock Units -- -- --
holding Restricted Stock Units -- -- --
holding Restricted Stock Units -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units — 16,500 shares (Direct); Performance Restricted Share Units — 12,700 shares (Direct); Employee Stock Option (right to buy) — 187,500 shares (Direct); Common Stock — 67,236 shares (Direct); Common Stock — 371 shares (Indirect, By 401(k))
Footnotes (1)
  1. Shares are held with shared voting power with spouse. Reflects transactions not required to be reported under Section 16 of the Securities Exchange Act, as amended. Each restricted and performance stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock. Restricted and performance stock units are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock. On December 18, 2025, the reporting person received a grant of 16,500 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2026. On November 25, 2025, the reporting person achieved performance level of 100% on a target award of 12,700 Performance Share Units ("PSUs"), resulting in a total earned award of 12,700 shares. This represents the final determination a March 4, 2024 award that was dependent on certain performance results during the two fiscal year period ended September 30, 2025. Each PSU represents a contingent right to receive one share of TFS Financial Corporation common stock and are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock during the period the award was outstanding. The shares and dividend equivalent payment will vest and distribute to the reporting person on December 10, 2026. As reported on a Form 4 dated September 29, 2011, the reporting person received a grant of 3,600 restricted stock units that vest in four equal annual installments beginning May 14, 2011. Vested shares may be distributed to the Reporting Person only after that person's termination of employment with TFS Financial Corporation. On December 19, 2024, the reporting person received a grant of 16,600 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2025. On March 4, 2024, the reporting person received a grant of 14,400 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2024. As reported on a Form 4 dated January 8, 2018, the reporting person received a grant of 187,500 stock options. These stock options vest in three equal annual installments beginning December 10, 2018. As reported on a Form 4 dated December 15, 2016, the reporting person received a grant of 79,400 stock options. These stock options vest in three equal annual installments beginning December 10, 2017. These option expired December 17, 2025.
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
WEIL MEREDITH S

(Last) (First) (Middle)
7007 BROADWAY AVENUE

(Street)
CLEVELAND OH 44105

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
TFS Financial CORP [ TFSL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
X Officer (give title below) Other (specify below)
Chief Financial Officer
3. Date of Earliest Transaction (Month/Day/Year)
12/18/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 67,236 D(1)
Common Stock 371 I By 401(k)(2)
Common Stock 549 I BY ESOP(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units (3) 12/18/2025 A 16,500 (4) (4) Common Stock 16,500 $0 16,500 D
Performance Restricted Share Units (3) (5) (5) Common Stock 12,700 12,700 D
Restricted Stock Units (3) (6) (6) Common Stock 3,600 3,600 D
Restricted Stock Units (3) (7) (7) Common Stock 11,067 11,067 D
Restricted Stock Units (3) (8) (8) Common Stock 4,800 4,800 D
Employee Stock Option (right to buy) $14.74 (9) 01/05/2028 Common Stock 187,500 187,500 D
Employee Stock Option (right to buy) $19.31 (10) 12/15/2026 Common Stock 54,400 54,400 D
Employee Stock Option (right to buy) $19.06 12/17/2025 12/17/2025 Common Stock 24,200 0(11) D
Explanation of Responses:
1. Shares are held with shared voting power with spouse.
2. Reflects transactions not required to be reported under Section 16 of the Securities Exchange Act, as amended.
3. Each restricted and performance stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock. Restricted and performance stock units are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock.
4. On December 18, 2025, the reporting person received a grant of 16,500 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2026.
5. On November 25, 2025, the reporting person achieved performance level of 100% on a target award of 12,700 Performance Share Units ("PSUs"), resulting in a total earned award of 12,700 shares. This represents the final determination a March 4, 2024 award that was dependent on certain performance results during the two fiscal year period ended September 30, 2025. Each PSU represents a contingent right to receive one share of TFS Financial Corporation common stock and are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock during the period the award was outstanding. The shares and dividend equivalent payment will vest and distribute to the reporting person on December 10, 2026.
6. As reported on a Form 4 dated September 29, 2011, the reporting person received a grant of 3,600 restricted stock units that vest in four equal annual installments beginning May 14, 2011. Vested shares may be distributed to the Reporting Person only after that person's termination of employment with TFS Financial Corporation.
7. On December 19, 2024, the reporting person received a grant of 16,600 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2025.
8. On March 4, 2024, the reporting person received a grant of 14,400 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2024.
9. As reported on a Form 4 dated January 8, 2018, the reporting person received a grant of 187,500 stock options. These stock options vest in three equal annual installments beginning December 10, 2018.
10. As reported on a Form 4 dated December 15, 2016, the reporting person received a grant of 79,400 stock options. These stock options vest in three equal annual installments beginning December 10, 2017.
11. These option expired December 17, 2025.
Remarks:
/s/ Susanne N. Miller, Pursuant to Power of Attorney 12/18/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider activity did TFSL disclose for its CFO on December 18, 2025?

The chief financial officer and director of TFS Financial Corporation (TFSL) reported a new equity grant and updates to existing awards as of December 18, 2025, including restricted stock units, performance share units, and stock options.

How many new restricted stock units were granted to the TFSL CFO?

On December 18, 2025, the reporting person received a grant of 16,500 restricted stock units (RSUs), which vest in three equal annual installments beginning on December 10, 2026.

What performance share units did the TFSL insider earn and when do they vest?

The insider achieved 100% of the performance target on a prior award of 12,700 performance share units (PSUs) tied to results over the two fiscal years ended September 30, 2025. The resulting 12,700 shares and related dividend equivalent payment will vest and be distributed on December 10, 2026.

Did any TFSL stock options held by the CFO expire in this period?

Yes. An employee stock option covering 24,200 shares of TFS Financial Corporation common stock expired on December 17, 2025, leaving 0 shares outstanding under that particular option grant.

What common stock holdings does the TFSL CFO report after these transactions?

After the reported transactions, the insider lists 67,236 shares of TFS Financial Corporation common stock held directly, plus additional indirect holdings of 371 shares through a 401(k) plan and 549 shares through an ESOP.

What other equity awards does the TFSL CFO continue to hold?

The filing shows continuing positions in various equity awards, including performance restricted share units totaling 12,700 shares, multiple restricted stock unit grants, and employee stock options originally covering 187,500 and 54,400 shares at exercise prices of $14.74 and $19.31, respectively.

What is the relationship of the reporting person to TFS Financial Corporation?

The reporting person is listed as both a director and an officer of TFS Financial Corporation, serving in the role of Chief Financial Officer.