Welcome to our dedicated page for First Financial SEC filings (Ticker: THFF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Financial Corporation's SEC filings document the regulatory disclosures of an Indiana financial holding company and its banking operations through First Financial Bank N.A. Recent 8-K filings furnish operating results, dividend declarations, Regulation FD presentation materials, and other material-event disclosures related to financial condition, capital structure, and governance matters.
Proxy and shareholder-meeting filings cover director elections, advisory compensation votes, auditor ratification, executive compensation, equity-award disclosures, and board governance. The filing record also describes bank-specific financial measures such as loan activity, credit-loss provisions, net interest margin, capital ratios, acquired loans and deposits, and risk disclosures tied to lending, deposits, acquisitions, and financial-market conditions.
First Financial Corporation files its 2025 Form 10‑K, outlining its community banking business across Indiana, Illinois, Kentucky, Tennessee and Georgia and the regulatory framework it operates under. The company had 946 full‑time equivalent employees at the close of 2025, with 11,891,896 common shares outstanding as of March 2, 2026.
The filing emphasizes exposure to economic cycles, interest‑rate shifts, inflation, liquidity pressures and competition from banks, fintechs, cryptocurrencies and stablecoins under the new GENIUS Act. It notes that about 58.6% of the loan portfolio is in commercial and commercial real estate, heightening credit risk in downturns.
Management also highlights operational and technology risks, including cybersecurity, reliance on third‑party vendors, rapid fintech and AI adoption, and evolving consumer‑protection, capital and incentive‑compensation rules. The bank remains subject to Basel III capital standards and believes its main banking subsidiary was well capitalized as of December 31, 2025.
First Financial Corp executive Franklin Mark Allen, the Chief Lending Officer, reported an open-market sale of 2,209 shares of First Financial Corp stock at $64.60 per share. After this transaction, he directly holds 7,514 shares of the company’s stock.
First Financial Corporation completed its acquisition of CedarStone Financial, Inc. and its subsidiary CedarStone Bank on March 1, 2026. CedarStone merged into First Financial, and immediately afterward CedarStone Bank merged into First Financial Bank, which remains the surviving bank.
At the effective time of the merger, First Financial paid $19.12 in cash per share for each share of CedarStone common stock. The transaction’s aggregate value was approximately $25.0 million, expanding First Financial’s banking footprint through the addition of CedarStone’s operations.
First Financial Corp's chief lending officer, Mark Allen Franklin, reported acquiring 2,143 shares of First Financial Corp stock on February 9, 2026. The shares were acquired at a stated price of $0.00 per share, typically indicating an award or similar non-cash allocation.
Following this transaction, Franklin now directly holds 9,723 shares of First Financial Corp stock. The filing does not report any derivative securities activity, focusing solely on this increase in his direct non-derivative share ownership.
First Financial CorpFebruary 9, 2026 in a transaction priced at $0 per share. Following this acquisition, he beneficially owns 6,233 shares with ownership reported as direct.
First Financial Corp insider filing shows a stock award to its Chief Financial Officer. On February 9, 2026, Rodger Allen McHargue, the company’s Chief Financial Officer, acquired 2,961 shares of First Financial Corp stock in a transaction coded “A” at a reported price of $0 per share, indicating a non-cash award such as a grant. Following this transaction, he beneficially owned 35,954 shares, held in direct ownership form.
First Financial CorpFebruary 9, 2026$0.00 per share.
Following this transaction, Lowery directly beneficially owned 47,373 shares of First Financial Corp stock. The filing lists the ownership of these shares as direct rather than through an intermediary entity.
First Financial Corporation filed a current report to note that it has released its financial results for the year ended December 31, 2025. On February 3, 2026, the company issued a press release with these full‑year results, which is attached to the report as an exhibit.
The press release is furnished, not filed, meaning it is not automatically subject to certain Exchange Act and Securities Act liability provisions or incorporated into other SEC filings unless specifically referenced.
First Financial Corporation filed a current report to share that its senior leadership team will participate in the 2026 Janney CEO Forum on February 4–5, 2026. President and CEO Norman D. Lowery, CFO Rodger A. McHargue, and Senior Vice President and Chief Credit Officer Steve Panagouleas are scheduled to attend.
The company has furnished, as Exhibit 99.1, an investor presentation dated January 30, 2026 that will be provided to meeting participants. This information is being furnished under Regulation FD and is not deemed filed for liability purposes under the federal securities laws.
FIRST FINANCIAL CORP /IN/ filed a Form 13F holdings report outlining its institutional investment positions. The report states that 420 securities positions are included in the information table, with a total reported value of $264,943,784 (rounded to the nearest dollar). No other investment managers are included in this filing, and it is presented as a complete 13F holdings report for this manager.