First Financial Corporation's SEC filings document the regulatory disclosures of an Indiana financial holding company and its banking operations through First Financial Bank N.A. Recent 8-K filings furnish operating results, dividend declarations, Regulation FD presentation materials, and other material-event disclosures related to financial condition, capital structure, and governance matters.
Proxy and shareholder-meeting filings cover director elections, advisory compensation votes, auditor ratification, executive compensation, equity-award disclosures, and board governance. The filing record also describes bank-specific financial measures such as loan activity, credit-loss provisions, net interest margin, capital ratios, acquired loans and deposits, and risk disclosures tied to lending, deposits, acquisitions, and financial-market conditions.
First Financial Corporation (THFF) agreed to merge with First Illinois Corporation; THFF expects to issue approximately 971,994 shares of common stock, subject to adjustment. Hickory Point Bank is also to merge into THFF’s First Financial Bank. The transaction is described as creating a combined company with approximately $7.0 billion in assets and a market capitalization of approximately $985.2 million.
For each First Illinois share, holders may elect 0.5727 THFF shares, $44.35 in cash, or a combination, subject to election procedures, proration and adjustments. Cash and stock elections are capped at 727,377 and 1,697,213 First Illinois shares, respectively, subject to proportionate increases if shares are issued upon exercise of stock options. If adjusted consolidated shareholders’ equity at closing is below $82,437,826, consideration will be reduced dollar-for-dollar by the shortfall, subject to the merger agreement’s exclusions.
First Illinois shareholders are scheduled to vote on December 17, 2026; approval requires votes from at least a majority of outstanding shares entitled to vote, along with regulatory approvals and other closing conditions. The parties expect completion in the first quarter of 2027. First Illinois’ board unanimously recommends voting “FOR” both proposals.
First Financial Corporation (THFF) reported third-quarter 2026 net income of $27.441 million, compared with $20.762 million in the prior-year quarter; basic and diluted earnings per share were $2.31 versus $1.75. Net interest income was $63.526 million, compared with $54.603 million, and net interest income after credit-loss provisions was $64.276 million versus $52.653 million. Nine-month net income was $69.988 million, compared with $57.754 million.
At September 30, 2026, total assets were $6.061 billion. First Financial completed its acquisition of CedarStone Financial on March 1, 2026, and included CedarStone’s results from that date. On August 26, 2026, it agreed to merge with First Illinois Corporation: subject to the merger agreement’s allocation and election procedures, each outstanding First Illinois share is to convert into either 0.5727 First Financial common shares or $44.35 in cash; 70% of First Illinois common stock is to be exchanged for First Financial shares and 30% for cash. Closing is expected in the first quarter of 2027.
First Financial Corporation (THFF) has agreed to acquire First Illinois Corporation through a merger, subject to shareholder and regulatory approvals and other closing conditions. If completed, each eligible First Illinois share may be exchanged, at the holder’s election, for 0.5727 THFF shares, $44.35 in cash, or a combination, subject to election limits, proration and possible adjustment. The agreement caps First Illinois shares eligible for cash at 727,377 and for stock at 1,697,213, subject to proportionate increases if shares are issued upon exercise of First Illinois stock options. THFF expects to issue approximately 971,994 shares, subject to adjustment; based on THFF’s August 26, 2026 closing price, aggregate merger consideration was approximately $111.3 million. If First Illinois’ adjusted consolidated shareholders’ equity at closing is below $82,437,826, merger consideration is adjusted downward dollar-for-dollar by the shortfall, subject to agreement exclusions.
The combined company is expected to have approximately $7.0 billion in total assets and a network of 90 branches across Indiana, Illinois, Kentucky, Tennessee and Georgia. Completion is expected in the first quarter of 2027 and requires First Illinois shareholder approval and regulatory approvals. The merger agreement includes a March 31, 2027 termination date, subject to extensions.
FIRST FINANCIAL CORP (THFF) common stock is the subject of BlackRock, Inc.'s amended beneficial-ownership report. BlackRock reported beneficial ownership of 998,536 shares, or 6.3%, as of September 30, 2026. It reported sole voting power over 968,205 shares and sole dispositive power over 998,536 shares, with no shared voting or dispositive power. Various persons have rights to receive dividends or direct the receipt of sale proceeds, but no one person's interest exceeds 5% of the outstanding common shares.
First Financial Corporation (THFF) reported third-quarter 2026 net income of $27.441 million, compared with $20.762 million in third-quarter 2025, and diluted earnings per share of $2.31 versus $1.75. Net interest income was $63.526 million, up 16.3% from $54.603 million; net interest margin was 4.51%, compared with 4.25%. For the nine months ended September 30, 2026, net income was $69.988 million versus $57.754 million.
First Financial completed its CedarStone Financial acquisition on March 1, 2026; acquired loans were $292 million and acquired deposits were $313 million. Under its merger agreement with First Illinois, each outstanding First Illinois common share is to be converted into the right to receive either 0.5727 First Financial shares or $44.35 in cash. The agreement provides for 70% of First Illinois common stock to be exchanged for First Financial shares and 30% for cash, subject to its allocation and election procedures; closing is expected in the first quarter of 2027. The credit-loss benefit was $750,000, compared with a $1.950 million provision expense in third-quarter 2025.
First Financial Corp director James O. McDonald reported a direct purchase of 87 shares of First Financial Corp stock on October 16, 2026, at $73.5760 per share. His reported direct holdings following the transaction were 11,928 shares. The purchase was reported as a non-derivative transaction, and no Rule 10b5-1 plan is reported for it.
First Financial Corp (THFF), acting as an institutional investment manager, reported all of its holdings in a Form 13F, with 407 information-table entries and an information-table value total of $284,064,201, rounded to the nearest dollar. The summary lists 0 other included managers; the entry count and value describe the holdings reported by the manager.
FIRST FINANCIAL CORP (THFF) announced an orderly Chief Financial Officer transition. Long-serving CFO and Secretary/Treasurer Rodger A. McHargue notified the company on September 15, 2026 of his decision to retire effective December 31, 2026. The Board of Directors has appointed Paul D. Nungester, Jr., age 52, to succeed him as Secretary/Treasurer and CFO effective January 1, 2027.
Nungester joined the company on August 10, 2026 as Senior Vice President and Director of Finance and previously served as CFO of Premier Financial Corporation. Under a new employment agreement effective September 1, 2026, he will receive a base salary of $375,000 per year, with eligibility for executive bonuses and benefits, for a term running through June 30, 2028 with possible one-year extensions. The agreement includes confidentiality, non-solicitation, and non-compete covenants that restrict competition within a 75-mile radius of Terre Haute, Indiana, reduced to 50 miles if he is terminated without just cause or resigns for good reason.
FIRST FINANCIAL CORP (THFF) announced that its board of directors declared a quarterly cash dividend of $0.56 per share. The dividend is payable on October 15, 2026 to shareholders of record at the close of business on October 1, 2026. First Financial Corporation is the holding company for First Financial Bank N.A., which operates in Indiana, Illinois, Kentucky, Tennessee, and Georgia.