UP Fintech (TIGR) CFO discloses direct and spousal ADS holdings

Rhea-AI Filing Summary

UP Fintech Holding Ltd director and CFO John Fei Zeng filed an initial ownership report showing holdings of American Depositary Shares. He reports 266,667 ADS held directly and 266,666 ADS held indirectly through his spouse. Each ADS represents fifteen Class A ordinary shares of the company.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Zeng John Fei

(Last) (First) (Middle)

NO. 16 TAIYANGGONG MIDDLE ROAD

(Street)

BEIJING CHINA 100020

(City) (State) (Zip)

CHINA

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
UP Fintech Holding Ltd [ TIGR ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
American Depositary Shares(1)	266,667	D
American Depositary Shares	266,666	I	By Spouse

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Each American Depositary Share ("ADS") represents fifteen (15) Class A Ordinary Shares of the Issuer.

	/s/John Fei Zeng	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does UP Fintech (TIGR) CFO John Fei Zeng report on this Form 3?

He reports his initial ownership of American Depositary Shares in UP Fintech. The filing shows 266,667 ADS held directly and 266,666 ADS held indirectly via his spouse, establishing his starting equity position as a reporting insider.

How many UP Fintech (TIGR) ADS does the CFO hold directly and indirectly?

The CFO reports 266,667 American Depositary Shares held directly and 266,666 ADS held indirectly through his spouse. Together, these positions reflect his combined beneficial ownership at the time of the Form 3 filing as disclosed.

What is the share ratio for UP Fintech (TIGR) American Depositary Shares?

Each UP Fintech American Depositary Share represents fifteen Class A ordinary shares. This means the ADS holdings reported on the Form 3 correspond to a larger number of underlying ordinary shares based on that fifteen-to-one ratio.

Does this UP Fintech (TIGR) Form 3 show any insider buying or selling?

No specific purchases or sales are reported; the Form 3 records existing ownership. It lists the CFO’s direct and indirect ADS holdings, functioning as an initial snapshot of his beneficial ownership rather than documenting new trades.

How is the CFO’s indirect ownership in UP Fintech (TIGR) characterized?

Indirect ownership is reported as ADS held "By Spouse" totaling 266,666 shares. This indicates beneficial ownership through his spouse, which must be disclosed even though the shares are not registered directly in his own name.